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AU Small Finance BankSalary account

AU Small Finance Bank Platinum Salary Account

A zero-balance AU salary account for qualifying employees, bundled with a lifetime-free AU Platinum Debit Card and salary-programme privileges.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Salary / balance conditionNo minimum balance while the qualifying salary relationship continues.
Cost / chargesZero-balance salary-account proposition; the reviewed product page describes the AU Platinum Debit Card as lifetime-free. Other service charges follow the current AU Service Fee Reckoner.
Limits / allowancesThe linked AU Platinum Debit Card product currently lists up to ₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit; salary-programme allowances should be checked in the current tariff.
Ongoing salary ruleEmployer-linked salary relationship; product eligibility depends on qualifying salary credits.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Salary / balance conditionNo minimum balance while the qualifying salary relationship continues.
02 · Cost / chargesZero-balance salary-account proposition; the reviewed product page describes the AU Platinum Debit Card as lifetime-free. Other service charges follow the current AU Service Fee Reckoner.
03 · Limits / allowancesThe linked AU Platinum Debit Card product currently lists up to ₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit; salary-programme allowances should be checked in the current tariff.
04 · Ongoing salary ruleEmployer-linked salary relationship; product eligibility depends on qualifying salary credits.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesZero-balance salary-account proposition; the reviewed product page describes the AU Platinum Debit Card as lifetime-free. Other service charges follow the current AU Service Fee Reckoner.
Salary / balance conditionNo minimum balance while the qualifying salary relationship continues.
Core benefitsLifetime-free AU Platinum Debit Card, unlimited ATM transactions under the salary proposition, lifestyle memberships/offers, locker discount and current salary-banking benefits.
Limits / allowancesThe linked AU Platinum Debit Card product currently lists up to ₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit; salary-programme allowances should be checked in the current tariff.
Employer / salary eligibilityEmployment with an entity that has a salary relationship with AU Small Finance Bank and net monthly salary credit above ₹30,000.
Ongoing salary ruleEmployer-linked salary relationship; product eligibility depends on qualifying salary credits.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Employees earning more than ₹30,000 net monthly salary at an organisation with an AU Small Finance Bank salary relationship.

Verify before relying
  • Salary eligibility is relationship-dependent and not available to every salaried applicant.
  • Lifetime-free treatment applies to the linked card under the reviewed salary proposition; other account/service fees may still apply.
  • Lifestyle and insurance benefits can change independently from core zero-balance treatment.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.au.bank.in
Open source ↗02
Additional first-party evidencewww.au.bank.in
Open source ↗03
Additional first-party evidencewww.au.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.