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Canara BankDebit card

Canara Bank RuPay Select Debit Card

Canara Bank's RuPay Select debit card with current spend-based domestic airport lounge access, two international airport visits per year and premium RuPay lifestyle benefits.

First-party evidencePublished researchReviewed September 11, 2026Active
Open primary bank source ↗Bank dossier
Cost / chargesEnrollment fee nil; annual fee ₹1,000 + GST; duplicate/replacement fee ₹150 + GST on the reviewed current product page.
Linked accountAvailable to eligible Savings Bank customers other than PMJDY/BSBD/small-value accounts and to eligible Current Account customers; the card itself has no separate stored balance.
Transaction limits₹1,00,000 daily ATM cash withdrawal and ₹5,00,000 daily purchase/POS limit on the reviewed product page.
Core benefitsFrom 1 April 2026, ₹5,000 of POS/e-commerce spend in the present quarter unlocks one domestic airport lounge visit in the subsequent quarter; two international airport lounge visits per year for self require no minimum spend under the reviewed Canara schedule.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 11, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 10, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesEnrollment fee nil; annual fee ₹1,000 + GST; duplicate/replacement fee ₹150 + GST on the reviewed current product page.
02 · Linked accountAvailable to eligible Savings Bank customers other than PMJDY/BSBD/small-value accounts and to eligible Current Account customers; the card itself has no separate stored balance.
03 · Transaction limits₹1,00,000 daily ATM cash withdrawal and ₹5,00,000 daily purchase/POS limit on the reviewed product page.
04 · Core benefitsFrom 1 April 2026, ₹5,000 of POS/e-commerce spend in the present quarter unlocks one domestic airport lounge visit in the subsequent quarter; two international airport lounge visits per year for self require no minimum spend under the reviewed Canara schedule.
Exact product-type evidence

Debit card evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Source-dated lounge entitlement

Current lounge access conditions

Status: Active · Reviewed September 11, 2026. Lounge access is an effective-dated relationship, not a permanent property of the card.

Domestic airport1 complimentary domestic airport lounge visit in the subsequent quarter after at least ₹5,000 POS/e-commerce spend in the present quarter.
International airport2 complimentary international airport lounge visits per year for self with no minimum spend under the reviewed Canara schedule.
Railway loungeRuPay network lounge material can group domestic airport/railway benefits, but Canara's current issuer page publishes only airport quotas; issuer-specific railway access is therefore marked unconfirmed rather than copied from a network table.
Visit quotaDomestic 1 in the subsequent quarter when qualified; international 2/year for self.
QualificationDomestic: ₹5,000 POS/e-commerce spend in the present quarter under the Benefit Management System from 1 April 2026. International: no minimum spend stated for the two annual self visits.
Network / programmeRuPay Select Benefit Management System / Canara issuer implementation.
Access methodEligible RuPay Select card at participating airport lounges under current issuer/network validation.
Guest / add-onInternational allowance is expressly for self; no free guest allowance is inferred.
Beyond allowanceVisits beyond the published allowance or any unconfirmed railway use are not treated as complimentary.
Effective state2026-04-01
Scope checks
  • The domestic spend quarter and lounge-access quarter are different periods.
  • Railway scope remains explicitly unconfirmed at issuer level even though network materials discuss airport/railway lounge programmes.
Compare lounge entitlementsOpen lounge source ↗
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesEnrollment fee nil; annual fee ₹1,000 + GST; duplicate/replacement fee ₹150 + GST on the reviewed current product page.
Linked accountAvailable to eligible Savings Bank customers other than PMJDY/BSBD/small-value accounts and to eligible Current Account customers; the card itself has no separate stored balance.
Core benefitsFrom 1 April 2026, ₹5,000 of POS/e-commerce spend in the present quarter unlocks one domestic airport lounge visit in the subsequent quarter; two international airport lounge visits per year for self require no minimum spend under the reviewed Canara schedule.
Transaction limits₹1,00,000 daily ATM cash withdrawal and ₹5,00,000 daily purchase/POS limit on the reviewed product page.
EligibilityEligible Canara Savings Bank customers excluding PMJDY/BSBD/small-value accounts and eligible Current Account customers, subject to the bank's card issuance rules.
Account relationshipLounge access is tied to the Canara RuPay Select variant and its current Benefit Management System treatment; standard RuPay Platinum airport-lounge treatment should not be copied onto this card.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Eligible Canara savings/current-account customers who want a RuPay Select card and can meet the quarterly spend rule for domestic airport lounge access.

Verify before relying
  • The ₹5,000 domestic-lounge spend is measured in the present quarter and produces access in the subsequent quarter; it is not an immediate same-quarter benefit.
  • The Canara page publishes airport quotas, while railway-lounge allocation is not separately stated at issuer level; v1.54 therefore leaves railway entitlement unconfirmed instead of applying a network quota automatically.
  • RuPay/issuer lounge lists, network benefits and validation procedures can change independently of the debit-card cash and purchase limits.
First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.canarabank.bank.in
Open source ↗02
Additional first-party evidencewww.canarabank.bank.in
Open source ↗03
Additional first-party evidencewww.rupay.co.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.