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Axis BankFixed deposit

Axis Bank NRE Rupee Deposit

Axis Bank's NRE rupee term deposit for foreign NRI funds, with full repatriability, Indian tax exemption and a one-year minimum interest-earning tenure.

First-party evidencePublished researchReviewed September 10, 2026Active
Current rate evidenceAxis’s current NRI Fixed Deposit schedule is effective 8 September 2026; the public rate page highlights 6.25% for 1 year to 1 year 10 days and 6.50% for the 18-month-to-under-2-year band below ₹3 crore.
Currency / amount / tenureNRE deposits must run at least 12 months to earn interest and can be booked within Axis’s current NRI term-deposit tenure rules.
Premature withdrawal / liquidityNo interest is paid if broken before 12 months. NRO funds cannot be used to create an NRE/FCNR deposit under the reviewed product FAQ.
Deposit-state / funding rulePermissible NRE funding and booking date control the deposit; its INR rate is separate from FCNR foreign-currency pricing.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: October 10, 2026.

Critical decision facts

Rate, tenure, liquidity and booking conditions belong together.

A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.

01 · Current rate evidenceAxis’s current NRI Fixed Deposit schedule is effective 8 September 2026; the public rate page highlights 6.25% for 1 year to 1 year 10 days and 6.50% for the 18-month-to-under-2-year band below ₹3 crore.
02 · Currency / amount / tenureNRE deposits must run at least 12 months to earn interest and can be booked within Axis’s current NRI term-deposit tenure rules.
03 · Premature withdrawal / liquidityNo interest is paid if broken before 12 months. NRO funds cannot be used to create an NRE/FCNR deposit under the reviewed product FAQ.
04 · Deposit-state / funding rulePermissible NRE funding and booking date control the deposit; its INR rate is separate from FCNR foreign-currency pricing.
Exact product-type evidence

Fixed deposit evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Comparable tenure points

Rate anchors you can compare without reading a headline maximum.

Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.

Research matrix: Tenure; General; Eligible senior
TenureGeneralEligible senior
1 year6.25%
18 months6.50%

Rate basis: Axis NRI Fixed Deposit public key-rate table effective 8 September 2026; only explicitly rendered NRE anchors stored. · Effective/reference date: September 8, 2026

Rate history

Dated deposit-rate snapshots.

Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.

Observed September 12, 2026
NRE rates effective 8 Sep 2026; public key anchors below ₹3Cr: 1y–1y10d 6.25%, 18m–<2y 6.50%.

Axis NRI Fixed Deposit public key-rate table effective 8 September 2026; only explicitly rendered NRE anchors stored.

Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Current rate evidenceAxis’s current NRI Fixed Deposit schedule is effective 8 September 2026; the public rate page highlights 6.25% for 1 year to 1 year 10 days and 6.50% for the 18-month-to-under-2-year band below ₹3 crore.
Currency / amount / tenureNRE deposits must run at least 12 months to earn interest and can be booked within Axis’s current NRI term-deposit tenure rules.
Tax / repatriation / payoutInterest is tax-exempt in India under current NRE treatment; principal and interest are fully repatriable; loan/overdraft and nomination are available subject to terms.
Premature withdrawal / liquidityNo interest is paid if broken before 12 months. NRO funds cannot be used to create an NRE/FCNR deposit under the reviewed product FAQ.
NRI / PIO / OCI eligibilityEligible NRI/PIO/OCI customers under Axis NRE deposit/KYC rules.
Deposit-state / funding rulePermissible NRE funding and booking date control the deposit; its INR rate is separate from FCNR foreign-currency pricing.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Axis NRI customers who want an INR term deposit with full NRE repatriability and access to current Axis NRI deposit rates.

Verify before relying
  • The current Axis rate page exposes only selected key NRE tenures in HTML, so the engine stores only those explicit anchors rather than reconstructing the full table.
  • No interest before one year.
  • Senior resident rates are not an NRE rate.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.