AU Small Finance Bank Recurring Deposit
AU Small Finance Bank publishes an unusually granular RD rate table from 3 months to 120 months, including a 31–36 month peak band and separate senior-citizen rates.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: October 9, 2026.
Rate, tenure, liquidity and booking conditions belong together.
A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.
Recurring deposit evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Rate anchors you can compare without reading a headline maximum.
Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.
| Tenure | General | Eligible senior |
|---|---|---|
| 6 months | 5.25% | 5.75% |
| 9 months | 6.35% | 6.85% |
| 1 year | 6.35% | 6.85% |
| 15 months | 7.10% | 7.60% |
| 18 months | 7.00% | 7.50% |
| 2 years | 7.00% | 7.50% |
| 30 months | 7.10% | 7.60% |
| 3 years | 7.40% | 7.90% |
| 4 years | 6.75% | 7.25% |
| 5 years | 6.75% | 7.25% |
Rate basis: AU recurring-deposit table effective 10 June 2026 for resident/NRO/NRE/corporate categories, subject to category restrictions. · Effective/reference date: June 10, 2026
Dated deposit-rate snapshots.
Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.
AU recurring-deposit table effective 10 June 2026 for resident/NRO/NRE/corporate categories, subject to category restrictions.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Monthly savers comparing higher-yield small-finance-bank RD options who are comfortable checking the exact booking-date rate and tenure band.
- The 7.40% headline applies only to the reviewed 31–36 month band.
- Senior-citizen rates do not apply to every non-resident category.
- Confirm the rate on the actual booking date because AU states rates change periodically.
- AU’s public RD table reviewed here still shows rates effective 10 June 2026, while the bank notice board references a recurring-deposit rate notification effective 1 September 2026; confirm the current booking rate before opening.
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.