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AU Small Finance BankDebit card

AU Small Finance Bank Platinum Debit Card

A mainstream AU Platinum Debit Card with a ₹499 annual fee, ₹2 lakh purchase limit and current merchant/insurance benefits.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / chargesReviewed AU Service Fee Reckoner lists ₹499 annual fee, ₹200 lost/stolen replacement and 3.50% cross-currency markup for the AU Platinum Debit Card.
Linked accountRequires an eligible AU Small Finance Bank account; account-level balance criteria depend on the linked product.
Transaction limits₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit.
Core benefitsContactless payments, current BookMyShow/Zomato offers, insurance coverage and annual merchant voucher under reviewed terms.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesReviewed AU Service Fee Reckoner lists ₹499 annual fee, ₹200 lost/stolen replacement and 3.50% cross-currency markup for the AU Platinum Debit Card.
02 · Linked accountRequires an eligible AU Small Finance Bank account; account-level balance criteria depend on the linked product.
03 · Transaction limits₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit.
04 · Core benefitsContactless payments, current BookMyShow/Zomato offers, insurance coverage and annual merchant voucher under reviewed terms.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesReviewed AU Service Fee Reckoner lists ₹499 annual fee, ₹200 lost/stolen replacement and 3.50% cross-currency markup for the AU Platinum Debit Card.
Linked accountRequires an eligible AU Small Finance Bank account; account-level balance criteria depend on the linked product.
Core benefitsContactless payments, current BookMyShow/Zomato offers, insurance coverage and annual merchant voucher under reviewed terms.
Transaction limits₹50,000 daily cash withdrawal and ₹2 lakh daily purchase limit.
EligibilityAvailable to eligible AU account holders under current debit-card issuance rules.
Account relationshipLinked AU deposit/account relationship required.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Eligible AU account holders who want higher purchase limits and can use the card's recurring lifestyle offers.

Verify before relying
  • The ₹499 annual fee is separate from any account-level balance requirement.
  • Merchant offers and voucher conditions can change.
  • International use carries the published 3.50% cross-currency markup.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.au.bank.in
Open source ↗02
Additional first-party evidencewww.au.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.