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Axis BankFixed deposit

Axis Bank NRI Fixed Deposit Plus

Axis Bank’s high-value NRI Fixed Deposit Plus is available in NRE and NRO variants and explicitly disallows premature withdrawal, with a separate large-deposit rate schedule.

First-party evidencePublished researchReviewed September 10, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Current rate evidenceAxis’s current rate hub marks the NRI Fixed Deposits Plus schedule effective 26 August 2026; exact rate depends on NRE versus NRO, tenure and large-deposit amount band.
Currency / amount / tenureMinimum deposit is ₹3 crore with no stated maximum; the NRE and NRO variants use separate maturity-period schedules.
Premature withdrawal / liquidityPremature withdrawal is not permitted. Axis also states overdraft against Fixed Deposit Plus is not permitted in its rate material.
Deposit-state / funding ruleOne canonical Axis product profile is retained because the bank markets NRE and NRO Fixed Deposit Plus together; the underlying NRE/NRO state still controls tax and repatriation.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: October 10, 2026.

Critical decision facts

Rate, tenure, liquidity and booking conditions belong together.

A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.

01 · Current rate evidenceAxis’s current rate hub marks the NRI Fixed Deposits Plus schedule effective 26 August 2026; exact rate depends on NRE versus NRO, tenure and large-deposit amount band.
02 · Currency / amount / tenureMinimum deposit is ₹3 crore with no stated maximum; the NRE and NRO variants use separate maturity-period schedules.
03 · Premature withdrawal / liquidityPremature withdrawal is not permitted. Axis also states overdraft against Fixed Deposit Plus is not permitted in its rate material.
04 · Deposit-state / funding ruleOne canonical Axis product profile is retained because the bank markets NRE and NRO Fixed Deposit Plus together; the underlying NRE/NRO state still controls tax and repatriation.
Exact product-type evidence

Fixed deposit evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Rate history

Dated deposit-rate snapshots.

Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.

Observed September 12, 2026
Axis rate hub identifies NRI Fixed Deposits Plus as effective 26 Aug 2026; exact large-deposit NRE/NRO band is refresh-gated rather than guessed.

Axis NRI Fixed Deposit Plus product page plus current rate-hub effective date; no stale March/April large-deposit table normalized as current.

Browse deposit rate history
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Current rate evidenceAxis’s current rate hub marks the NRI Fixed Deposits Plus schedule effective 26 August 2026; exact rate depends on NRE versus NRO, tenure and large-deposit amount band.
Currency / amount / tenureMinimum deposit is ₹3 crore with no stated maximum; the NRE and NRO variants use separate maturity-period schedules.
Tax / repatriation / payoutSimple or compound-interest choices and monthly, quarterly or maturity payout options under the current NRI Fixed Deposit Plus proposition.
Premature withdrawal / liquidityPremature withdrawal is not permitted. Axis also states overdraft against Fixed Deposit Plus is not permitted in its rate material.
NRI / PIO / OCI eligibilityEligible NRIs/PIOs/OCIs under Axis NRI deposit KYC rules; NRE and NRO tax/repatriation treatment remains account-state specific.
Deposit-state / funding ruleOne canonical Axis product profile is retained because the bank markets NRE and NRO Fixed Deposit Plus together; the underlying NRE/NRO state still controls tax and repatriation.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

NRI depositors placing ₹3 crore or more who can commit funds to maturity and want a non-callable NRE/NRO structure rather than an ordinary callable rupee deposit.

Verify before relying
  • ₹3 crore minimum funding makes this a large-deposit structure.
  • Premature withdrawal is not permitted.
  • NRE and NRO tax/repatriation treatment must not be blended.
  • The exact current rate varies by amount band, so the live Axis rate table should control at booking.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

Browse banking comparisons
First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.axis.bank.in
Open source ↗02
Additional first-party evidencewww.axis.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.