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Punjab National Bank

Research Punjab National Bank across published cards, accounts, deposits, digital payments, everyday-banking controls and business-banking services, with dated first-party evidence and product-level review dates.

Explore banking researchOfficial site ↗
10Banking profiles
10Credit cards
3Verified relationships
0Reviews due
Research systems

Start with the banking system, then open the exact product.

Each system keeps its own evidence, review date and decision fields. Shared-bank context never substitutes for exact product terms.

01Credit cardsFees, rewards, lounge, forex and approval route10profiles02Debit cardsAccount linkage, charges, ATM/POS limits and access3profiles03Savings accountsBalance rule, charges, access and debit-card relationship6profiles
What this dossier does

Organizes published evidence, freshness, explicit product relationships and maintained comparisons for one institution.

What it does not do

It does not rank bank quality, predict approval, infer product bundling or claim complete coverage of the institution's live catalogue.

Exact banking research

10 published profiles with product-level evidence.

Search locally by product, fee, rate, balance, eligibility or benefit. Filtering never creates additional public URLs.

10 profilesPublished research only
Product system

Debit card

3 profiles
Punjab National BankDebit card

PNB Global Prime Master World Debit Card

The debit card explicitly attached to PNB Global Prime NRE/NRO savings relationships, with waived joining/AMC and high published ATM/POS limits for qualifying programme customers.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeJoining fee waived and annual maintenance charge waived under the current Global Prime NRI proposition; programme qualification remains the controlling relationship condition.
Best fitPNB Global Prime NRI customers maintaining the required relationship balance and able to use the higher card limits and premium travel/service features.
View research
Punjab National BankDebit card

PNB Master Grow Platinum Debit Card

PNB's scheme-specific debit card for GROW minor savings, with ₹10,000 ATM/POS-e-commerce limits and a ₹5,000 contactless limit.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feePNB current debit-card directory lists ₹250 issuance, ₹250 AMC and ₹250 replacement (excluding GST) for MasterCard Platinum GROW. The current GROW scheme leaflet separately advertises free issuance and AMC waiver when ₹5,000 yearly average balance is maintained, so scheme-vs-card-directory pricing remains an explicit first-party conflict.
Best fitEligible PNB GROW minor customers who need a clearly documented child debit-card limit and can understand the yearly-balance condition for AMC waiver.
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Punjab National BankDebit card

PNB RuPay PMJDY Debit Card

PNB's RuPay Classic government-scheme debit card for PMJDY/SBBDA relationships, with published ATM and POS/e-commerce limits and nil standard issuance/annual charges in the reviewed schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feePNB's reviewed non-credit service-charge schedule lists RuPay PMJDY primary issuance as nil and annual charge as nil; replacement/add-on treatment follows the current schedule.
Best fitPNB PMJDY account holders who need the scheme's explicitly documented RuPay debit-card access rather than an inferred generic card variant.
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Product system

Savings account

6 profiles
Punjab National BankSavings account

PNB Basic Savings Bank Deposit Account

Punjab National Bank's statutory zero-balance BSBDA with zero minimum/initial balance, free ATM-cum-debit-card access and a defined monthly withdrawal framework.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance and no initial-balance requirement under the reviewed scheme.
Best fitCustomers who want a full-KYC PNB basic account with no minimum-balance requirement and can work within the bank's BSBDA withdrawal and account-ownership rules.
View research
Punjab National BankSavings account

PNB Global Prime Account (NRE & NRO)

PNB's premium NRI savings relationship for NRE and NRO customers, with nil initial deposit, ₹5 lakh monthly average balance, waived debit-card joining/AMC and an explicitly linked Global Prime Master World Card.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance rule₹5 lakh monthly average balance in the savings account under the reviewed PNB Global Prime NRE/NRO bulletin.
Best fitHigher-balance PNB NRI customers who can maintain ₹5 lakh MAB and will use premium card, remittance, locker and airport-service benefits.
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Punjab National BankSavings account

PNB GROW Saving Scheme

PNB's zero-MAB GROW savings scheme for minors, with guardian operation at younger ages, independent operation above 10 and a specifically named Master Grow Platinum Debit Card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleZero Minimum Average Balance under the current PNB GROW leaflet; the guardian must hold a PNB Savings Account for guardian-operated opening.
Best fitPNB families wanting a zero-MAB minor account with explicit child card limits and a documented transition to independent operation above age 10.
View research
Punjab National BankSavings account

PNB Pradhan Mantri Jan-Dhan Yojana Account

PNB's PMJDY banking proposition built on a Basic Savings Bank Deposit Account, with a specifically documented RuPay PMJDY debit card and scheme-linked overdraft/insurance features.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleOperates through a PNB BSBDA rather than a separate minimum-balance savings tier.
Best fitEligible financial-inclusion customers who want the PMJDY-specific RuPay card proposition and understand that overdraft and insurance benefits have separate conditions.
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Punjab National BankSavings account

Punjab National Bank NRE Savings Account

PNB's NRE savings state for overseas earnings, with INR denomination, fully repatriable principal/interest, tax-exempt interest under current bank guidance and debit-card/internet-banking availability on request.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo dedicated NRE savings MAB is stated on the reviewed NRE product page; current application/tariff terms should control.
Best fitNRIs/PIOs/OCIs who want a public-sector NRE account and prefer PNB's branch/NRI service network.
View research
Punjab National BankSavings account

Punjab National Bank NRO Savings Account

PNB's NRO savings state for legitimate Indian-source income, with taxable interest, INR denomination, internet banking and the applicable NRO outward-remittance framework.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo dedicated NRO savings MAB is stated on the reviewed NRO product page; verify the live NRI account schedule/application terms.
Best fitNRIs/PIOs/OCIs managing rent, pension, dividends, sale proceeds and other legitimate Indian rupee receipts through a public-sector bank.
View research
Product system

UPI payment service

1 profile
Punjab National BankUPI payment service

Punjab National Bank UPI — PNB ONE & BHIM PNB

PNB UPI profile centered on the current PNB ONE/BHIM PNB stack, with PNB ONE 2.0 UPI Lite/Mandate/Credit Line support, separate UPI 123PAY access and first-party RuPay credit-card-on-UPI merchant capability.

First-party checked6 bank sourcesReviewed September 11, 2026
Balance ruleRequires an eligible PNB or supported linked bank account for account-funded UPI. PNB ONE 2.0 also supports UPI Lite/Mandate/Credit Line functionality, while eligible PNB RuPay credit cards are a separate merchant-payment funding source.
Best fitPNB customers who want the current mobile/UPI feature set and alternate UPI 123PAY/card-funded routes mapped without relying blindly on an old ₹50,000 bank limit document.
View research
Credit-card system

10 published card profiles linked to this institution.

Card research remains issuer-specific. This institution page provides direct entry points without flattening fees, rewards, lounge access or forex treatment.

3No-standard-fee
4Premium
3Travel / airline
2Low-forex tagged
Credit-card research

PNB RuPay Platinum Credit Card

₹500 + applicable taxes

Reviewed September 9, 2026
Credit-card research

PNB RuPay Select Credit Card

₹750 + applicable taxes

Reviewed September 9, 2026
Credit-card research

PNB RuPay Millennial Credit Card

₹999 + applicable taxes

Reviewed September 9, 2026
Credit-card research

PNB Visa Signature Credit Card

₹2,000 + applicable taxes

Reviewed September 9, 2026
Credit-card research

PNB Salary RuPay Platinum Credit Card

Nil while the qualifying PNB salary-account relationship is maintained

Reviewed September 9, 2026
Credit-card research

PNB Salary RuPay Select Credit Card

Nil while the qualifying PNB salary-account relationship is maintained

Reviewed September 9, 2026
Rewards Credit Cards9Airport Lounge Credit Cards9RuPay / UPI Credit Cards6Lifestyle Credit Cards5Beginner & Entry-Level Cards3Travel Credit Cards3
Open the full Punjab National Bank issuer dossier →
Verified relationship graph

Only institution-documented product relationships appear here.

Same-bank placement never creates an inferred relationship. Every edge keeps its own wording, review date and first-party evidence.

Explore the full verified relationship graph →
Maintained product comparisons

Side-by-side research only where a substantive pair is maintained.

Costs, relationship requirements, benefits, limits, eligibility and source state remain separate for each product.

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Research activity

Recent review and material-change chronology.

Recent activity describes maintenance work. It is not a product-quality signal.

Official evidence & accountability

Research here. Transact from the institution's current live terms.

Each published product keeps its own review date and first-party sources. Institution-level evidence never replaces product-level terms.

Official institution

Punjab National Bank

pnbcard.in

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Institution source reviewed

September 9, 2026

See current maintenance state across published records.

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Research standards

Methodology

Source hierarchy, conflicts, freshness and publication safeguards.

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Research accountability

Corrections

Report evidence-backed errors through the public correction route.

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