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Punjab National BankDebit card

PNB RuPay PMJDY Debit Card

PNB's RuPay Classic government-scheme debit card for PMJDY/SBBDA relationships, with published ATM and POS/e-commerce limits and nil standard issuance/annual charges in the reviewed schedule.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / chargesPNB's reviewed non-credit service-charge schedule lists RuPay PMJDY primary issuance as nil and annual charge as nil; replacement/add-on treatment follows the current schedule.
Linked accountRequires the qualifying PMJDY/SBBDA banking relationship rather than a standalone card balance.
Transaction limitsPNB's debit-card page lists ₹25,000 daily ATM cash withdrawal and ₹60,000 daily POS/e-commerce transaction limits for RuPay PMJDY.
Core benefitsRuPay acceptance plus PMJDY-linked accidental-insurance treatment subject to current scheme/NPCI conditions.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesPNB's reviewed non-credit service-charge schedule lists RuPay PMJDY primary issuance as nil and annual charge as nil; replacement/add-on treatment follows the current schedule.
02 · Linked accountRequires the qualifying PMJDY/SBBDA banking relationship rather than a standalone card balance.
03 · Transaction limitsPNB's debit-card page lists ₹25,000 daily ATM cash withdrawal and ₹60,000 daily POS/e-commerce transaction limits for RuPay PMJDY.
04 · Core benefitsRuPay acceptance plus PMJDY-linked accidental-insurance treatment subject to current scheme/NPCI conditions.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesPNB's reviewed non-credit service-charge schedule lists RuPay PMJDY primary issuance as nil and annual charge as nil; replacement/add-on treatment follows the current schedule.
Linked accountRequires the qualifying PMJDY/SBBDA banking relationship rather than a standalone card balance.
Core benefitsRuPay acceptance plus PMJDY-linked accidental-insurance treatment subject to current scheme/NPCI conditions.
Transaction limitsPNB's debit-card page lists ₹25,000 daily ATM cash withdrawal and ₹60,000 daily POS/e-commerce transaction limits for RuPay PMJDY.
EligibilityIssued under the qualifying PNB PMJDY/SBBDA relationship and current debit-card issuance rules.
Account relationshipExact PNB scheme card explicitly documented for PMJDY/SBBDA account holders.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

PNB PMJDY account holders who need the scheme's explicitly documented RuPay debit-card access rather than an inferred generic card variant.

Verify before relying
  • Insurance eligibility is conditional and should be checked against current RuPay/PMJDY rules before relying on it.
  • The card is relationship-specific; it should not be presented as a generally selectable PNB debit card for every savings account.
  • Replacement and exceptional transaction charges remain separate from the nil standard annual charge.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Issued for PMJDY relationship

PNB Pradhan Mantri Jan-Dhan Yojana Account

Punjab National Bank explicitly identifies the RuPay PMJDY card as the government-scheme RuPay Classic card issued to PMJDY/SBBDA account holders.

This exact edge is limited to the PMJDY/SBBDA scheme context. It does not imply that every ordinary PNB savings or BSBDA relationship receives this named variant.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.pnbindia.in
Open source ↗02
Additional first-party evidencewww.pnbindia.in
Open source ↗03
Additional first-party evidencewww.pnbindia.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.