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Axis BankSavings account

Axis Bank NRI Prime Savings Account

Axis Bank's NRI Prime savings programme covering NREPM and NROPM states under one tariff, with ₹25,000 MAB or ₹1 lakh term-deposit alternative and different debit-card variants/limits for NRE versus NRO.

First-party evidencePublished researchReviewed September 9, 2026Active
Balance / relationship₹25,000 monthly average balance or ₹1 lakh term deposit under the current NRI Prime schedule, calculated across qualifying savings/current relationships under the same customer ID as described by the bank.
Account / service costCurrent NRI Prime schedule: 6% of MAB shortfall or ₹600, whichever is lower. NRE Visa Platinum Chip primary/annual fee is ₹200 + taxes; NRO RuPay Classic Domestic primary/annual fee is ₹150 + taxes under the reviewed schedule.
Repatriation / card / operating limitsCurrent schedule lists NREPM Visa Platinum Chip at ₹40,000 ATM / ₹3 lakh POS and NROPM RuPay Classic Domestic at ₹40,000 ATM / ₹1 lakh POS; NRE international transactions also carry current forex/ATM charges.
Residency / account-state ruleNRI Prime is one programme but NREPM and NROPM remain distinct regulatory/account states; the engine preserves the appropriate card variant and geography for each state.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationship₹25,000 monthly average balance or ₹1 lakh term deposit under the current NRI Prime schedule, calculated across qualifying savings/current relationships under the same customer ID as described by the bank.
02 · Account / service costCurrent NRI Prime schedule: 6% of MAB shortfall or ₹600, whichever is lower. NRE Visa Platinum Chip primary/annual fee is ₹200 + taxes; NRO RuPay Classic Domestic primary/annual fee is ₹150 + taxes under the reviewed schedule.
03 · Repatriation / card / operating limitsCurrent schedule lists NREPM Visa Platinum Chip at ₹40,000 ATM / ₹3 lakh POS and NROPM RuPay Classic Domestic at ₹40,000 ATM / ₹1 lakh POS; NRE international transactions also carry current forex/ATM charges.
04 · Residency / account-state ruleNRI Prime is one programme but NREPM and NROPM remain distinct regulatory/account states; the engine preserves the appropriate card variant and geography for each state.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Account / service costCurrent NRI Prime schedule: 6% of MAB shortfall or ₹600, whichever is lower. NRE Visa Platinum Chip primary/annual fee is ₹200 + taxes; NRO RuPay Classic Domestic primary/annual fee is ₹150 + taxes under the reviewed schedule.
Balance / relationship₹25,000 monthly average balance or ₹1 lakh term deposit under the current NRI Prime schedule, calculated across qualifying savings/current relationships under the same customer ID as described by the bank.
NRE / NRO benefitsOne NRI Prime relationship covers NRE and NRO account states, unlimited cheque-book allowance under the schedule, Axis/other-bank ATM allowances and explicitly different debit-card propositions for NRE and NRO.
Repatriation / card / operating limitsCurrent schedule lists NREPM Visa Platinum Chip at ₹40,000 ATM / ₹3 lakh POS and NROPM RuPay Classic Domestic at ₹40,000 ATM / ₹1 lakh POS; NRE international transactions also carry current forex/ATM charges.
NRI / PIO / OCI eligibilityEligible NRI/PIO/OCI customers under Axis Bank's NRI onboarding/KYC requirements and current NRI Prime programme rules.
Residency / account-state ruleNRI Prime is one programme but NREPM and NROPM remain distinct regulatory/account states; the engine preserves the appropriate card variant and geography for each state.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

NRIs who prefer one Axis relationship programme spanning NRE/NRO needs and can maintain ₹25,000 MAB or the stated term-deposit alternative.

Verify before relying
  • Do not treat NRE and NRO as interchangeable merely because Axis publishes them in one NRI Prime tariff.
  • The ₹1 lakh term-deposit route is an alternative relationship condition, not a zero-balance account.
  • NRE and NRO debit-card costs and limits differ and can be revised separately.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.