Live clock comparison with exact offset, conversion table, and meeting planner
| Mumbai Time | Refugio Time |
|---|---|
|
6:00 AM
06:00
|
7:30 PM
America/Chicago
|
|
9:00 AM
09:00
|
10:30 PM
America/Chicago
|
|
12:00 PM
12:00
|
1:30 AM
America/Chicago
|
|
3:00 PM
15:00
|
4:30 AM
America/Chicago
|
|
6:00 PM
18:00
|
7:30 AM
America/Chicago
|
|
9:00 PM
21:00
|
10:30 AM
America/Chicago
|
Highlighted row shows the current hour range. Use the full 24-hour table for complete reference.
Use the Meeting Planner for exact overlapping business hours.
The time difference between Mumbai, Maharashtra, India and Refugio, Texas, United States is 11h 30m. This means Refugio is 11h 30m behind Mumbai. When it is 11:39 AM in Mumbai, it is 1:09 AM in Refugio.
When it is 12:00 PM (noon) in Mumbai, Maharashtra, India, it is 1:30 AM in Refugio, Texas, United States. This is calculated by applying the 11h 30m offset between the two time zones.
Mumbai uses Asia/Kolkata (UTC+5:30) and Refugio uses America/Chicago (UTC-5). The live clocks on this page automatically account for any active Daylight Saving Time transitions, so the displayed time is always accurate.
The best time to call depends on the 11h 30m difference. Use our Meeting Planner to find overlapping business hours (typically 9 AM – 5 PM) between the two cities. This ensures both parties are available during working hours.
To convert time from Mumbai to Refugio, subtract 11h 30m. For example, when it is 3:00 PM in Mumbai, it is 4:30 AM in Refugio. Use the quick conversion table above or the 24-Hour Time Table for a complete reference.
The time difference between Mumbai, Maharashtra, India and Refugio, Texas, United States is driven by their respective UTC offsets. Mumbai operates under Asia/Kolkata with an offset of UTC+5:30, while Refugio follows America/Chicago at UTC-5.
This 11h 30m gap means that when scheduling meetings, travel, or calls between these two locations, you must account for the fact that Refugio is consistently 11h 30m behind Mumbai. Both cities automatically observe Daylight Saving Time where applicable, and our live clocks reflect any seasonal changes in real time.
Use our 24-Hour Time Table for a complete hour-by-hour conversion chart, the Meeting Planner to find the best overlapping business hours, or the Distance Calculator to see how far apart these cities are.