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Deposit decision tool

Deposit Rate Finder

Compare stored first-party FD and RD rate anchors by tenure and customer category without mixing ordinary retail deposits with bulk or non-callable structures.

Use normalized bank schedules

Pick one tenure and compare like with like.

The finder reads the same structured tenure anchors shown on published deposit pages. It does not scrape live application screens, interpolate rates or treat a bank's headline maximum as the rate for every tenure.

Data boundary35 verified deposit products.

Effective/reference dates remain visible. Recheck the bank before booking because deposit pricing can change after our review.

For fixed deposits, ordinary resident retail/callable products are shown first. Tax-saving five-year locked deposits, NRE/NRO rupee deposits, bulk/high-value and non-callable structures are labeled separately; FCNR(B) is excluded from this INR tenure finder because its rates are currency-specific.

Static tenure research

Use crawlable tenure pages when you want the full evidence context.

The interactive finder is a convenience layer; the tenure pages carry durable URLs and fuller comparison explanations.