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Public sector bankFresh

Canara Bank

Research Canara Bank across published cards, accounts, deposits, digital payments, everyday-banking controls and business-banking services, with dated first-party evidence and product-level review dates.

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18Banking profiles
2Credit cards
0Verified relationships
0Reviews due
Research systems

Start with the banking system, then open the exact product.

Each system keeps its own evidence, review date and decision fields. Shared-bank context never substitutes for exact product terms.

01Credit cardsFees, rewards, lounge, forex and approval route2profiles02Debit cardsAccount linkage, charges, ATM/POS limits and access1profile03Savings accountsBalance rule, charges, access and debit-card relationship5profiles04Fixed depositsDated rates, tenure, customer category and liquidity2profiles05Business bankingRoles, bulk payments, collections, merchant tools, cash management and integrations1profile06Merchant paymentsQR, POS, Soundbox, gateway acceptance, settlement, pricing and reconciliation1profile07International debit cardsInternational activation, overseas ATM/POS/e-commerce, forex/DCC, limits and support1profile
What this dossier does

Organizes published evidence, freshness, explicit product relationships and maintained comparisons for one institution.

What it does not do

It does not rank bank quality, predict approval, infer product bundling or claim complete coverage of the institution's live catalogue.

Exact banking research

18 published profiles with product-level evidence.

Search locally by product, fee, rate, balance, eligibility or benefit. Filtering never creates additional public URLs.

18 profilesPublished research only
Product system

Debit card

1 profile
Canara BankDebit card

Canara Bank RuPay Select Debit Card

Canara Bank's RuPay Select debit card with current spend-based domestic airport lounge access, two international airport visits per year and premium RuPay lifestyle benefits.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feeEnrollment fee nil; annual fee ₹1,000 + GST; duplicate/replacement fee ₹150 + GST on the reviewed current product page.
Best fitEligible Canara savings/current-account customers who want a RuPay Select card and can meet the quarterly spend rule for domestic airport lounge access.
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Product system

Savings account

5 profiles
Canara BankSavings account

Canara Basic Savings Bank Deposit Account

Canara Bank's full-KYC BSBDA with no minimum balance, a free ATM/ATM-cum-Debit Card, internet/mobile banking and a current four-free-withdrawal framework that excludes non-ATM digital payments from the count.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum-balance requirement.
Best fitCustomers who want a current public-sector BSBDA with clearly documented free core services and explicit treatment of digital payments versus counted withdrawals.
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Canara BankSavings account

Canara Champ Deposit Scheme

Canara Bank's savings scheme for children below 12, using a ₹100 opening amount, minimum half-yearly credit activity and automatic conversion to regular savings after majority.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo conventional minimum-balance penalty is stated; the scheme instead uses a small opening amount and minimum periodic credit activity.
Best fitParents/guardians of younger children who want a simple bank savings habit product rather than child-operated digital/card access.
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Canara BankSavings account

Canara Junior Savings Account

Canara Bank's self-operated account for minor students above 10 with a debit card, student-ID requirement and tightly defined balance, annual-credit and monthly-debit ceilings.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleBalance must not exceed ₹50,000 at any point under the current product page; the account must always remain in credit.
Best fitMinor students above 10 who can operate independently and need a low-limit account with education-payment support.
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Canara BankSavings account

Canara NSIGSE Savings Bank Deposit Account

Canara Bank's no-minimum-balance NSIGSE schoolgirl savings account for specifically identified eligible students under the government-backed secondary-education incentive scheme.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo minimum balance requirement under the scheme-specific account terms.
Best fitEligible SC/ST or Kasturba Gandhi Balika Vidyalaya girls entering qualifying Class IX schools under the NSIGSE implementation rules.
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Canara BankSavings account

Canara Small Savings Bank Deposit Account

Canara Bank's relaxed-KYC Small Account for customers unable to provide full KYC documents, with statutory balance, annual-credit and monthly withdrawal/transfer caps.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleBalance must not exceed ₹50,000 at any point while the account remains under Small Account rules.
Best fitCustomers who need a temporary relaxed-KYC banking route and can remain within the Small Account ceilings while completing full KYC.
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Product system

Fixed deposit

2 profiles
Canara BankFixed deposit

Canara Bank Domestic Callable Fixed Deposit

Canara Bank’s current domestic callable term-deposit schedule below ₹3 crore, including distinct 444-day and 555-day special tenures alongside ordinary one-to-ten-year bands.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceThe reviewed domestic callable schedule below ₹3 crore is effective 17 March 2026: the ordinary five-year band is 6.25% p.a. for general customers and 6.75% p.a. for eligible resident senior citizens; special 444-day and 555-day rates are higher.
Best fitDepositors comparing public-sector callable FDs who want current five-year pricing plus clearly separated 444-day and 555-day special-tenure rates.
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Canara BankFixed deposit

Canara Bank Tax Saver Scheme

Canara Bank’s five-year Tax Saver Scheme under its Fixed Deposit/Kamadhenu streams, with ₹100 minimum, ₹1.5 lakh maximum, multiple payout modes and a death exception to the normal no-preclosure rule.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceCanara’s domestic callable schedule below ₹3 crore is effective 17 March 2026; the five-years-to-ten-years rate is 6.25% p.a. general and 6.75% p.a. for eligible resident senior citizens.
Best fitEligible public-sector-bank depositors who want a low minimum tax-saving FD and value a clearly documented death exception and payout-mode choices.
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Product system

ATM & cash service

1 profile
Canara BankATM & cash service

Canara Bank ATM & Cash Recycler Services

Canara Bank's ATM/Cash Recycler and branch-cash profile using the bank's September 2026 card-charge update plus its cash-handling tariff.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleRequires the relevant Canara account/debit-card relationship for card-based ATM access. Branch and cash-deposit handling fees remain linked to the underlying Savings/CA/OD/OCC account tariff.
Best fitCanara customers who need current September 2026 ATM charges and want branch/CDM cash-deposit free entitlements kept distinct from ATM withdrawal allowances.
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Product system

Bank fee profile

1 profile
Canara BankBank fee profile

Canara Bank Banking Fees & Charges

A Canara Bank retail-fee profile anchored to its September 2026 service-charge index, separating card fees, ATM pricing, transfer charges and Basic Savings exemptions.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance ruleFee applicability depends on the Savings/basic account and card variant. Basic Savings has no minimum balance and a free ATM/ATM-cum-Debit Card under the reviewed product rules.
Best fitCanara customers who want the newest dated ATM/card tariffs and need to distinguish ordinary Savings charges from senior-citizen, Jan Dhan/BSBD and card-tier exceptions.
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Product system

Bill payment service

1 profile
Canara BankBill payment service

Canara Bank Bharat Connect / BBPS Bill Payments

Canara Bank's BBPS customer service across ai1 Mobile Banking, Net Banking and a web payment route, with broad biller categories, instant confirmation, downloadable history receipts and Nil customer transaction charges.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible payment source for the chosen Canara BBPS channel; the service itself does not alter the funding account's balance or card limits.
Best fitCanara customers who want a straightforward BBPS interface with bank-published zero customer transaction charge and downloadable prior receipts.
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Product system

Business banking service

1 profile
Canara BankBusiness banking service

Canara Bank Business Banking — ai1 Corporate

Canara Bank's ai1 Corporate mobile layer for Corporate Internet Banking users, with 150+ services including bulk file uploads, payments, taxes, bill pay, FX/trade and staged new-beneficiary security controls.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleRequires Corporate Internet Banking registration for ai1 Corporate. The underlying current-account or institutional product controls balance requirements and fee waivers.
Best fitCanara corporate Internet Banking customers that need mobile corporate transaction access, bulk uploads and strong staged-beneficiary controls, with separate Canara merchant/API products available when specifically enrolled.
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Product system

International banking service

1 profile
Canara BankInternational banking service

Canara Bank International Debit Card & Overseas ATM Banking

Canara Bank international debit-card profile covering default-blocked global use, digital/branch activation, current 2026 variant limits and a conservative fee model that does not copy credit-card or prepaid-forex pricing into ordinary debit-card usage.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible Canara savings/current-account relationship and a debit-card variant supporting global use. PMJDY is expressly excluded from global activation in the reviewed current debit-card feature matrix.
Best fitCanara Bank customers with global-capable debit cards who need international usage enabled and want current variant limits without unsupported cross-currency or overseas-ATM fee assumptions.
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Product system

Forex & prepaid travel card

1 profile
Canara BankForex & prepaid travel card

Canara Bank International Travel Prepaid Card

Canara Bank's Visa International Travel Prepaid Card with multi-currency travel balances, branch/home-branch servicing, card-rate-based loading, explicit international ATM/inactivity/refund pricing and a live source-scope mismatch on the exact current wallet set.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance rulePrepaid foreign-currency balances loaded at Canara's current international prepaid/card rate. The current product page is multi-currency, while live fee/rate sources expose different currency sets; exact wallet availability should therefore be confirmed at issuance.
Best fitCanara customers or travellers who value a relatively low ₹200 issuance / ₹50 reload schedule and want the bank's own prepaid travel card while confirming the exact currently issuable currency wallets at purchase.
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Product system

Merchant payment service

1 profile
Canara BankMerchant payment service

Canara Bank Merchant Payments — Merchant 360 & BHIM QR

Canara Bank merchant profile centered on Merchant 360/BHIM QR, real-time account credit, transaction statements and sub-merchants, while keeping POS/Soundbox/Payment Gateway pricing and account-specific concessions outside universal merchant claims.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleMerchant 360 is available to onboarded BHIM QR customers with a satisfactorily running Canara Savings, Current, OD or OCC account; the reviewed terms exclude NRIs.
Best fitEligible Canara customers that want account-linked BHIM QR collections with real-time credits, downloadable statements and sub-merchant capability, while separately evaluating POS/Soundbox/gateway options.
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Product system

Bank transaction-limit profile

1 profile
Canara BankBank transaction-limit profile

Canara Bank Transaction Limits

A normalized Canara Bank profile covering ai1 aggregate/interbank limits, staged new-user/beneficiary cooling, detailed UPI use cases and named debit-card ceilings.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleLimits apply only to the exact eligible account, card, customer segment and digital channel named by the source; a bank relationship does not make every listed ceiling available.
Best fitCanara customers who need the correct first-day/beneficiary state and exact UPI/card use case before sending or spending.
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Product system

Bank transfer service

1 profile
Canara BankBank transfer service

Canara Bank Transfers — NEFT, RTGS & IMPS

Canara Bank's NEFT/RTGS/IMPS profile combining ai1 mobile-transfer limits and beneficiary cooling with its current non-credit service-charge schedule and RBI/NPCI rail mechanics.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible Canara account/channel and sufficient balance. Mobile Banking's cumulative limit is a channel control and does not change the account's own balance/transaction restrictions.
Best fitCanara customers who use ai1 and want the app's ₹7.5 lakh interbank daily ceiling, first-hour beneficiary block and current transfer charges kept separate from RBI/NPCI system limits.
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Product system

UPI payment service

1 profile
Canara BankUPI payment service

Canara Bank UPI — Canara ai1Pe

Canara Bank's unusually detailed UPI profile covering ai1Pe multi-bank registration, Android/iOS cooling, P2P and merchant-category limits, current UPI Lite thresholds, UPI Circle, AutoPay and a separate RuPay-credit-card P2M matrix.

First-party checked5 bank sourcesReviewed September 10, 2026
Balance ruleCanara ai1Pe can link Canara or other UPI-enabled bank accounts. Account-funded UPI, UPI Lite stored value, delegated UPI Circle authority and RuPay-credit-card merchant payments remain separate payment states.
Best fitCanara customers and multi-bank ai1Pe users who want exact P2P, verified-merchant, special-category, Lite, Circle and card-funded limits in one evidence-backed control map.
View research
Credit-card system

2 published card profiles linked to this institution.

Card research remains issuer-specific. This institution page provides direct entry points without flattening fees, rewards, lounge access or forex treatment.

2No-standard-fee
2Premium
1Travel / airline
0Low-forex tagged
Credit-card research

Canara Bank Visa Signature Credit Card

Nil annual fee; however, a ₹1,000 inactivity fee applies if annual card turnover is below ₹2 lakh under the current product page.

Reviewed September 12, 2026
Credit-card research

Canara Bank RuPay Select Credit Card

Nil annual fee; a separate ₹300 inactivity fee applies if annual card turnover is below ₹1 lakh.

Reviewed September 12, 2026
Premium Credit Cards2Rewards Credit Cards2Airport Lounge Credit Cards2Travel Credit Cards1RuPay / UPI Credit Cards1
Open the full Canara Bank issuer dossier →
Maintained product comparisons

Side-by-side research only where a substantive pair is maintained.

Costs, relationship requirements, benefits, limits, eligibility and source state remain separate for each product.

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Research activity

Recent review and material-change chronology.

Recent activity describes maintenance work. It is not a product-quality signal.

Institution-level research

Compare banking ecosystems without manufacturing a universal winner.

Bank-vs-bank routes summarize existing research and link back to exact product-level evidence.

Canara BankvsState Bank of IndiaCompare →Canara BankvsBank of BarodaCompare →
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Official evidence & accountability

Research here. Transact from the institution's current live terms.

Each published product keeps its own review date and first-party sources. Institution-level evidence never replaces product-level terms.

Official institution

Canara Bank

www.canarabank.bank.in

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Institution source reviewed

September 10, 2026

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Research standards

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Research accountability

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