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AccountsPublished research

Bank Accounts in India

Research savings, salary, current, basic and NRI account propositions using minimum-balance rules, fees, interest, linked cards, service channels and eligibility.

Browse 107 profiles Explore this system Research methodology
Research map

Move from the banking system to the exact product family.

Each route keeps its own publication threshold. A neighboring category can be live while another remains evidence-gated.

AccountsSavings accounts

Compare savings accounts on interest tiers, balance requirements, account fees, debit-card linkage, transfer limits and digital banking access.

77 verified profiles
AccountsSalary accounts

Research salary accounts by employer eligibility, zero-balance treatment, linked card benefits, salary-credit conditions and relationship privileges.

15 verified profiles
AccountsCurrent accounts

Compare current accounts for businesses and professionals using balance requirements, cash-deposit limits, transaction charges, digital collections and account service features.

10 verified profiles
AccountsNRI accounts

Compare evidence-backed regular and premium NRE, NRO and combined NRI savings propositions using source-of-funds purpose, repatriability, Indian tax treatment, balance or relationship-value requirements, debit-card geography, KYC documentation and residency-status lifecycle rules rather than treating all NRI accounts as interchangeable.

17 verified profiles
AccountsBasic & zero-balance accounts

Compare statutory BSBDA, PMJDY/basic scheme accounts, relaxed-KYC Small Accounts and commercial zero-balance savings propositions using minimum-balance rules, opening funding, transaction caps, debit-card cost and eligibility instead of treating every “zero balance” account as equivalent.

23 verified profiles
AccountsMinor & student accounts

Compare minor and student savings accounts using guardian versus self-operation rules, age and course-status thresholds, balance/opening-funding requirements, child-specific debit-card limits, school-linked eligibility, digital access and conversion or re-KYC when the customer reaches adulthood or ages out of a student scheme.

15 verified profiles
AccountsPremium banking

Research premium banking programmes by relationship-value requirements, fee treatment, bundled cards, service privileges and qualification maintenance rules.

6 verified profiles
Published research

Start with the exact product and its reviewed terms.

Every profile keeps its bank relationship, conditions, cautions, verification date and first-party evidence separate.

107of 107 profiles shown

107 profiles visible.

AU Small Finance BankCurrent account

AU Basic Current Account

AU Small Finance Bank's entry-level business current-account tier with a ₹10,000 AMB, digital transaction access, merchant solutions and a Business Gold Debit Card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account costAU's current-account overview lists the Basic variant from ₹10,000 product AMB; specific non-maintenance and service charges follow the current fee schedule.
Best fitSmall businesses and proprietors seeking a lower-balance AU current account with digital collections, QR/POS support and a business debit card.
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AU Small Finance BankSavings account

AU Small Finance Bank Basic Savings Bank Deposit Account

AU Small Finance Bank's statutory BSBDA with no average monthly balance, a RuPay Classic Debit Card and first-party-documented digital/branch basic banking services.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo average monthly balance required.
Best fitCustomers who want a regulated zero-balance AU account and can work within current BSBDA transaction/service rules.
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AU Small Finance BankSavings account

AU Small Finance Bank Digital Savings Account

A no-minimum-balance digital AU savings account with video-KYC onboarding, monthly interest payouts and a RuPay Platinum debit-card proposition.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance.
Best fitDigital-first resident customers who want a no-minimum-balance AU savings account with app-led banking.
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AU Small Finance BankSavings account

AU Small Finance Bank Kids Savings Account

AU Small Finance Bank's under-18 Kids Savings Account with no account-balance non-maintenance charge, digital access and a Visa Gold Debit Card option for children above 10.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo account-balance non-maintenance charge on the child's account under the current AU Kids proposition.
Best fitFamilies wanting a child account without account-balance non-maintenance charges and with a bank-published low daily card limit for older children.
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AU Small Finance BankSalary account

AU Small Finance Bank Platinum Salary Account

A zero-balance AU salary account for qualifying employees, bundled with a lifetime-free AU Platinum Debit Card and salary-programme privileges.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance while the qualifying salary relationship continues.
Best fitEmployees earning more than ₹30,000 net monthly salary at an organisation with an AU Small Finance Bank salary relationship.
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AU Small Finance BankSalary account

AU Small Finance Bank Royale Salary Account

AU's premium salary/family-banking programme for ₹1 lakh+ monthly salary relationships, with a Royale Debit Card, lounge/movie privileges and alternative family-level qualification routes.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleQualify through net salary credit of ₹1 lakh+ per month, or family-level AMB of ₹1 lakh, or family-level FD of ₹20 lakh with qualifying tenure under reviewed terms.
Best fitSenior-management/high-salary customers at empanelled employers who can meet the ₹1 lakh salary threshold or alternative family-level balance/FD criteria and use premium travel/lifestyle benefits.
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Axis BankSavings account

Axis Bank Basic Savings Bank Deposit Account

Axis Bank's statutory Basic Savings Bank Deposit Account with no minimum balance and the regulatory basic-service set, including ATM/debit-card access.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement.
Best fitCustomers who need basic Axis banking without a minimum balance and can accept BSBDA withdrawal/service restrictions.
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Axis BankSavings account

Axis Bank Burgundy Digital Savings Account

Axis Bank's digitally opened Burgundy savings variant, combining video-KYC onboarding with Burgundy relationship benefits and an explicitly linked Burgundy Debit Card.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleAxis publishes Burgundy-specific relationship criteria separately; the current digital-savings page directs applicants to the Burgundy criteria/fees rather than treating it like a low-balance digital account.
Best fitCustomers who qualify for Burgundy and want digital onboarding while preserving the premium debit-card and relationship proposition.
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Axis BankSalary account

Axis Bank Easy Access Salary Account

A zero-balance Axis salary account with digital banking, free online NEFT and basic account-service inclusions under the reviewed Most Important Document.

First-party checked2 bank sourcesReviewed September 11, 2026
Balance ruleNil balance requirement under the reviewed Easy Access Salary Account tariff.
Best fitEmployees whose employer is eligible for Axis salary banking and who want a simple zero-balance salary relationship.
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Axis BankSavings account

Axis Bank Easy Access Savings Account

Axis Bank's mainstream Easy Access savings account with location-based average-balance requirements and integrated debit/digital banking access.

First-party checked3 bank sourcesReviewed September 11, 2026
Balance ruleCurrent Axis Bank savings directory publishes Easy Access AMB of ₹12,000 for metro/urban, ₹5,000 for semi-urban and ₹2,500 for rural locations.
Best fitCustomers wanting a mainstream Axis Bank savings account who can maintain the applicable location-based balance.
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Axis BankSavings account

Axis Bank Future Stars Savings Account

Axis Bank's kids savings account for under-18s, with guardian operation below 10, self-operation above 10 with guardian consent and a child-limited Visa Platinum Debit Card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleCurrent product page displays ₹2,500 minimum average balance and ₹3,000 initial funding in non-rural locations; it also advertises a no-AMB route when the stated ₹25,000 FD or ₹2,000 RD relationship is maintained.
Best fitFamilies wanting a clearly documented transition from guardian operation to self-operation and a named debit card with low child-specific limits.
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Axis BankSavings account

Axis Bank Liberty Savings Account

A spend-or-balance Axis savings account that allows customers to qualify by maintaining ₹25,000 AMB or completing ₹25,000 of qualifying monthly account/debit-card spends.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleMaintain ₹25,000 Average Monthly Balance OR make ₹25,000 of qualifying monthly merchant payments through the account/debit card under the reviewed terms.
Best fitCustomers who can naturally meet either the ₹25,000 monthly balance or qualifying-spend route and want a debit-card-led lifestyle proposition.
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Axis BankCurrent account

Axis Bank Normal Current Account

Axis Bank's entry-level value-based current account with lower balance requirements than its higher business tiers and a published free cash-deposit allowance.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account costReviewed 2026 brochure lists MAB of ₹10,000 at metro/urban branches and ₹5,000 at semi-urban/rural branches; a ₹100 monthly service charge is shown for the Normal Current Account.
Best fitSmaller businesses wanting a conventional Axis current account with relatively modest balance requirements and clear cash-deposit pricing.
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Axis BankSavings account

Axis Bank NRI Prime Savings Account

Axis Bank's NRI Prime savings programme covering NREPM and NROPM states under one tariff, with ₹25,000 MAB or ₹1 lakh term-deposit alternative and different debit-card variants/limits for NRE versus NRO.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹25,000 monthly average balance or ₹1 lakh term deposit under the current NRI Prime schedule, calculated across qualifying savings/current relationships under the same customer ID as described by the bank.
Best fitNRIs who prefer one Axis relationship programme spanning NRE/NRO needs and can maintain ₹25,000 MAB or the stated term-deposit alternative.
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Axis BankSalary account

Axis Bank Prestige Salary Account

A zero-balance Axis salary tier for qualifying salaried customers, with a complimentary Prestige Debit Card, enhanced transaction limits and Prestige relationship benefits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNil balance requirement while the salary programme remains qualifying; the reviewed terms reference ₹75,000 Prestige Savings AMB as the fallback relationship benchmark when salary credits stop.
Best fitSalaried customers in the Prestige income band who can keep salary credits active and want a premium debit-card/account relationship below the Priority tier.
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Axis BankSavings account

Axis Bank Prestige Savings Account

A premium Axis savings relationship built around a ₹75,000 savings AMB or alternative relationship-value routes, with Prestige Debit Card benefits and enhanced transaction allowances.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleReviewed Axis material states ₹75,000 savings AMB, or ₹1.5 lakh combined savings/current AMB, or ₹3 lakh Total Relationship Value across eligible balances/investments as qualifying routes.
Best fitCustomers who can naturally maintain the Prestige balance/relationship criteria and can use its debit-card, dining, transaction and lifestyle benefits.
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Axis BankSalary account

Axis Bank Priority Salary Account

A premium Axis Bank salary account with Priority banking access, a Priority Platinum Debit Card, family banking and higher daily transaction limits.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleSalary-account treatment applies while regular qualifying salary credits continue; normal savings-account AMB requirements apply after loss of salary status under the reviewed terms.
Best fitEligible salaried customers who value relationship-manager support, family banking and higher debit-card limits.
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Bank of BarodaSavings account

Bank of Baroda bob Advantage Savings Account

Bank of Baroda's mainstream savings account with ₹2,000/₹1,000/₹500 location-based balance targets and an explicitly supported full Video-KYC opening mode.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance rule₹2,000 metro/urban, ₹1,000 semi-urban and ₹500 rural under the current product page.
Best fitNew-to-Bank-of-Baroda resident adults who want the bank's conventional savings account and can maintain the applicable location-based balance while using the branchless full-KYC route.
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Bank of BarodaSavings account

Bank of Baroda bob Champ Account

Bank of Baroda's zero-MAB child savings account for ages 0-18, with self-operation above 10, age-specific balance rules and a named bob Champ RuPay debit-card option from age 10.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleZero MAB. Bank of Baroda states a ₹1 lakh maximum balance for self-operated minors aged 10-14; the current page says the ceiling does not apply in the same way above age 14, subject to extant bank guidelines.
Best fitFamilies wanting a zero-minimum-balance public-sector child account with explicit self-operation, digital-access and child-card limits.
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Bank of BarodaSavings account

Bank of Baroda bob LITE Savings Account

Bank of Baroda's commercial lifetime zero-balance savings account, eligible for the bank's full Video-KYC opening route, with a RuPay Platinum debit-card benefit that has its own QAB condition.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleLifetime zero-balance account with no minimum-balance charge. The separate debit-card fee-waiver QAB is not an account minimum-balance requirement.
Best fitNew-to-Bank-of-Baroda resident adults using V-KYC who want no account minimum-balance charge but can separately evaluate whether maintaining QAB is worthwhile for the debit-card fee waiver.
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Canara BankSavings account

Canara Basic Savings Bank Deposit Account

Canara Bank's full-KYC BSBDA with no minimum balance, a free ATM/ATM-cum-Debit Card, internet/mobile banking and a current four-free-withdrawal framework that excludes non-ATM digital payments from the count.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum-balance requirement.
Best fitCustomers who want a current public-sector BSBDA with clearly documented free core services and explicit treatment of digital payments versus counted withdrawals.
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Canara BankSavings account

Canara Champ Deposit Scheme

Canara Bank's savings scheme for children below 12, using a ₹100 opening amount, minimum half-yearly credit activity and automatic conversion to regular savings after majority.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo conventional minimum-balance penalty is stated; the scheme instead uses a small opening amount and minimum periodic credit activity.
Best fitParents/guardians of younger children who want a simple bank savings habit product rather than child-operated digital/card access.
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Canara BankSavings account

Canara Junior Savings Account

Canara Bank's self-operated account for minor students above 10 with a debit card, student-ID requirement and tightly defined balance, annual-credit and monthly-debit ceilings.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleBalance must not exceed ₹50,000 at any point under the current product page; the account must always remain in credit.
Best fitMinor students above 10 who can operate independently and need a low-limit account with education-payment support.
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Canara BankSavings account

Canara NSIGSE Savings Bank Deposit Account

Canara Bank's no-minimum-balance NSIGSE schoolgirl savings account for specifically identified eligible students under the government-backed secondary-education incentive scheme.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo minimum balance requirement under the scheme-specific account terms.
Best fitEligible SC/ST or Kasturba Gandhi Balika Vidyalaya girls entering qualifying Class IX schools under the NSIGSE implementation rules.
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Canara BankSavings account

Canara Small Savings Bank Deposit Account

Canara Bank's relaxed-KYC Small Account for customers unable to provide full KYC documents, with statutory balance, annual-credit and monthly withdrawal/transfer caps.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleBalance must not exceed ₹50,000 at any point while the account remains under Small Account rules.
Best fitCustomers who need a temporary relaxed-KYC banking route and can remain within the Small Account ceilings while completing full KYC.
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Federal BankSavings account

Federal Bank Basic Savings Bank Deposit Account

Federal Bank's statutory zero-balance BSBDA with a free RuPay debit card, cheque-book access and a defined four-free-withdrawal monthly basic-service allowance.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement.
Best fitCustomers who need a basic Federal Bank account with no minimum balance and can operate within the BSBDA withdrawal/account-ownership framework.
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Federal BankSavings account

Federal Bank Fed NRE SB Online

Federal Bank's online NRE savings account with ₹5,000 AMB and an explicitly named Visa Signet Platinum International Debit Card carrying account-specific ₹50,000 ATM and ₹3 lakh shopping limits.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
Best fitDigitally comfortable NRI customers who want a modest ₹5,000 AMB and an explicitly documented international debit-card relationship.
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Federal BankSavings account

Federal Bank Fed NRO SB Online

Federal Bank's online NRO savings account with ₹5,000 AMB and an explicitly named Mastercard Crown Domestic Debit Card; the account page publishes a relationship-specific ₹2.5 lakh shopping limit.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
Best fitNRI customers managing Indian-source rupee funds who want Federal's digital channels, modest AMB and a clearly named domestic debit-card relationship.
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Federal BankSavings account

Federal Bank Fed Smart Savings Account

A higher-balance Federal Bank savings account with a Mastercard Crown Debit Card, digital banking and a broad bundle of free banking services.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹1,00,000 Average Monthly Balance under the reviewed Fed Smart page.
Best fitCustomers who can maintain the high ₹1 lakh AMB and value Federal Bank's digital and branch service bundle.
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Federal BankSavings account

Federal Bank FedFirst Kids Savings Account

Federal Bank's under-18 FedFirst account with guardian operation below 10, independent operation above 10, ₹1,000 AMB and a low-limit Visa FedFirst contactless debit card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹1,000 Average Monthly Balance under the current FedFirst product page, subject to the bank's current scheme/waiver rules.
Best fitFamilies wanting a clearly age-tiered kids account with very low card limits and a bank-published debit-card fee-waiver threshold.
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Federal BankSalary account

Federal Bank FedSalary Account

A zero-balance Federal Bank salary account with a complimentary Mastercard Crown Debit Card, digital banking and current insurance benefits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance while qualifying salary credits continue.
Best fitSalaried customers meeting the current ₹15,000 net salary threshold who want a simple zero-balance salary relationship.
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Federal BankSavings account

Federal Bank FedSelfie Zero Balance Savings Account

A commercial zero-balance digital Federal Bank savings account opened through Federal 24x7, with Mastercard Crown debit-card access and free core digital banking.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleNo average monthly balance requirement; cheque-book issuance requires ₹5,000 AMB in the preceding month under current terms.
Best fitNew-to-bank digitally comfortable customers who want no AMB pressure but do not need a free cheque book without maintaining the stated qualifying balance.
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Federal BankSavings account

Federal Bank Imperio Savings Account

A premium Federal Bank family-banking programme with multiple eligibility routes, an Imperio debit card, relationship-management benefits and spend-conditioned lounge access.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleQualify via ₹2 lakh AMB, or ₹1 lakh AMB plus ₹10 lakh TRV, or ₹25 lakh TRV at customer/family level; corporate salary customers can qualify with ₹1 lakh net monthly salary credit.
Best fitFederal Bank customers with meaningful balances/relationship value or ₹1 lakh+ salary who can use the programme's family, lounge and service privileges.
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Federal BankSavings account

Federal Bank Stellar Savings Account

A Federal Bank savings account with Video-KYC online opening, wellness/insurance benefits, an eco-friendly debit card and location-based AMB requirements.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleFor accounts opened from 1 November 2025, current page states ₹20,000 AMB at metro branches and ₹10,000 at urban, semi-urban and rural branches; older Stellar accounts retain the earlier ₹10,000 rule stated by the bank.
Best fitResident adults who can maintain the Stellar AMB and prefer a Video-KYC opening route plus wellness, insurance and debit-card benefits.
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Federal BankCurrent account

Federal Bank Sweep Plus Current Account

A Federal Bank current account that automatically sweeps balances above a threshold into 181-day term deposits while retaining business-payment and digital-banking facilities.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account cost₹1,00,000 Average Monthly Balance; reviewed product page states no account-maintenance charges while applicable service terms continue.
Best fitBusinesses able to maintain ₹1 lakh MAB that regularly hold surplus operating cash above ₹3 lakh and want automatic term-deposit sweeps without manually booking FDs.
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Federal BankSavings account

Federal Bank Yuvamitra Student Savings Account

Federal Bank's no-minimum-balance student account for ages 18-25, with digital banking, a Mastercard Crown Debit Card and automatic scheme conversion at age 25.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance under Yuvamitra while the customer remains eligible; at age 25 the account converts to a current Pride/Delite/Club scheme and the new scheme's balance/service-charge rules apply.
Best fitStudents beyond matriculation, including eligible professional degree/diploma students, who want a student-specific zero-minimum-balance account and understand the age-25 conversion economics.
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HDFC BankSavings account

HDFC Bank Basic Savings Bank Deposit Account

A statutory zero-balance HDFC Bank BSBDA with basic branch/digital banking access, a free RuPay debit card and a four-withdrawal monthly basic-service framework.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo initial payment or average monthly balance is required under the reviewed eligibility page.
Best fitCustomers who need a no-minimum-balance HDFC savings relationship and can work within BSBDA withdrawal/account-ownership restrictions.
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HDFC BankCurrent account

HDFC Bank Biz Elite+ Current Account

HDFC's high-balance Biz+ tier for larger businesses, combining ₹5 lakh/₹2.5 lakh AQB with very high cash-deposit allowances, unlimited bulk transactions and merchant-volume NMC waiver logic.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance / account costAQB: ₹5 lakh metro/urban and ₹2.5 lakh semi-urban/rural. NMC: ₹8,000 per quarter metro/urban and ₹4,000 semi-urban/rural; qualifying merchant credit volume of ₹15 lakh can waive NMC.
Best fitLarge businesses with high transaction volumes that can naturally maintain the balance or qualifying merchant volume and use the much larger free transaction envelope.
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HDFC BankCurrent account

HDFC Bank Biz Lite+ Current Account

An entry-level HDFC Biz+ current-account tier with lower balance commitments, merchant-volume waiver logic and ₹2 lakh-or-6×AMB free monthly cash-deposit positioning.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account costAQB: ₹25,000 metro/urban, with ₹10,000 for qualifying ME/PG/MPOS/QR setups; ₹10,000 semi-urban/rural under the reviewed conditions. NMC: ₹2,500 per quarter metro/urban and ₹1,500 semi-urban/rural.
Best fitSmall and entry-level businesses that want HDFC's current Biz+ ecosystem but do not need the higher balance and transaction allowances of Pro+, Ultra+ or Elite+.
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HDFC BankCurrent account

HDFC Bank Biz Pro+ Current Account

A growing-business HDFC Bank current account with location-based AQB, transaction-volume-based non-maintenance waivers, scaled cash-deposit allowances and bundled digital/business services.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account costAQB is ₹50,000 in metro/urban and ₹25,000 in semi-urban/rural locations; reviewed non-maintenance charges are ₹3,000 and ₹2,000 per quarter respectively unless a waiver condition is met.
Best fitGrowing small businesses that can maintain the required AQB or generate enough qualifying merchant/payment volume to earn the balance-commitment waiver.
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HDFC BankCurrent account

HDFC Bank Biz Ultra+ Current Account

A mid-to-upper HDFC Biz+ tier for expanding businesses, with ₹2 lakh/₹1 lakh AQB by location and substantially larger cash-deposit and transaction allowances than Biz Pro+.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance / account costAQB: ₹2 lakh metro/urban and ₹1 lakh semi-urban/rural. NMC: ₹5,000 per quarter metro/urban and ₹3,000 semi-urban/rural; merchant-volume waiver can apply from ₹7 lakh quarterly qualifying volume.
Best fitMedium-sized businesses with higher cash and payment volumes that can justify a six-figure balance commitment for materially larger free limits.
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HDFC BankSavings account

HDFC Bank BSBDA Small Savings Account

HDFC Bank's zero-balance BSBDA Small Account for resident individuals without complete KYC, with a lifetime RuPay debit card and statutory Small Account transaction caps.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleZero minimum balance; current HDFC terms cap a Small Account at ₹50,000 at any point until full KYC is completed.
Best fitResident individuals who do not have complete KYC and need a basic HDFC banking route while completing officially valid documentation.
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HDFC BankSalary account

HDFC Bank Classic Salary Account

A higher-tier HDFC Bank zero-balance salary account bundled with a Millennia Debit Card, lounge access and additional insurance and banking privileges.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance while the qualifying salary relationship continues. The reviewed page states that after 3 months without salary credit, the account can be converted to a Savings Account with applicable requirements and charges.
Best fitEmployees in eligible HDFC Bank corporate salary programmes who want stronger debit-card and travel benefits than the regular salary tier.
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HDFC BankPremium banking programme

HDFC Bank Imperia Banking Programme

HDFC Bank's higher premium relationship programme with substantially higher balance/TRV or salary thresholds and programme-linked service, debit-card and banking privileges.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleCurrent criteria include ₹10 lakh Savings AMB, ₹15 lakh Current AQB, ₹30 lakh retail liability value, ₹1 crore TRV, or ₹3 lakh+ monthly net salary credit in an HDFC corporate salary account.
Best fitHigh-value HDFC relationships that naturally meet Imperia thresholds and can use the dedicated service, premium debit-card and preferential banking privileges.
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HDFC BankSavings account

HDFC Bank Kids Advantage Account

HDFC Bank's child savings account with a ₹5,000 AMB, guardian-permission debit card, controlled daily card limits and optional sweep-style MoneyMaximizer savings.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹5,000 Average Monthly Balance under current Kids Advantage Debit Card/account material; optional MoneyMaximizer can sweep excess above ₹25,000 once the account reaches ₹35,000.
Best fitHDFC Bank parents or guardians who want a structured child account with low card limits, digital viewing/access and automatic savings features.
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HDFC BankSavings account

HDFC Bank NRE Savings Account

HDFC Bank's rupee-denominated NRE savings account for overseas earnings, with freely repatriable funds, Indian tax-exempt interest under the current NRE treatment and an international debit-card proposition.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleRegular NRE/NRO: metro/urban AMB ₹10,000 or ₹1 lakh FD; semi-urban AMB ₹5,000 or ₹50,000 FD; rural AQB ₹2,500 or ₹25,000 FD under the reviewed fee schedule.
Best fitNRIs or eligible persons of Indian origin who want to remit foreign earnings to India while retaining broad repatriability and international debit-card access.
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HDFC BankSavings account

HDFC Bank NRO Savings Account

HDFC Bank's NRO savings account for Indian-source income, with domestic debit-card access and outward remittance under current-income or the applicable USD 1 million framework.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleRegular NRE/NRO: metro/urban AMB ₹10,000 or ₹1 lakh FD; semi-urban AMB ₹5,000 or ₹50,000 FD; rural AQB ₹2,500 or ₹25,000 FD under the reviewed fee schedule.
Best fitNRIs/PIOs who need to receive and manage rent, pension, dividends or other Indian income and do not need NRE-style unrestricted repatriability.
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HDFC BankPremium banking programme

HDFC Bank Preferred Banking Programme

HDFC Bank's premium relationship programme for customers meeting savings, current-account, liability-value, total-relationship-value or salary criteria, with dedicated service and programme-linked card/fee privileges.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleCurrent HDFC criteria include ₹4 lakh Savings AMB, ₹6 lakh Current AQB, ₹20 lakh combined retail liability value, ₹50 lakh TRV, or ₹2 lakh+ monthly net salary credit in an HDFC corporate salary account.
Best fitCustomers who already maintain a substantial HDFC Bank relationship and can keep the programme threshold without parking extra money solely for status.
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HDFC BankSalary account

HDFC Bank Regular Salary Account

A zero-balance HDFC Bank salary account for employees of participating corporates, bundled with a MoneyBack Debit Card and digital banking access.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance or initial deposit under the reviewed salary-account proposition while qualifying salary credits continue.
Best fitEmployees earning at least the reviewed salary threshold whose employer has an HDFC Bank salary-account relationship.
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HDFC BankSavings account

HDFC Bank Regular Savings Account

HDFC Bank's mainstream savings account with branch-location balance requirements, digital banking access, debit-card options and a Super Saver sweep facility.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleReviewed eligibility material lists ₹10,000 average monthly balance for urban branches, ₹5,000 for semi-urban branches and ₹2,500 average quarterly balance for rural branches, with qualifying FD alternatives.
Best fitResident customers who want a conventional HDFC Bank savings relationship and can maintain the applicable branch-location balance.
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HDFC BankSavings account

HDFC Bank Savings Max Account

A higher-relationship HDFC savings account that bundles a lifetime-free Platinum Debit Card for the primary holder, insurance features and lounge-linked debit-card benefits.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance rule₹25,000 AMB in metro/urban locations, or an eligible FD relationship of ₹1.50 lakh; reviewed eligibility material lists a ₹1 lakh FD alternative in semi-urban/rural locations.
Best fitHDFC customers comfortable with a ₹25,000 metro/urban balance requirement who can use the bundled Platinum Debit Card and account-level insurance benefits.
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ICICI BankSavings account

ICICI Bank Basic Savings Bank Deposit Account

ICICI Bank's statutory BSBDA/PMJDY basic savings proposition with zero-balance treatment and a complimentary personalised RuPay debit card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement under the reviewed BSBDA proposition.
Best fitResident adults seeking essential ICICI banking without a minimum-balance requirement and who accept BSBDA ownership restrictions.
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ICICI BankCurrent account

ICICI Bank Current Account

ICICI Bank's mainstream business current-account proposition with a ₹50,000 quarterly average balance requirement and an integrated stack for collections, payments, merchant services, trade and digital business banking.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account costReviewed product page states a ₹50,000 Quarterly Average Balance requirement; detailed service and non-maintenance charges follow the current business current-account schedule.
Best fitBusinesses that can maintain ₹50,000 QAB and value an integrated current account with InstaBIZ, Corporate Net Banking, merchant collections and trade/payment capabilities.
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ICICI BankSavings account

ICICI Bank NRE Savings Account

ICICI Bank's NRE savings state for overseas income, with fully repatriable principal/interest, current ₹15,000 NRI Savings MAB and an NRI debit-card relationship that can be enabled for worldwide use.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance rule₹15,000 monthly average balance under the reviewed current NRI Savings page/terms, maintained under the same customer ID.
Best fitNRIs who want to remit overseas savings into INR, retain broad repatriability and use ICICI's NRI debit-card/digital-banking ecosystem.
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ICICI BankSavings account

ICICI Bank NRO Savings Account

ICICI Bank's NRO savings state for Indian-source income, with current ₹15,000 NRI Savings MAB, Indian tax treatment and an NRI debit card restricted to domestic use when linked to NRO.

First-party checked5 bank sourcesReviewed September 9, 2026
Balance rule₹15,000 monthly average balance under the reviewed current NRI Savings page/terms, maintained under the same customer ID.
Best fitNRIs managing rent, pension, dividends, Indian salary or other Indian receipts who want ICICI digital access and understand the NRO remittance/documentation framework.
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ICICI BankSalary account

ICICI Bank Regular Salary Account

A no-minimum-balance ICICI salary account with a Titanium/Platinum Debit Card, online transfer fee waivers and ICICI ATM access.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo minimum balance requirement under the reviewed account proposition.
Best fitSalaried customers whose employer relationship supports ICICI's Regular Salary Account and who value straightforward zero-balance banking.
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ICICI BankSavings account

ICICI Bank Savings Account (new accounts from Aug 2025)

ICICI Bank's current mainstream savings proposition for newly opened accounts, with location-based monthly average balance requirements and programme-based exemptions.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleFor new accounts opened from 1 August 2025: ₹15,000 MAB in metro/urban, ₹7,500 in semi-urban and ₹2,500 in rural locations, subject to listed exemptions.
Best fitNew ICICI Bank savings customers who can maintain the applicable location-based balance or qualify for an exempt relationship programme.
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ICICI BankCurrent account

ICICI Bank Select Banking for Business

A relationship-led ICICI business current-account programme combining current-account operations, trade tools and premium business servicing with multiple qualification routes.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance / account costProgramme eligibility can be met through ₹25 lakh relationship value, ₹2 lakh deposits plus account balance, or $25,000 monthly trade transactions; reviewed terms state a ₹50,000 QAB/non-maintenance reference when programme maintenance criteria are not met.
Best fitEstablished businesses that can meet relationship-value, deposit/balance or trade-volume thresholds and want integrated trade and digital-business banking rather than only a basic transaction account.
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ICICI BankSavings account

ICICI Bank Select Banking Savings Account

A relationship-led ICICI Bank premium savings programme where eligibility can be met through qualifying balances, investments or salary credit and benefits can extend to family members.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleSelect eligibility can be met through several relationship routes. The reviewed page explicitly includes ₹1 lakh net monthly salary credit as one qualifying route; balance/investment routes are also available.
Best fitCustomers who already maintain a meaningful ICICI relationship or receive a qualifying salary credit and want premium relationship banking rather than a basic standalone account.
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ICICI BankSavings account

ICICI Bank Wealth Management Savings Account

ICICI Bank's Wealth Management savings relationship for customers meeting high relationship-value or deposit/balance thresholds, with dedicated relationship support and Wealth Management debit-card access.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleProgramme eligibility can be met by relationship value of ₹50 lakh or deposits + account balance of ₹10 lakh; the reviewed page also lists ₹3 lakh net monthly salary credit as a qualifying salary route.
Best fitCustomers who already maintain a large ICICI relationship and can use dedicated relationship management, family banking and premium debit-card privileges.
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IDFC FIRST BankSalary account

IDFC FIRST Bank Platinum Plus Salary Account

IDFC FIRST Bank's higher salary tier with zero-fee salary banking, a free Visa Platinum Debit Card and high ATM/POS limits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleMinimum net monthly salary credit of ₹50,000 for Platinum Plus. The current fee schedule states the salary account converts to a savings account after 4 consecutive months without the required salary credit.
Best fitEmployees with at least ₹50,000 net monthly salary credit who want a low-fee salary relationship and higher transaction limits.
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IDFC FIRST BankSavings account

IDFC FIRST Bank Quantum+ Savings Account

A new-to-bank, app-only IDFC FIRST zero-balance savings account with monthly interest credits, a Visa Classic debit card and a fully digital Video-KYC opening journey.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleZero AMB. Any initial funding requested during onboarding remains the customer’s usable account balance after successful opening.
Best fitNew-to-IDFC-FIRST resident adults who want a genuine zero-AMB account and are comfortable completing the entire opening journey in the bank mobile app.
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IDFC FIRST BankCurrent account

IDFC FIRST Bank Regular Business Account ₹10K

IDFC FIRST Bank's lower-balance Regular Business Account variant with ₹10,000 AMB, a defined non-maintenance charge, free digital fund transfers and a published cash-deposit allowance.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account cost₹10,000 AMB; reviewed schedule lists ₹300 monthly non-maintenance charge when the required AMB is not met.
Best fitSmall businesses that can maintain ₹10,000 AMB and prefer free NEFT/RTGS/IMPS plus a straightforward published business-account tariff.
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IDFC FIRST BankSavings account

IDFC FIRST Bank Zero Balance BSBDA

A statutory IDFC FIRST zero-balance BSBDA with no balance-maintenance charge, monthly interest crediting and a free RuPay Classic Debit Card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance under the BSBDA proposition.
Best fitCustomers prioritising a true no-minimum-balance basic account with a clearly documented free debit-card relationship and digital transfers.
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IDFC FIRST BankSavings account

IDFC FIRST Bank ₹25K AMB Savings Account

IDFC FIRST Bank's higher-balance mainstream savings variant with monthly interest credits, a World Debit Mastercard and higher ATM/POS limits.

First-party checked1 bank sourceReviewed September 9, 2026
Balance rule₹25,000 Average Monthly Balance for the reviewed World Debit Mastercard savings variant.
Best fitCustomers comfortable maintaining a ₹25,000 average monthly balance who value unlimited domestic ATM access and higher debit-card limits.
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IDFC FIRST BankSalary account

IDFC FIRST Classic Plus Salary Account

A zero-balance IDFC FIRST salary account with free common banking services and a Visa debit card, but with a first-party discrepancy in the currently published salary threshold.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance while qualifying salary credits continue. If salary stops for four consecutive months, the bank states the account can convert to a savings account with the applicable AMB.
Best fitSalaried customers who want IDFC FIRST's zero-fee salary banking and can confirm the current Classic Plus salary-credit threshold at onboarding.
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IDFC FIRST BankPremium banking programme

IDFC FIRST Select Banking Programme

IDFC FIRST Bank's Select relationship programme combines dedicated banking support, investment access, family banking, preferential pricing and a complimentary FIRST Select Debit Card under explicit relationship-value criteria.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleQualify through any one current route at customer/group level: ₹3 lakh savings AMB, ₹5 lakh CASA AMB, ₹7.5 lakh AUM, ₹15 lakh ORV, or ₹2 lakh net monthly corporate salary credit.
Best fitCustomers who can naturally maintain the Select relationship threshold and will use its banking, debit-card, investment and service privileges without parking extra funds only to qualify.
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IDFC FIRST BankPremium banking programme

IDFC FIRST Wealth Programme

IDFC FIRST Bank's premium relationship programme combining investment and banking services, family aggregation, premium debit-card access and a lifetime-free premium credit-card proposition.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleCurrent eligibility can be met with ₹10 lakh Savings AMB, ₹15 lakh CASA AMB, ₹25 lakh AUM, ₹50 lakh Overall Relationship Value, or ₹5 lakh net monthly salary credit for eligible corporate salary customers.
Best fitCustomers who already meet a high savings, investment, overall-relationship or salary threshold and can use the programme's premium banking/investment service layer.
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IndusInd BankSalary account

IndusInd Bank Indus Comfort Select Salary Account

A premium zero-balance IndusInd salary relationship with Select debit-card privileges, lounge access, family accounts and discounted cross-currency markup.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance while qualifying salary credits continue under the Comfort Select salary relationship.
Best fitEligible employees who can route salary to IndusInd and will use the Select debit-card and family-banking privileges.
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IndusInd BankSavings account

IndusInd Bank Indus Delite Zero Balance Savings Account

A commercial IndusInd zero-balance digital savings account with nil minimum-balance maintenance but a current ₹10,000 initial-funding requirement and paid Delights debit-card proposition.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleMinimum balance requirement is zero after opening; initial funding of ₹10,000 is separately required under current terms.
Best fitDigital-first adults who want no ongoing minimum-balance pressure and can accept the upfront funding/card-cost structure for the Delights benefits.
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IndusInd BankSavings account

IndusInd Bank Indus Digi-Start Zero Balance Savings Account

A commercial zero-balance digital savings account from IndusInd with a current ₹20,000 initial-funding requirement, ₹249 + taxes opening debit-card fee and several recommended debit-card choices.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo monthly minimum-balance requirement under the reviewed Digi-Start proposition; ₹20,000 initial funding is required during opening.
Best fitDigitally comfortable customers who want nil ongoing minimum-balance requirements but are comfortable funding ₹20,000 at opening and choosing a paid debit-card variant.
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IndusInd BankSavings account

IndusInd Bank Indus Easy Basic Savings Bank Deposit Account

IndusInd Bank's full-KYC Basic Savings Bank Deposit Account with zero balance requirement, a free ATM-card proposition and an explicitly recommended RuPay Debit Card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleZero balance requirement under the reviewed Indus Easy BSBDA product.
Best fitCustomers wanting a statutory IndusInd basic account rather than a commercial digital zero-balance plan, especially when low card limits are acceptable.
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IndusInd BankSavings account

IndusInd Bank Indus Exclusive Savings Account

An active premium IndusInd relationship programme combining a high-balance savings relationship with a free Signature Exclusive Debit Card, lounge access and family-banking privileges.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleReviewed criteria include ₹1 lakh/₹2 lakh single-account savings balance depending on location, ₹2 lakh grouped savings, ₹5 lakh savings+current, or alternative relationship criteria such as ₹20 lakh savings+FD.
Best fitAffluent IndusInd customers who can meet the programme through savings, grouped balances, investments, salary or other qualifying relationships and will use the premium debit-card benefits.
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IndusInd BankSavings account

IndusInd Bank Indus Select Savings Account

A premium IndusInd relationship savings account with multiple eligibility routes, a free Select debit card, family grouping and spend-conditioned lounge access.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleSingle-account savings eligibility is shown as ₹50,000 / ₹1,00,000 AQB depending on location; alternative household, deposit, investment, salary and lending relationship routes are also published.
Best fitCustomers who can meet the Select relationship criteria and will use its debit-card, family-banking and lifestyle benefits.
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IndusInd BankSavings account

IndusInd Bank Indus Small Savings Account

IndusInd Bank's relaxed-KYC Small Account with zero balance requirement, a recommended RuPay Debit Card and explicit ₹50,000 / ₹1 lakh / ₹10,000 statutory operating caps.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleBalance must not exceed ₹50,000 at any point under current Small Account conditions.
Best fitEligible customers who need a simplified-KYC basic account and can operate within strict Small Account balance, credit and withdrawal limits.
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IndusInd BankSavings account

IndusInd Bank NRE Regular Savings Account

IndusInd Bank's regular NRE savings account with ₹10,000 AQB at A/B-category branches or ₹5,000 at C/rural branches, international debit-card access and fully repatriable principal/interest.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹10,000 AQB at A & B category branches; ₹5,000 AQB at C & rural category branches.
Best fitNRIs wanting a mainstream IndusInd NRE relationship with a relatively modest branch-category balance requirement and international debit access.
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IndusInd BankSavings account

IndusInd Bank NRO Regular Savings Account

IndusInd Bank's regular NRO savings account with ₹10,000 AQB at A/B-category branches or ₹5,000 at C/rural branches, domestic debit-card access and Indian-source-income positioning.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹10,000 AQB at A & B category branches; ₹5,000 AQB at C & rural category branches.
Best fitNRIs managing Indian-source receipts who want IndusInd digital banking and can maintain the branch-category AQB.
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Kotak Mahindra BankSavings account

Kotak 811 Zero Balance Digital Savings Account

Kotak's digital zero-balance savings proposition with a no-extra-charge virtual debit card and app-led account management.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleZero-balance savings account with no minimum balance requirement under the reviewed product page.
Best fitDigital-first customers who want a Kotak savings relationship without a minimum-balance requirement.
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Kotak Mahindra BankSavings account

Kotak Bank NRE Rupee Savings Account

Kotak Bank's regular NRE rupee savings account with ₹10,000 opening funding and ₹10,000 AMB, fully repatriable principal/interest and international debit-card access described at the account level.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance rule₹10,000 minimum opening amount and ₹10,000 Average Monthly Balance on the reviewed NRE product page; the current NRI GSFC independently lists ₹10,000 AMB for regular NRE/NRO savings.
Best fitNRIs who want a conventional Kotak NRE relationship for overseas earnings and are comfortable maintaining a ₹10,000 monthly average balance.
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Kotak Mahindra BankSavings account

Kotak Bank NRO Rupee Savings Account

Kotak Bank's regular NRO rupee savings account with ₹10,000 opening funding and ₹10,000 AMB for Indian-source income, taxable interest and the applicable NRO outward-remittance framework.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance rule₹10,000 minimum opening amount and ₹10,000 Average Monthly Balance on the reviewed NRO product page; the current NRI GSFC also lists ₹10,000 AMB for regular NRE/NRO savings.
Best fitNRIs managing rent, pension, dividends, sale proceeds or other legitimate Indian-source rupee receipts through Kotak.
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Kotak Mahindra BankSalary account

Kotak Everyday Salary Account

Kotak's Everyday Account for salaried professionals, positioned as a zero-balance salary relationship subject to qualifying monthly salary credits.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleZero-balance treatment subject to regular monthly salary credits under Kotak's salary-account proposition.
Best fitEmployees whose organisation supports Kotak salary banking and who want the Everyday salary/debit-card proposition.
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Kotak Mahindra BankSavings account

Kotak Everyday Savings Account

Kotak's Everyday Savings Account with a location-based average monthly balance and an Everyday Debit Card whose annual charge changes after the first year.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleReviewed Kotak notice/tariff lists ₹15,000 AMB in Metro/Urban locations and ₹10,000 AMB in Semi-urban/Rural locations.
Best fitCustomers who want Kotak's mainstream Everyday proposition and can maintain the reviewed location-based average balance.
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Kotak Mahindra BankSavings account

Kotak Mahindra Bank Junior Savings Account

Kotak's resident-minor Junior Savings Account with a personalised debit card for eligible older minors, variant-based AMB treatment and a ₹5,000 child debit-card limit.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleAMB requirement follows the Savings Account variant selected for Junior; qualifying RD/SIP standing-instruction conditions can affect maintenance-charge treatment under current terms.
Best fitFamilies that want a Kotak minor account and can evaluate the underlying savings-account variant and any RD/SIP-linked fee-waiver conditions rather than assuming one universal zero-balance structure.
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Punjab National BankSavings account

PNB Basic Savings Bank Deposit Account

Punjab National Bank's statutory zero-balance BSBDA with zero minimum/initial balance, free ATM-cum-debit-card access and a defined monthly withdrawal framework.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance and no initial-balance requirement under the reviewed scheme.
Best fitCustomers who want a full-KYC PNB basic account with no minimum-balance requirement and can work within the bank's BSBDA withdrawal and account-ownership rules.
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Punjab National BankSavings account

PNB Global Prime Account (NRE & NRO)

PNB's premium NRI savings relationship for NRE and NRO customers, with nil initial deposit, ₹5 lakh monthly average balance, waived debit-card joining/AMC and an explicitly linked Global Prime Master World Card.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance rule₹5 lakh monthly average balance in the savings account under the reviewed PNB Global Prime NRE/NRO bulletin.
Best fitHigher-balance PNB NRI customers who can maintain ₹5 lakh MAB and will use premium card, remittance, locker and airport-service benefits.
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Punjab National BankSavings account

PNB GROW Saving Scheme

PNB's zero-MAB GROW savings scheme for minors, with guardian operation at younger ages, independent operation above 10 and a specifically named Master Grow Platinum Debit Card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleZero Minimum Average Balance under the current PNB GROW leaflet; the guardian must hold a PNB Savings Account for guardian-operated opening.
Best fitPNB families wanting a zero-MAB minor account with explicit child card limits and a documented transition to independent operation above age 10.
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Punjab National BankSavings account

PNB Pradhan Mantri Jan-Dhan Yojana Account

PNB's PMJDY banking proposition built on a Basic Savings Bank Deposit Account, with a specifically documented RuPay PMJDY debit card and scheme-linked overdraft/insurance features.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleOperates through a PNB BSBDA rather than a separate minimum-balance savings tier.
Best fitEligible financial-inclusion customers who want the PMJDY-specific RuPay card proposition and understand that overdraft and insurance benefits have separate conditions.
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Punjab National BankSavings account

Punjab National Bank NRE Savings Account

PNB's NRE savings state for overseas earnings, with INR denomination, fully repatriable principal/interest, tax-exempt interest under current bank guidance and debit-card/internet-banking availability on request.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo dedicated NRE savings MAB is stated on the reviewed NRE product page; current application/tariff terms should control.
Best fitNRIs/PIOs/OCIs who want a public-sector NRE account and prefer PNB's branch/NRI service network.
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Punjab National BankSavings account

Punjab National Bank NRO Savings Account

PNB's NRO savings state for legitimate Indian-source income, with taxable interest, INR denomination, internet banking and the applicable NRO outward-remittance framework.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo dedicated NRO savings MAB is stated on the reviewed NRO product page; verify the live NRI account schedule/application terms.
Best fitNRIs/PIOs/OCIs managing rent, pension, dividends, sale proceeds and other legitimate Indian rupee receipts through a public-sector bank.
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State Bank of IndiaSavings account

SBI Basic Savings Bank Deposit Account

A no-minimum-balance SBI basic savings account designed for essential banking, with a free Basic RuPay ATM-cum-Debit Card and tightly defined withdrawal rules.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleMinimum balance Nil and no published upper balance limit on the reviewed full-KYC BSBDA product.
Best fitCustomers who need a basic no-minimum-balance SBI account and do not need cheque-book access or frequent monthly withdrawals.
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State Bank of IndiaSavings account

SBI Basic Savings Bank Deposit Small Account

SBI's relaxed-KYC Basic Savings Bank Deposit Small Account: zero minimum balance, a free Basic RuPay ATM-cum-Debit Card and statutory caps on balance, annual credits and monthly withdrawals/transfers.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleMinimum balance NIL; balance must not exceed ₹50,000 at any point while the account remains under Small Account KYC treatment.
Best fitAdults who do not yet have officially valid KYC documents and need a temporary basic banking route while working toward full KYC.
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State Bank of IndiaSavings account

SBI Insta Plus Savings Bank Account

SBI's YONO-only new-to-bank savings account opened through Video KYC without a branch visit, with Aadhaar/PAN requirements, India-presence rules and a RuPay Classic card issued after successful opening.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleThe reviewed Insta Plus page does not publish a separate ongoing AMB figure in its core proposition; current SBI savings-account/service-charge rules should be checked rather than inferring BSBDA treatment.
Best fitNew-to-SBI resident adults who want a full Video-KYC savings-account journey through YONO and can complete the scheduled video step within the bank's deadline.
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State Bank of IndiaSavings account

SBI NRE Savings Bank Account

SBI's rupee-denominated NRE savings relationship for foreign earnings, with full repatriability of principal and interest and digital NRI onboarding through YONO for eligible new-to-bank customers.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleYONO says an NRE/NRO account can be opened with zero balance; the reviewed NRI service-charge PDF separately lists ₹3,000 MAB metro/urban, ₹2,000 semi-urban and ₹1,000 rural for NRE/NRO savings. The engine surfaces this source conflict instead of choosing the easier interpretation.
Best fitEligible NRIs/PIOs/OCIs who want an SBI NRE relationship for foreign earnings and value a large branch/digital network while being willing to confirm the live balance tariff at opening.
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State Bank of IndiaSavings account

SBI NRO Savings Bank Account

SBI's NRO account for India-based current income, with domestic debit-card access and outward remittance subject to the applicable USD 1 million annual framework and documentation.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleYONO says NRE/NRO can be opened with zero balance; SBI's NRI service-charge PDF separately lists ₹3,000 MAB metro/urban, ₹2,000 semi-urban and ₹1,000 rural, and Personal Banking Branches can apply higher total relationship expectations. This disagreement is disclosed rather than normalized.
Best fitNon-residents who receive Indian income and want SBI branch/digital access while accepting NRO tax/repatriation rules and verifying SBI's currently conflicting balance wording.
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State Bank of IndiaSavings account

SBI Pehla Kadam Minor Savings Account

SBI's guardian-operated minor savings proposition for children of any age, with limited internet-banking transactions and a Photo ATM-cum-Debit Card.

First-party checked3 bank sourcesReviewed September 11, 2026
Balance ruleMaximum balance ₹10 lakh in the minor's Savings Account and ₹20 lakh aggregate deposit on the minor CIF under the current Pehla Kadam dispensation.
Best fitParents or guardians who want an SBI minor account before the child is ready or eligible to operate an account independently.
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State Bank of IndiaSavings account

SBI Pehli Udaan Minor Savings Account

SBI's self-operated minor savings proposition for minors above 10 who can sign uniformly, with limited internet banking and a Photo ATM-cum-Debit Card.

First-party checked3 bank sourcesReviewed September 11, 2026
Balance ruleMaximum balance ₹10 lakh in the minor's Savings Account and ₹20 lakh aggregate deposit on the minor CIF under the current Pehli Udaan dispensation.
Best fitChildren above 10 who meet SBI's signature/KYC conditions and are ready for a self-operated savings account with deliberately limited digital transaction rights.
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State Bank of IndiaSalary account

SBI Salary Package Accounts

SBI's salary-account family spans corporate/institutional, central and state government, railways, defence, police and other employer-profile packages.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleBalance treatment varies by selected salary package; many package variants publish zero-balance treatment, but the generic family page should not be read as proving every variant's terms.
Best fitSalaried customers whose employer profile qualifies for one of SBI's sector-specific salary packages.
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State Bank of IndiaSavings account

SBI Savings Plus Account

An SBI savings account linked to Multi Option Deposit Scheme (MODS), automatically moving qualifying surplus balances into term deposits.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo monthly average balance requirement; auto-sweep triggers above the reviewed ₹50,000 threshold, with transfer/reverse-sweep rules set by SBI.
Best fitSBI savers who want an automatic sweep structure rather than leaving qualifying surplus entirely in the savings balance.
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Union Bank of IndiaSavings account

Union Bank of India Savings Bank Account for Students (SBZER)

Union Bank's zero-minimum-balance student savings scheme for regular-course students above 10 and up to 25, with parent/guardian operation below 10 and published debit-card transaction limits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement while the customer remains eligible for SBZER.
Best fitStudents who want a public-sector zero-balance account with explicit age/course eligibility and a defined age-25 conversion point.
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Union Bank of IndiaSavings account

Union Bank of India Union Muskaan (SBMUS)

Union Bank's dedicated minor savings product with a ₹1,000 minimum QAB, a Platinum debit card issued to the parent/guardian and separate child-account transaction limits.

First-party checked1 bank sourceReviewed September 9, 2026
Balance rule₹1,000 minimum QAB for the core account. A separate ₹5,000 AQB condition applies only to the stated term-insurance-on-RD benefit, not as the base account balance requirement.
Best fitFamilies comfortable with a modest QAB who prefer guardian-held debit-card control and education/investment-linked benefits.
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YES BANKSavings account

YES BANK Basic Savings Bank Deposit Account / PMJDY

YES BANK's statutory BSBDA/PMJDY zero-balance proposition, with free basic services and a RuPay debit-card pathway for PMJDY customers.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement.
Best fitCustomers seeking essential YES BANK access without a minimum balance, especially where PMJDY/DBT eligibility is relevant.
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YES BANKSavings account

YES BANK NRI Premia Savings Relationship

YES BANK's NRI savings service layer includes YES Premia alongside YES First and YES Grandeur; the current Premia programme criteria use relationship value rather than redefining NRE/NRO regulatory treatment.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleProgramme qualification: ₹2 lakh CASA AMB or ₹10 lakh NRV under current YES Premia terms; family relationship aggregation can apply. This is a programme criterion, not an NRE/NRO regulatory minimum.
Best fitHigher-balance NRI customers who want a relationship-led YES BANK savings proposition and can meet Premia programme criteria while keeping their NRE and NRO purposes separate.
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YES BANKSavings account

YES BANK PRO Max Savings Account

A premium YES BANK savings account with a ₹50,000 AMB, Prime Debit Card access and relationship/lifestyle benefits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹50,000 Average Monthly Balance under the reviewed YES PRO Max Savings Account page.
Best fitCustomers who can comfortably maintain ₹50,000 average monthly balance and value the associated debit-card and relationship benefits.
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YES BANKSavings account

YES BANK PRO Plus Savings Account

A ₹25,000-AMB YES BANK savings variant available through the bank's digital Video-KYC journey, with current digital-page card terms that must be read alongside a conflicting debit-card catalogue.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance rule₹25,000 Average Monthly Balance under the current product page.
Best fitYES BANK customers comfortable maintaining ₹25,000 AMB who want stronger debit-card and lifestyle benefits than the lower-balance PRO tier.
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YES BANKSavings account

YES BANK PRO Savings Account

YES BANK's ₹10,000-AMB PRO savings variant available through the current digital Video-KYC journey, with an instant virtual Visa Platinum card and a source-conflicted physical-card mapping.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance rule₹10,000 Average Monthly Balance under the current Digital Savings page.
Best fitResident adults who want YES BANK's lower-AMB digital savings variant and can maintain ₹10,000 average monthly balance.
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YES BANKSalary account

YES BANK Smart Salary Exclusive Account

A zero-balance YES BANK salary account with a free Engage/Bold Debit Card and current digital/payment benefits under the Smart Salary programme.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement while the account remains in the qualifying Smart Salary Exclusive relationship.
Best fitEmployees in eligible YES BANK corporate salary relationships who want a no-AMB account with a bundled debit card.
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YES BANKPremium banking programme

YES FIRST Banking Programme

YES BANK's premium relationship programme combining wealth and banking service, family programme privileges and a complimentary YES First Debit Card while programme eligibility is maintained.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleProgramme eligibility is relationship-based and can use CASA, relationship value or qualifying salary routes under the current YES First programme schedule; verify the live threshold at enrolment.
Best fitYES BANK customers with a high-value relationship who can use premium service, family privileges and the linked debit-card/travel benefits.
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How to compare

Check the terms that can change the decision.

Category membership alone does not make products interchangeable. Recheck the bank's current controlling agreement, tariff or effective-rate table before acting.

01

Account purpose

Separate everyday savings, salary-linked and business/current-account needs before comparing headline benefits.

02

Required relationship

Balance, salary credit, deposits or family relationship can determine the real eligibility and ongoing cost.

03

Access layer

Debit card, ATM, digital banking and transfer allowances can materially change otherwise similar accounts.

04

Downgrade rules

Check what the bank does when a balance, salary or programme condition is no longer met.

Maintained comparisons

Head-to-head research where the trade-off is meaningful.

Pairs are curated rather than generated automatically. Each product retains its own conditions, dates and evidence.

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Decision fields

What this category should verify.

01Minimum balance and non-maintenance charges
02Interest and transaction limits
03Linked debit card and branch / digital access
04Eligibility, KYC and relationship conditions