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Tenure-specific deposit research

5-Year Recurring Deposit Rates in India

Compare 5-Year Recurring Deposit rate anchors from dated first-party Indian bank schedules. Rates are ordered only within comparable product structures and retain their effective/reference dates.

Comparable tenure anchor

Compare the same tenure, not each bank's headline maximum.

This page uses only the 5 years anchor directly stored from each reviewed bank schedule. We do not interpolate between tenure bands, and each row keeps its own effective/reference date.

Comparison rule9 products publish this anchor.

RD rates are contracted at opening under product terms; missed-instalment and premature-closure rules still matter.

Recurring-deposit schedule

5-Year rates ordered by the stored general-customer anchor.

Ordering is a snapshot comparison, not a recommendation. Deposit amount, eligibility, senior status, payout mode, premature withdrawal and the bank's live booking screen can change the applicable rate.

Research matrix: Bank / product; General; Eligible senior
Bank / productGeneralEligible senior
YES BANK Recurring DepositYES BANK · Recurring deposit · June 2, 20266.75%7.50%
AU Small Finance Bank Recurring DepositAU Small Finance Bank · Recurring deposit · June 10, 20266.75%7.25%
ICICI Bank Recurring DepositICICI Bank · Recurring deposit · December 29, 20256.50%7.10%
Federal Bank Federal Savings Fund Recurring DepositFederal Bank · Recurring deposit · August 17, 20266.40%6.90%
HDFC Bank Recurring DepositHDFC Bank · Recurring deposit · March 6, 20266.40%6.90%
HDFC Bank NRE Recurring DepositHDFC Bank · NRE recurring / NRI · August 19, 20266.40%
HDFC Bank NRO Recurring DepositHDFC Bank · NRO recurring / NRI · August 19, 20266.40%
Kotak Mahindra Bank Recurring DepositKotak Mahindra Bank · Recurring deposit · June 10, 20266.25%6.75%
SBI Recurring DepositState Bank of India · Recurring deposit · December 15, 20256.05%7.05%
Move across tenures

Check whether the ordering changes at another maturity.

A bank that leads at one year may not lead at three or five years. Use the exact tenure you intend to book.