Published profiles
8 active · 2 published non-active.
Research state
Understand what this issuer dossier covers—and what it does not.
Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.
First-party source differences we preserved
PNB’s card portal contains newer effective-date notices alongside older rewards copy, and some LUXURA fee-waiver wording has differed between product and MITC snapshots. The profiles therefore keep earn rates separate from stale cash-conversion text and surface the fee-waiver discrepancy instead of silently choosing the more attractive figure.
Tracked records
Includes evidence-gated records that may remain unpublished.
Source placements
Unique first-party URLs are retained on the underlying card dossiers.
Latest card review
Freshness is a maintenance state, not an issuer-quality score.
Portfolio systems
See the researched shape of the Punjab National Bank card portfolio.
These counts are overlapping research lenses. A single card can legitimately appear in premium, travel, low-forex, cashback or UPI routes at the same time.
Decision systemNo-standard-fee
Published cards where the recorded standard annual-fee state is free or lifetime-free.
3 cards→Decision systemPremiumPremium and super-premium card research within this issuer portfolio.
4 cards→Decision systemTravel & airlineTravel, airline and related access-focused card research.
3 cards→Decision systemCashbackCards tagged for cashback-led value.
1 card→Decision systemRuPay / UPICards researched for eligible merchant UPI use.
6 cards→Decision systemLow forexCards tagged for lower foreign-currency markup.
2 cards→Category concentration
Where published issuer research is concentrated.
Category depth describes this database only. It does not establish market share, issuer quality or approval probability.
01Decision categoryRewards Credit Cards9 cards→02Decision categoryAirport Lounge Credit Cards9 cards→03Decision categoryRuPay / UPI Credit Cards6 cards→04Decision categoryLifestyle Credit Cards5 cards→05Decision categoryBeginner & Entry-Level Cards3 cards→06Decision categoryTravel Credit Cards3 cards→07Decision categoryPremium Credit Cards2 cards→08Decision categoryEntertainment Credit Cards2 cards→
Exact published cards
Inspect 10 Punjab National Bank profiles at card level.
Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.
10of 10 profiles visible
Active · card dossier
Open dossier PNB RuPay Platinum Credit Card
A mass-market RuPay card combining basic rewards, UPI compatibility, conditional annual-fee waiver and complimentary lounge access.
Annual fee₹500 + applicable taxes
Rewards1 PNB Reward Point per ₹100 on eligible spend, plus 300 Reward Points on the first qualifying retail/online transaction within 90 days
LoungePNB lists complimentary domestic and international lounge access under the RuPay program
Forex3.50% foreign-currency markup over the network conversion rate
Active · card dossier
Open dossier PNB RuPay Select Credit Card
A mid-tier RuPay card with 2 points per ₹150, lounge access, lifestyle benefits and a ₹750 annual fee that can be waived through quarterly use.
Annual fee₹750 + applicable taxes
Rewards2 PNB Reward Points per ₹150 on eligible spend, plus 300 Reward Points on the first qualifying retail/online transaction within 90 days
LoungePNB lists complimentary domestic and international lounge access, alongside concierge and RuPay lifestyle benefits
Forex3.50% foreign-currency markup over the network conversion rate
Active · card dossier
Open dossier PNB RuPay Millennial Credit Card
A youth-positioned PNB RuPay card with lounge/lifestyle benefits, 2 points per ₹150 and a ₹999 annual fee waived at ₹1 lakh spend.
Annual fee₹999 + applicable taxes
Rewards2 PNB Reward Points per ₹150 on eligible spend, with 300 Reward Points on activation/first qualifying use under the reviewed issuer material
LoungeDomestic and international lounge access is included, with additional health, spa, golf and gym benefits on the reviewed page
Forex3.50% foreign-currency markup over the network conversion rate
Active · card dossier
Open dossier PNB Visa Signature Credit Card
A premium PNB Visa card with 2 points per ₹100, domestic lounge access, concierge services and a ₹2,000 annual fee waived at ₹3 lakh spend.
Annual fee₹2,000 + applicable taxes
Rewards2 PNB Reward Points per ₹100 on eligible spend
LoungeComplimentary domestic lounge access is listed, alongside Visa Signature concierge and merchant benefits
Forex3.50% foreign-currency markup over the network conversion rate
Relationship Linked · card dossier
Open dossier PNB Salary RuPay Platinum Credit Card
A relationship-linked lifetime-free RuPay card for eligible PNB EXCEL salary customers, with UPI, 1 point per ₹100 and 4 domestic plus 1 international lounge visit yearly.
Annual feeNil while the qualifying PNB salary-account relationship is maintained
Rewards1 PNB Reward Point per ₹100 on eligible spend
Lounge4 domestic lounge visits per year (1 per quarter) and 1 international lounge visit per year under the reviewed issuer page
Forex3.50% foreign-currency markup over the network conversion rate
Relationship Linked · card dossier
Open dossier PNB Salary RuPay Select Credit Card
A relationship-linked lifetime-free RuPay Select card with 2 points per ₹150, UPI support and 8 domestic plus 2 international lounge visits yearly.
Annual feeNil while the qualifying PNB salary-account relationship is maintained
Rewards2 PNB Reward Points per ₹150 on eligible spend
Lounge8 domestic lounge visits per year (2 per quarter) and 2 international lounge visits per year on the reviewed issuer page
Forex3.50% foreign-currency markup over the network conversion rate
Active · card dossier
Open dossier PNB LUXURA RuPay Metal Credit Card
PNB’s super-premium RuPay metal card pairs nil forex markup and unlimited lounges with 4 points per ₹100, travel/dining acceleration and a high fee structure.
Super-Premium Credit CardsTravel Credit CardsAirport Lounge Credit CardsLow Forex Markup Credit Cards
Annual fee₹7,500 + GST
Rewards4 Reward Points per ₹100 on eligible spend, with 3X Reward Points on travel and dining plus milestone rewards
LoungeUnlimited complimentary domestic and international airport lounge access on the reviewed PNB product page
ForexNil forex markup
Active · card dossier
Open dossier PNB LUXURA Visa Metal Credit Card
A premium Visa Infinite metal card with nil forex markup, unlimited lounges, 4 points per ₹100 and a lower published annual fee than PNB’s RuPay LUXURA.
Super-Premium Credit CardsTravel Credit CardsAirport Lounge Credit CardsLow Forex Markup Credit Cards
Annual fee₹1,999 + GST
Rewards4 Reward Points per ₹100 on eligible spend, with 3X Reward Points on travel and dining plus milestone rewards
LoungeUnlimited complimentary domestic and international airport lounge access on the reviewed PNB product page
ForexNil forex markup
Active · card dossier
Open dossier PNB KIWI RuPay Select Credit Card
A PNB/KIWI RuPay Select co-brand built around UPI scan-and-pay rewards, with a no-fee virtual card and a separately priced physical card.
Cashback Credit CardsRuPay / UPI Credit CardsOnline Shopping Credit CardsBeginner & Entry-Level Cards
Annual feeNil for the virtual card; ₹750 for the physical card
Rewards0.5% cashback as KIWIS on eligible online transactions and 1.5% on eligible scan-and-pay transactions; monthly KIWI cap is linked to the card credit limit
LoungeNot listed as a core benefit on the reviewed PNB KIWI product page
Forex3.50% foreign-currency markup under PNB’s schedule for non-LUXURA cards
Active · card dossier
Open dossier PNB BLISS RuPay Platinum Credit Card
A low-fee RuPay lifestyle card combining UPI, modest rewards, entertainment/wellness benefits and 4 domestic plus 1 international lounge visit each year.
Annual fee₹510 + applicable taxes
Rewards1 PNB Reward Point per ₹100 on eligible retail-category spend
Lounge4 complimentary domestic lounge visits per year (1 per quarter) and 1 complimentary international lounge visit per year
Forex3.50% foreign-currency markup over the network conversion rate
No published card matches those filters.
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Maintained comparisons
Where Punjab National Bank cards meet close researched alternatives.
These pairs already pass the existing substantive-comparison guard. The engine does not auto-generate issuer-versus-everyone pages.
Maintained card comparisonPNB RuPay Platinum Credit CardvsIndusInd Bank Platinum RuPay Credit CardCompare →Maintained card comparisonPNB RuPay Platinum Credit CardvsKotak UPI RuPay Credit CardCompare →Maintained card comparisonPNB RuPay Platinum Credit CardvsFederal Bank Signet Credit CardCompare →Maintained card comparisonPNB RuPay Select Credit CardvsYES BANK SELECT Credit CardCompare →Maintained card comparisonPNB RuPay Select Credit CardvsFederal Bank Imperio Credit CardCompare →Maintained card comparisonPNB RuPay Select Credit CardvsSBI Card PRIMECompare →Maintained card comparisonPNB RuPay Millennial Credit CardvsSimplyCLICK SBI CardCompare →Maintained card comparisonPNB RuPay Millennial Credit CardvsAxis Bank MY ZONE Credit CardCompare →
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