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Cards & accessPublished research

Debit Cards in India

Compare debit cards by annual charges, ATM access, purchase limits, lounge rules, rewards, network, international usage and the bank account relationship required to obtain them.

Published research

Start with the exact product and its reviewed terms.

Every profile keeps its bank relationship, conditions, cautions, verification date and first-party evidence separate.

48of 48 profiles shown

48 profiles visible.

AU Small Finance BankDebit card

AU Small Finance Bank Kids Visa Gold Debit Card

The Visa Gold debit-card configuration explicitly offered to eligible AU Kids Savings customers above 10, with a child-specific ₹5,000 daily transaction limit.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCard/service charges depend on the linked AU Kids account's current fee schedule; the Kids page itself should be checked before assuming a universal annual fee.
Best fitAU Kids customers above 10 whose guardian wants a named card with a much lower child-specific daily limit than AU's general Visa Gold tier.
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AU Small Finance BankDebit card

AU Small Finance Bank Platinum Debit Card

A mainstream AU Platinum Debit Card with a ₹499 annual fee, ₹2 lakh purchase limit and current merchant/insurance benefits.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeReviewed AU Service Fee Reckoner lists ₹499 annual fee, ₹200 lost/stolen replacement and 3.50% cross-currency markup for the AU Platinum Debit Card.
Best fitEligible AU account holders who want higher purchase limits and can use the card's recurring lifestyle offers.
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AU Small Finance BankDebit card

AU Small Finance Bank RuPay Classic Debit Card

AU's domestic RuPay Classic debit card for savings-account customers, with purchase protection/insurance-style benefits and a modest current transaction-limit tier.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeFees depend on the linked account/schedule; AU BSBDA includes the card's annual fee in its free-service treatment while lost/stolen replacement can be chargeable.
Best fitAU savings customers who need a basic domestic debit card rather than premium lounge or high-limit benefits.
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Axis BankDebit card

Axis Bank Basic Savings Account Debit Card

Axis Bank's debit-card variant mapped to the Basic Savings Bank Deposit Account segment in current account/debit documentation.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeFee treatment is governed by the BSBDA/basic-account schedule; the regulatory basic card facility is not modeled as a premium paid card.
Best fitAxis BSBDA customers who need the bank-mapped basic debit card rather than premium Prestige/Priority/Burgundy card benefits.
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Axis BankDebit card

Axis Bank Burgundy Debit Card

Axis Bank's premium debit card for Burgundy account customers, with high-end lounge, reward, golf and lifestyle benefits and fees waived for the Burgundy segment.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeAxis's current debit-card fee schedule says Burgundy Debit Card issuance and annual maintenance fees are fully waived for Burgundy segment customers.
Best fitExisting Burgundy customers who can use premium travel/lifestyle benefits and prefer the debit-card fee to remain tied to Burgundy relationship status.
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Axis BankDebit card

Axis Bank Future Stars Visa Platinum Debit Card

The Visa Platinum debit-card variant explicitly tied to Axis Future Stars, with child-specific ₹5,000 ATM and ₹10,000 purchase limits rather than generic adult-tier limits.

First-party checked1 bank sourceReviewed September 9, 2026
Cost / fee₹200 issuance fee and ₹200 annual fee under the current Future Stars product page; replacement and other charges follow current Axis schedules.
Best fitEligible Future Stars account holders who need a controlled child debit card and whose family is comfortable with its separate issuance/annual fee.
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Axis BankDebit card

Axis Bank NRI Prime RuPay Classic Domestic Debit Card

The current NRO debit-card variant documented for Axis NRI Prime, with domestic-only positioning, ₹40,000 ATM and ₹1 lakh POS limits.

First-party checked2 bank sourcesReviewed September 11, 2026
Cost / feeCurrent NRI Prime schedule lists ₹150 + taxes primary card fee, ₹150 + taxes annual fee and ₹300 + taxes replacement for the NRO RuPay Classic Domestic variant.
Best fitAxis NRI Prime NRO customers who need domestic debit access for their Indian-income account rather than international NRE-card functionality.
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Axis BankDebit card

Axis Bank NRI Prime Visa Platinum Chip Debit Card

The current NRE debit-card variant documented for Axis NRI Prime, with ₹40,000 ATM and ₹3 lakh POS limits plus international-use charges in the NRI Prime tariff.

First-party checked2 bank sourcesReviewed September 11, 2026
Cost / feeCurrent NRI Prime schedule lists ₹200 + taxes primary card fee, ₹200 + taxes annual fee, ₹200 + taxes replacement, 3.5% cross-currency markup and ₹125 international ATM withdrawal fee.
Best fitAxis NRI Prime customers operating the NRE side of the relationship who need an international-capable debit card with the programme's higher purchase limit.
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Axis BankDebit card

Axis Bank Prestige Debit Card

A relationship-linked Axis Bank debit card for Prestige customers, with high transaction limits and a published annual fee in the current Prestige account schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent Prestige account document lists ₹500 + GST annual fee, nil issuance fee and ₹200 + GST replacement charge.
Best fitAxis Prestige relationship customers who can use the higher debit-card limits and current lifestyle/reward proposition.
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Axis BankDebit card

Axis Bank Priority Debit Card

Axis Bank's premium Priority Debit Card for qualifying Priority Banking customers, with programme-linked fee waivers, high transaction limits, rewards and spend-conditioned lounge access.

First-party checked4 bank sourcesReviewed September 9, 2026
Cost / feePriority programme material lists nil issuance/annual fee while Priority eligibility is maintained; the reviewed programme document states a ₹750 annual fee can apply if the customer is no longer a Priority Banking customer. Replacement charges and international transaction charges remain separate.
Best fitAxis Priority Salary/Banking customers who can maintain the qualifying programme relationship and actually use the card's higher limits and travel/lifestyle benefits.
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Bank of BarodaDebit card

Bank of Baroda bob Bhoomi RuPay Select Debit Card

Bank of Baroda's premium RuPay Select debit card with ₹1.5 lakh daily ATM and ₹5 lakh daily POS/e-commerce limits plus current spend-conditioned domestic and separately capped international airport-lounge access.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / fee₹500 + applicable taxes issuance fee; first-year annual fee waived and ₹500 + taxes from the second year; ₹200 + taxes re-issuance fee on the reviewed product page.
Best fitEligible Bank of Baroda savings/current-account customers who want a high-limit RuPay Select debit card and can naturally meet the current domestic-lounge spend condition.
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Bank of BarodaDebit card

Bank of Baroda bob Champ RuPay Debit Card

The scheme-specific RuPay debit-card option Bank of Baroda names for eligible bob Champ child-account holders from age 10, with deliberately low youth transaction limits.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeIssuance is free under the current bob Champ account terms; renewal charges follow Bank of Baroda's latest debit-card service-charge schedule.
Best fitEligible bob Champ customers age 10+ who receive the scheme-specific card and need tightly bounded ATM/POS access.
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Bank of BarodaDebit card

Bank of Baroda RuPay Platinum Debit Card

Bank of Baroda's RuPay Platinum debit card with current ₹50,000 daily ATM and up to ₹1 lakh daily POS/e-commerce limits and domestic/international functionality subject to channel activation.

First-party checked3 bank sourcesReviewed September 10, 2026
Cost / feeCard issuance/annual fees depend on the linked account and current tariff. bob LITE specifically waives the card's annual fee when its separate QAB condition is satisfied.
Best fitEligible Bank of Baroda account holders who want a higher-limit RuPay card and can use the card's current network/insurance benefits.
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Canara BankDebit card

Canara Bank RuPay Select Debit Card

Canara Bank's RuPay Select debit card with current spend-based domestic airport lounge access, two international airport visits per year and premium RuPay lifestyle benefits.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feeEnrollment fee nil; annual fee ₹1,000 + GST; duplicate/replacement fee ₹150 + GST on the reviewed current product page.
Best fitEligible Canara savings/current-account customers who want a RuPay Select card and can meet the quarterly spend rule for domestic airport lounge access.
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Federal BankDebit card

Federal Bank Mastercard Celesta Contactless Debit Card

A premium Federal Bank debit card for Celesta savings customers with high daily limits and domestic/international lounge access.

First-party checked1 bank sourceReviewed September 9, 2026
Cost / feeStandard AMC follows the current Federal Bank card tariff; the reviewed page states AMC is exempted when annual ECOM/POS spend exceeds ₹2 lakh.
Best fitFederal Bank Celesta relationship customers who want high transaction limits and meaningful airport-lounge access.
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Federal BankDebit card

Federal Bank Mastercard Crown Debit Card

Federal Bank's Mastercard Crown debit card, explicitly named for Yuvamitra students and currently priced at ₹350 annual maintenance under the dated debit-card fee schedule.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeCurrent dated debit-card schedule lists Mastercard Crown joining ₹350, annual maintenance ₹350 and replacement ₹350, with a ₹1 lakh POS/e-commerce usage waiver condition over the last 12 months for the applicable card tier.
Best fitEligible Federal customers, including Yuvamitra students, who want the Crown tier and can assess the card fee against actual use.
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Federal BankDebit card

Federal Bank Visa FedFirst Contactless Debit Card

Federal Bank's child-specific Visa FedFirst contactless debit card, with ₹2,500 ATM and ₹10,000 shopping limits plus a dated ₹250 AMC schedule.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feeFederal Bank current sources disagree on FedFirst debit-card AMC qualification: the dated 20-May-2026 debit-card charge schedule uses ₹250 AMC with a ₹35,000 spend waiver, the current FedFirst account page says Nil AMC subject to ₹35,000 POS/e-commerce spend, while the current card page says Nil AMC subject to ₹10,000 annual POS/e-commerce spend. Treat the exact current waiver threshold as unresolved and confirm before relying on it.
Best fitFedFirst minor customers who need a low-limit contactless card and can either accept the AMC or meet the published spend-waiver condition.
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Federal BankDebit card

Federal Bank Visa Signet NR Contactless Debit Card

Federal Bank's Visa Platinum Signet NR contactless debit card with ₹3 lakh daily shopping and ₹50,000 daily cash-withdrawal limits, explicitly linked to Fed NRE SB Online.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent debit-card schedule effective May 2026 lists ₹350 joining, ₹350 annual maintenance and ₹350 replacement; international ATM financial transactions are ₹125 and standard Visa/Mastercard/RuPay international markup is 3.5% under the reviewed schedule.
Best fitEligible Federal NRE customers who need international debit-card access and higher shopping limits than entry-level card tiers.
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HDFC BankDebit card

HDFC Bank Imperia Platinum Debit Card

An HDFC premium debit card available to Imperia customers, combining high domestic transaction limits with lounge, insurance and programme-linked annual-fee waiver.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent HDFC Imperia programme, card product and eligibility pages state ₹850 + taxes annual fee, waived while enrolled in the Imperia programme; a dedicated fee subpage still shows ₹750, so the newer controlling programme/card material should be checked at issuance.
Best fitExisting Imperia customers who can use premium debit-card privileges and want their debit-card fee tied to the programme relationship.
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HDFC BankDebit card

HDFC Bank Kids Advantage Debit Card

The child-specific HDFC debit card linked to Kids Advantage banking, with deliberately low ATM and merchant limits and a published ₹150 annual-fee tier.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹150 issuance/annual fee and ₹150 renewal fee on the current HDFC Kids Debit Card page; current account material separately requires ₹5,000 AMB.
Best fitEligible HDFC Kids Advantage customers whose parent/guardian wants a named child card with controlled transaction limits.
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HDFC BankDebit card

HDFC Bank Millennia Debit Card

A mainstream HDFC debit card with tiered cashback, spend-conditioned quarterly domestic lounge access and higher purchase limits, also explicitly linked to selected HDFC savings and salary propositions.

First-party checked4 bank sourcesReviewed September 9, 2026
Cost / feeStandard annual fee ₹500 + applicable taxes on the reviewed HDFC card page; selected account programmes can separately include or waive the card fee.
Best fitHDFC savings or salary customers who can use the card's online/offline cashback structure and naturally meet the current lounge-spend condition.
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HDFC BankDebit card

HDFC Bank Platinum Debit Card

A premium everyday HDFC Bank debit card with high domestic transaction limits, cashback categories and spend-conditioned domestic airport lounge access.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / fee₹850 + applicable taxes annual fee; ₹200 + applicable taxes replacement fee; reviewed fee page states 3.5% cross-currency markup.
Best fitExisting eligible HDFC Bank account holders who want higher debit-card limits and can naturally satisfy the lounge-spend condition.
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HDFC BankDebit card

HDFC Bank Preferred Platinum Debit Card

A premium HDFC debit card reserved for Preferred customers, with high ATM/POS limits, spend-conditioned domestic lounge access, cashback categories and programme-based fee waiver.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent product page states ₹850 + taxes annual fee, waived while enrolled in HDFC Preferred Banking; a separate fee subpage still shows ₹750, so the current product/programme page should control.
Best fitHDFC Preferred customers who can use the card's higher limits and lounge/cashback benefits without maintaining the programme only to avoid the card fee.
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ICICI BankDebit card

ICICI Bank NRI Debit Card

ICICI Bank's NRI debit-card proposition for NRE/NRO savings relationships, with NRE-linked cards usable worldwide and NRO-linked cards restricted to India.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeDebit-card fees vary by the exact NRI card/programme and current ICICI schedule; review live issuance, annual, replacement, ATM and cross-border charges before use.
Best fitICICI NRI account holders who want one research endpoint that preserves the major NRE-versus-NRO usage-geography difference while checking their exact issued card variant for limits.
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ICICI BankDebit card

ICICI Bank Platinum Debit Card

A mainstream ICICI Bank debit card with a published ₹300 annual fee, reward points on eligible domestic/international spend and relatively high ATM limits.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹300 + GST annual fee and ₹300 + GST replacement fee on the reviewed product page.
Best fitICICI Bank customers who want a general-purpose debit card with published rewards and clear fee/limit disclosures.
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ICICI BankDebit card

ICICI Bank Wealth Management Debit Card

A relationship-led ICICI debit card with high domestic limits, reward points and up to two domestic lounge accesses per quarter under current spend or Wealth-program eligibility rules.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee.
Best fitICICI Wealth Management customers who value high domestic transaction limits and can naturally satisfy the lounge qualification rules.
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IDFC FIRST BankDebit card

IDFC FIRST Bank FIRST Wealth Debit Card

The premium debit card for IDFC FIRST Wealth members, with very high transaction limits, lounge access, insurance and a lifetime-free card proposition under the Wealth relationship.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent FIRST Wealth debit-card page describes the card as free for life for eligible Wealth members.
Best fitFIRST Wealth members who can genuinely use the high limits, travel benefits and premium service layer rather than joining only for the card.
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IDFC FIRST BankDebit card

IDFC FIRST Bank RuPay Classic Debit Card

A domestic RuPay Classic debit card with configurable controls, a ₹40,000 maximum daily ATM limit and ₹1 lakh maximum daily purchase limit under current IDFC FIRST material.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeCard fee treatment depends on the linked account; the reviewed zero-balance BSBDA page states this card is issued free with that account.
Best fitIDFC FIRST customers needing a straightforward RuPay debit card, particularly BSBDA customers where the bank explicitly provides the card free.
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IDFC FIRST BankDebit card

IDFC FIRST Bank Visa Classic Debit Card

A Visa Classic debit card with account-controlled limits and insurance/merchant features, explicitly paired with the current IDFC FIRST Classic Plus Salary Account proposition.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent IDFC FIRST salary-account terms state the debit card supplied with the salary account is issued free of cost; other account variants should be checked against their own schedule.
Best fitClassic Plus salary customers and other eligible IDFC FIRST account holders who want a straightforward Visa debit card with adjustable limits and account-linked protections.
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IDFC FIRST BankDebit card

IDFC FIRST Bank Visa Platinum Debit Card

A Visa Platinum debit card with higher configurable withdrawal/purchase limits, explicitly shown on IDFC FIRST's current Platinum Plus Salary Account proposition.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent salary-account terms state the linked debit card is issued free of cost; standalone/account-specific treatment should be verified for non-salary issuance.
Best fitPlatinum Plus salary customers and other eligible IDFC FIRST customers who can use the higher card limits and account-linked travel/insurance benefits.
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IDFC FIRST BankDebit card

IDFC FIRST Bank World Debit Mastercard

The World Debit Mastercard linked to IDFC FIRST Bank's ₹25K AMB savings variant, with high domestic transaction limits and quarterly lounge access.

First-party checked1 bank sourceReviewed September 9, 2026
Cost / feeComplimentary with the eligible ₹25K AMB savings variant under the reviewed bank proposition; replacement and other service charges should be checked in the current schedule.
Best fitIDFC FIRST savings customers who maintain the ₹25,000 AMB tier and want higher ATM/POS limits plus domestic lounge access.
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IDFC FIRST BankDebit card

IDFC FIRST Select Debit Card

A premium debit card tied to the FIRST Select banking proposition, with high transaction limits, lounge access, insurance and lifestyle/travel services and current lifetime-free card treatment for eligible Select members.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeIDFC FIRST Bank's current Select debit-card page describes the card as free for life for eligible Select customers.
Best fitFIRST Select programme members who can use the card's high limits and premium travel/lifestyle benefits and who want debit-card fee treatment tied to the relationship programme.
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IndusInd BankDebit card

IndusInd Bank Delights Debit Card

A paid IndusInd lifestyle debit card built around 5% cashback in selected categories, movie and merchant benefits, and explicitly used for Indus Delite account benefits.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent IndusInd debit-card directory lists ₹499 + taxes issuance/annual fee; the online-savings schedule maps Titanium Delights to ₹499 issuance and ₹499 annual/renewal charges for Indus Delite.
Best fitIndusInd customers who can use the card's recurring lifestyle offers enough to justify its separate issuance and annual fee.
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IndusInd BankDebit card

IndusInd Bank RuPay Debit Card

IndusInd Bank's basic domestic RuPay debit card, explicitly available to Indus Easy BSBDA and Indus Small Account customers with current ₹10,000 ATM and POS limits.

First-party checked4 bank sourcesReviewed September 9, 2026
Cost / feeJoining and annual fees are account-dependent under the current card page.
Best fitEligible IndusInd basic-account customers who need simple domestic debit-card access rather than premium card limits and benefits.
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IndusInd BankDebit card

IndusInd Bank World Select Debit Card

A premium Select-linked IndusInd debit card with free issuance/annual fee, 1% cross-currency markup, high limits and domestic lounge access.

First-party checked1 bank sourceReviewed September 9, 2026
Cost / feeFree issuance and annual fee under the reviewed Indus Select proposition; 1% cross-currency markup is published for the World Select card.
Best fitIndus Select customers who want strong debit-card limits and a relatively low published cross-currency markup.
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Kotak Mahindra BankDebit card

Kotak 811 Infinity Metal Debit Card

A premium Kotak 811 debit card with high domestic limits, quarterly lounge access and an annual-fee waiver tied to membership in the 811 Super savings programme.

First-party checked4 bank sourcesReviewed September 11, 2026
Cost / feeCurrent April/July 2026 811 card-specific documents publish standard Infinity Metal issuance of ₹3,999 without qualifying lump-sum funding or ₹1,499 with ₹81,100 funding; annual/replacement pricing varies by Classic/Super relationship. Kotak's separate stable fees page still displays older ₹4,999 issuance / ₹1,999 annual / ₹4,999 replacement wording, so that live-source fee mismatch remains explicitly unresolved.
Best fitKotak 811 customers who already want the 811 Super relationship and can justify a premium debit card through lounge, limits and merchant benefits.
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Kotak Mahindra BankDebit card

Kotak Everyday Debit Card

The debit card paired with Kotak Everyday Savings/Salary accounts, with fee treatment that changes according to the linked account variant.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feeReviewed current Everyday schedule lists first year free then ₹250 for Everyday Savings Account, and nil annual charge for Everyday Salary Account; lost/stolen replacement ₹200. Taxes apply where stated by the schedule.
Best fitKotak Everyday account customers who want to understand the debit card as part of the account relationship rather than as a standalone product.
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Punjab National BankDebit card

PNB Global Prime Master World Debit Card

The debit card explicitly attached to PNB Global Prime NRE/NRO savings relationships, with waived joining/AMC and high published ATM/POS limits for qualifying programme customers.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeJoining fee waived and annual maintenance charge waived under the current Global Prime NRI proposition; programme qualification remains the controlling relationship condition.
Best fitPNB Global Prime NRI customers maintaining the required relationship balance and able to use the higher card limits and premium travel/service features.
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Punjab National BankDebit card

PNB Master Grow Platinum Debit Card

PNB's scheme-specific debit card for GROW minor savings, with ₹10,000 ATM/POS-e-commerce limits and a ₹5,000 contactless limit.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feePNB current debit-card directory lists ₹250 issuance, ₹250 AMC and ₹250 replacement (excluding GST) for MasterCard Platinum GROW. The current GROW scheme leaflet separately advertises free issuance and AMC waiver when ₹5,000 yearly average balance is maintained, so scheme-vs-card-directory pricing remains an explicit first-party conflict.
Best fitEligible PNB GROW minor customers who need a clearly documented child debit-card limit and can understand the yearly-balance condition for AMC waiver.
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Punjab National BankDebit card

PNB RuPay PMJDY Debit Card

PNB's RuPay Classic government-scheme debit card for PMJDY/SBBDA relationships, with published ATM and POS/e-commerce limits and nil standard issuance/annual charges in the reviewed schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feePNB's reviewed non-credit service-charge schedule lists RuPay PMJDY primary issuance as nil and annual charge as nil; replacement/add-on treatment follows the current schedule.
Best fitPNB PMJDY account holders who need the scheme's explicitly documented RuPay debit-card access rather than an inferred generic card variant.
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State Bank of IndiaDebit card

SBI Basic RuPay ATM-cum-Debit Card

The basic RuPay ATM-cum-debit card SBI explicitly issues with its full-KYC BSBDA and BSBDA Small Account, with no issuance or annual-maintenance charge under those relationships.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeSBI states the Basic RuPay ATM-cum-Debit Card is issued free of cost with no annual maintenance charge for the reviewed BSBDA and Small Account relationships.
Best fitSBI BSBDA customers who need basic ATM/debit access rather than a premium international debit-card proposition.
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State Bank of IndiaDebit card

SBI Global International Debit Card

A State Bank of India international debit card with domestic ATM and purchase limits plus international usage subject to local and card controls.

First-party checked1 bank sourceReviewed September 9, 2026
Cost / feeSee the current SBI debit-card charges schedule; the reviewed product page links to the bank's debit-card charge table rather than embedding a stable annual-fee figure.
Best fitSBI customers who want a mainstream international-use debit card and prefer SBI Rewardz-linked card spending.
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State Bank of IndiaDebit card

SBI Platinum International Debit Card

A premium State Bank of India international debit card with SBI Rewardz earning, lounge eligibility and higher domestic ATM/POS limits than SBI's mainstream Global card.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeThe product page points to SBI's current debit-card charge schedule rather than embedding a stable annual-maintenance figure; verify the live charge table before issuance or renewal.
Best fitEligible SBI account holders who want a higher-limit international debit card and can use SBI Rewardz and conditional lounge benefits.
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YES BANKDebit card

YES BANK Bold Debit Card

A YES BANK programme-linked debit-card variant explicitly offered with PRO Plus savings and as an eligible free card option under the current Smart Salary Exclusive schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeThe reviewed Smart Salary schedule groups Engage/Bold at ₹399 when programme fee-waiver conditions are not met; account-specific propositions can make the card free while qualifying conditions continue.
Best fitYES BANK customers whose PRO Plus or qualifying salary programme explicitly offers the Bold variant and who can retain the programme conditions that control fee treatment.
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YES BANKDebit card

YES BANK PMJDY RuPay Chip Debit Card

A no-joining-fee RuPay debit card tied to YES BANK's PMJDY/basic-banking proposition, with current RuPay insurance benefits under applicable conditions.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeCurrent YES BANK debit-card directory lists joining fee NIL; the PMJDY savings proposition describes the RuPay debit card as lifetime free.
Best fitEligible YES BANK PMJDY/basic-banking customers who need a basic domestic RuPay debit card with no standard joining fee.
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YES BANKDebit card

YES BANK Prime Debit Card

A YES BANK programme-linked Prime debit-card variant used with selected savings/salary relationships, with current standard card pricing documented in the bank's debit-card schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeThe reviewed YES BANK debit-card schedule lists ₹599 as the issuance/annual fee for Explore / Prime / Signature debit-card variants; account-programme terms can separately waive or alter that treatment.
Best fitEligible YES BANK customers whose account programme explicitly offers the Prime debit-card variant and who want the linked programme's debit-card benefits rather than choosing a separate upgrade card.
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YES BANKDebit card

YES BANK Prosperity Prime Debit Card

A YES BANK debit card with quarterly domestic lounge access, rewards and a published ₹599 annual fee, tied to eligible YES BANK account relationships.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹599 annual fee under the reviewed product page; 3% cross-currency markup, ₹199 lost/stolen-card replacement and other ATM/service charges apply as published.
Best fitEligible YES BANK account holders who can use the lounge and lifestyle benefits enough to justify the annual fee.
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YES BANKDebit card

YES BANK YES First Debit Card

A premium programme debit card for YES First customers with lounge access, zero cross-currency markup and accelerated rewards under current YES First rules.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeJoining/annual card fee is waived for customers who remain part of the YES First programme; non-programme treatment should be checked before downgrade.
Best fitYES First members who travel internationally or can use the programme's lounge, reward and lifestyle benefits enough to justify maintaining the relationship.
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How to compare

Check the terms that can change the decision.

Category membership alone does not make products interchangeable. Recheck the bank's current controlling agreement, tariff or effective-rate table before acting.

01

Linked account first

A debit card can look inexpensive while the linked savings or salary account carries the real balance or relationship requirement.

02

Annual card cost

Check issuance, annual maintenance, replacement and international ATM charges before valuing rewards or lounge access.

03

Usable limits

Compare ATM, POS/e-commerce, contactless and international limits against how you actually use the account.

04

Conditional benefits

Lounge, cashback, insurance and fee waivers often require spend, account status or a particular card variant.

Maintained comparisons

Head-to-head research where the trade-off is meaningful.

Pairs are curated rather than generated automatically. Each product retains its own conditions, dates and evidence.

Browse all banking comparisons
Decision fields

What this category should verify.

01Annual and replacement charges
02ATM withdrawal and purchase limits
03Domestic / international lounge conditions
04Forex markup, network and account eligibility