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ATM & cash service comparison

Bank of Baroda ATM & Cash Recycler Services vs Canara Bank ATM & Cash Recycler Services

Compare Bank of Baroda ATM & Cash Recycler Services and Canara Bank ATM & Cash Recycler Services using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

ATM & cash service comparison

Bank of Baroda ATM & Cash Recycler Services vs Canara Bank ATM & Cash Recycler Services

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 10, 2026
Bank of BarodaBank of Baroda ATM & Cash Recycler Services

Bank of Baroda customers who want unusually explicit ATM pricing and cash-recycler limits, while keeping current-account and branch third-party restrictions separate from savings treatment.

Cost / pricing
Bank of Baroda currently lists 5 free financial + non-financial transactions at BOB ATMs, then ₹10 per financial and ₹5 per non-financial transaction. At other-bank ATMs, Savings debit cards receive 3 free transactions in metros and 5 in non-metros; after that ₹23 financial and ₹11 non-financial. Debit cards linked to Current/OD/CC accounts are charged from the first off-us transaction.
Reviewed
September 10, 2026
Evidence
4 bank sources
Open product research
Canara BankCanara Bank ATM & Cash Recycler Services

Canara customers who need current September 2026 ATM charges and want branch/CDM cash-deposit free entitlements kept distinct from ATM withdrawal allowances.

Cost / pricing
Canara's card service-charge page, updated 1 September 2026, lists 5 free financial/non-financial Canara ATM/Cash Recycler transactions per month for general Savings customers and 8 for senior citizens; thereafter ₹23 + GST for cash withdrawal/UPI cash withdrawal and ₹5 + GST for non-financial transactions. At other-bank ATMs/Cash Recyclers, Savings customers receive 3 free in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial.
Reviewed
September 10, 2026
Evidence
3 bank sources
Open product research
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littleden.blog · Comparison research sheet

Bank of Baroda ATM & Cash Recycler Services vs Canara Bank ATM & Cash Recycler Services

Prepared 14 Sep 2026 · Source page: https://littleden.blog/compare-banking/bank-of-baroda-atm-cash-services-vs-canara-atm-cash-services/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Which ATM allowance applies to your use?Compare own-bank and other-bank terms in the correct account or card context.

Bank of Baroda ATM & Cash Recycler Services

Own-bank ATM
5 free BOB ATM financial + non-financial transactions; thereafter ₹10 per financial and ₹5 per non-financial transaction under the current service-charge page.
Other-bank ATM
Savings: 3 free off-us transactions in metros and 5 in non-metros, including non-financial transactions; thereafter ₹23 financial and ₹11 non-financial. Current/OD/CC-linked debit cards are charged from the first off-us transaction.

Canara Bank ATM & Cash Recycler Services

Own-bank ATM
Savings customers: 5 free monthly financial/non-financial Canara ATM/Cash Recycler transactions; senior citizens: 8. Beyond the free count, cash withdrawal including ICCW/UPI cash withdrawal is ₹23 + GST and non-financial transaction ₹5 + GST, effective 1 September 2026.
Other-bank ATM
Savings customers: 3 free monthly financial/non-financial transactions at other-bank ATMs/Cash Recyclers in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial under the 1 September 2026 update.
02Will the withdrawal and deposit rules fit?Check withdrawals and machine deposits as separate transactions.

Bank of Baroda ATM & Cash Recycler Services

Withdrawal limits
BOB Cash Recycler maximum withdrawal per transaction is ₹15,000 for BOB debit cards and ₹10,000 for other-bank debit cards; the daily withdrawal amount still depends on the debit-card variant/account limit.
Cash deposit machine
Cash Recycler card deposit up to ₹2 lakh/day with PAN registered or ₹49,999 without PAN; cardless account-number deposit up to ₹20,000/day. Successful recycler transactions are real-time and a receipt is provided.

Canara Bank ATM & Cash Recycler Services

Withdrawal limits
The ATM free count/fee schedule does not set the debit card's daily cash ceiling; the linked card/account limit remains controlling over the amount that can be withdrawn.
Cash deposit machine
Regular cash-handling charges apply to cash remitted through CDMs/kiosks/alternative channels. Canara clubs those deposits with home/non-home branch cash remittances when calculating the free entitlement.
03What charges and failed-ATM handling apply?Check the scope of charges and the recorded failed-transaction treatment.

Bank of Baroda ATM & Cash Recycler Services

Charge scope
On-us, off-us, branch and Cash Recycler limits/charges are separate. Account type and card variant must be matched before applying the published figure.
Failed ATM treatment
RBI requires debit-without-cash ATM failures to be reversed within T+5 calendar days, with ₹100/day compensation beyond T+5. BOB ATM/CR transaction details/receipts should be retained for complaint handling.

Canara Bank ATM & Cash Recycler Services

Charge scope
ATM/Cash Recycler transaction fees and cash-handling fees are distinct. Canara explicitly clubs cash deposits across branch/CDM/kiosk channels but excludes ATM/alternate-channel withdrawals from branch cash-withdrawal charges.
Failed ATM treatment
RBI's current failed-ATM framework requires reversal within T+5 calendar days where the account is debited but cash is not dispensed, with ₹100/day compensation beyond T+5.
Other maintained comparisons for Bank of Baroda ATM & Cash Recycler ServicesOther maintained comparisons for Canara Bank ATM & Cash Recycler Services
Exact terms

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The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.

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Banking product terms side by side for Bank of Baroda ATM & Cash Recycler Services and Canara Bank ATM & Cash Recycler Services
Decision factorBank of Baroda ATM & Cash Recycler ServicesCanara Bank ATM & Cash Recycler Services
ATM / cash service chargesBank of Baroda currently lists 5 free financial + non-financial transactions at BOB ATMs, then ₹10 per financial and ₹5 per non-financial transaction. At other-bank ATMs, Savings debit cards receive 3 free transactions in metros and 5 in non-metros; after that ₹23 financial and ₹11 non-financial. Debit cards linked to Current/OD/CC accounts are charged from the first off-us transaction.Canara's card service-charge page, updated 1 September 2026, lists 5 free financial/non-financial Canara ATM/Cash Recycler transactions per month for general Savings customers and 8 for senior citizens; thereafter ₹23 + GST for cash withdrawal/UPI cash withdrawal and ₹5 + GST for non-financial transactions. At other-bank ATMs/Cash Recyclers, Savings customers receive 3 free in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial.
Eligible account / cardRequires the applicable Bank of Baroda account/debit card for card-based access. ATM/CR use does not change underlying Savings, Current, BSBD/FI or card-variant rules.Requires the relevant Canara account/debit-card relationship for card-based ATM access. Branch and cash-deposit handling fees remain linked to the underlying Savings/CA/OD/OCC account tariff.
ATM / cash service coverageBOB ATMs support withdrawals and service requests; Cash Recyclers support both real-time cash deposits and withdrawals, including card-based and cardless deposits, and are described as available round the clock/365 days where the machine is operational.Canara ATMs/Cash Recyclers support card cash access and related services. Cash remitted at home/non-home branches, cash-deposit machines, kiosks and alternative cash channels is integrated into the account's cash-handling entitlement rather than treated as unrelated buckets.
ATM / cash limitsCash Recycler deposits with debit card are up to ₹2 lakh/day where PAN is registered and ₹49,999 where PAN is not registered; cardless account-number deposits are up to ₹20,000/day. Withdrawal at a BOB Cash Recycler is up to ₹15,000 per transaction for BOB cards and ₹10,000 for other-bank cards, while the debit-card daily limit still controls total availability.Withdrawal amount depends on debit-card/account limits. The September 2026 ATM charge schedule separately controls free transaction counts and post-free charges; those counts are not the card's daily withdrawal ceiling.
ATM / cash accessEligible account/card customers for card-based ATM/CR use; cardless deposits require the correct BOB account number. Savings and current/OD/CC have different off-us fee treatment.Eligible Canara account/debit-card customers, with senior-citizen own-bank free-count treatment separately identified. Cash-deposit and branch rules depend on Savings versus CA/OD/OCC status.
Account / card / channel relationshipThe ATM/recycler is a channel over the underlying account/card. Branch cash transaction counts, outstation withdrawal caps and BSBD/FI exemptions remain account-channel rules rather than ATM limits.ATM/Cash Recycler charges and branch/cash-deposit fees are different layers. Canara explicitly clubs cash remittances across home/non-home branches, CDMs, kiosks and alternative channels to determine the free cash-handling entitlement.
ATM & cash detail

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Type-specific banking comparison terms for Bank of Baroda ATM & Cash Recycler Services and Canara Bank ATM & Cash Recycler Services
Decision factorBank of Baroda ATM & Cash Recycler ServicesCanara Bank ATM & Cash Recycler Services
Own-bank ATM5 free BOB ATM financial + non-financial transactions; thereafter ₹10 per financial and ₹5 per non-financial transaction under the current service-charge page.Savings customers: 5 free monthly financial/non-financial Canara ATM/Cash Recycler transactions; senior citizens: 8. Beyond the free count, cash withdrawal including ICCW/UPI cash withdrawal is ₹23 + GST and non-financial transaction ₹5 + GST, effective 1 September 2026.
Other-bank ATMSavings: 3 free off-us transactions in metros and 5 in non-metros, including non-financial transactions; thereafter ₹23 financial and ₹11 non-financial. Current/OD/CC-linked debit cards are charged from the first off-us transaction.Savings customers: 3 free monthly financial/non-financial transactions at other-bank ATMs/Cash Recyclers in metros and 5 in non-metros; thereafter ₹23 + GST financial and ₹11 + GST non-financial under the 1 September 2026 update.
Withdrawal limitsBOB Cash Recycler maximum withdrawal per transaction is ₹15,000 for BOB debit cards and ₹10,000 for other-bank debit cards; the daily withdrawal amount still depends on the debit-card variant/account limit.The ATM free count/fee schedule does not set the debit card's daily cash ceiling; the linked card/account limit remains controlling over the amount that can be withdrawn.
Cash deposit machineCash Recycler card deposit up to ₹2 lakh/day with PAN registered or ₹49,999 without PAN; cardless account-number deposit up to ₹20,000/day. Successful recycler transactions are real-time and a receipt is provided.Regular cash-handling charges apply to cash remitted through CDMs/kiosks/alternative channels. Canara clubs those deposits with home/non-home branch cash remittances when calculating the free entitlement.
Branch cashSavings branch cash withdrawals beyond the first 5 per month are ₹125/transaction at metro/urban branches and ₹100 at rural/semi-urban branches/senior-citizen/pensioner treatment under the current service-charge page; maximum outstation self withdrawal is ₹50,000/day. BSBD/FI exemptions apply where stated.Savings cash deposits: first 3 transactions monthly are free under the reviewed tariff, then ₹1 per ₹1,000 or part (minimum ₹50, maximum ₹5,000 per transaction); Savings branch cash withdrawals: first 5 monthly free, then ₹100 per transaction. CA/OD/OCC use separate value-based cash rules.
Failed ATM treatmentRBI requires debit-without-cash ATM failures to be reversed within T+5 calendar days, with ₹100/day compensation beyond T+5. BOB ATM/CR transaction details/receipts should be retained for complaint handling.RBI's current failed-ATM framework requires reversal within T+5 calendar days where the account is debited but cash is not dispensed, with ₹100/day compensation beyond T+5.
Charge scopeOn-us, off-us, branch and Cash Recycler limits/charges are separate. Account type and card variant must be matched before applying the published figure.ATM/Cash Recycler transaction fees and cash-handling fees are distinct. Canara explicitly clubs cash deposits across branch/CDM/kiosk channels but excludes ATM/alternate-channel withdrawals from branch cash-withdrawal charges.
Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

Bank of Baroda

Bank of Baroda ATM & Cash Recycler Services

  • Other-bank ATM free transactions apply to Savings treatment; Current/OD/CC cards are charged from the first off-us transaction under the current BOB schedule.
  • Recycler per-transaction/per-day limits are operational ceilings, not a promise that the underlying account/card permits that entire amount or that cash handling is free.
  • BOB has withdrawn inter-SOL cash payments to third parties; do not confuse that branch rule with cardless Cash Recycler deposits into a correctly entered account.
Canara Bank

Canara Bank ATM & Cash Recycler Services

  • Canara revised own-bank and other-bank ATM/Cash Recycler charges effective 1 September 2026; older ₹21/other values should not be reused.
  • The Savings cash-handling tariff's free deposit transactions are not additional to CDM/kiosk deposits—Canara clubs the cash channels when calculating entitlement.
  • Branch cash-withdrawal transaction charges explicitly exclude ATM/alternate-channel withdrawals, so the two fee systems must not be added or substituted for each other.
Research tools

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These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.

Independent source state

Verify each product from its own bank evidence.

One side's source depth or freshness never fills a gap in the other record.

Bank of Baroda

Bank of Baroda ATM & Cash Recycler Services

Reviewed
September 10, 2026
Attached first-party sources
4
Open primary bank source ↗
MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

Bank of Baroda ATM & Cash Recycler Services

Reviewed September 10, 2026 · 4 attached first-party sources

  1. Fee / charge schedulehttps://bankofbaroda.bank.in/interest-rate-and-service-charges/service-charges
  2. Issuer product pagehttps://bankofbaroda.bank.in/digital-products/other-digital-services/atms-and-kiosks/atms
  3. Issuer product pagehttps://bankofbaroda.bank.in/digital-products/other-digital-services/atms-and-kiosks/cash-recyclers-crs
  4. Issuer product pagehttps://www.rbi.org.in/scripts/FS_FAQs.aspx?Id=75

Canara Bank ATM & Cash Recycler Services

Reviewed September 10, 2026 · 3 attached first-party sources

  1. Fee / charge schedulehttps://www.canarabank.bank.in/pages/service-charges-related-to-cards
  2. Fee / charge schedulehttps://www.canarabank.bank.in/pages/Non-Credit-and-Non-Forex-Service-Charges
  3. Issuer product pagehttps://www.rbi.org.in/scripts/FS_FAQs.aspx?Id=75