| Currencies / wallet format | 16 wallets: USD, EUR, GBP, SGD, AUD, CAD, SEK, JPY, CHF, AED, SAR, THB, HKD, NZD, ZAR and DKK. | Canara markets one International Travel Prepaid Card as multi-currency. Its current product-page fee table visibly covers USD/EUR/AUD, while the bank's current card-service charge and international-prepaid-rate pages also publish GBP/CAD/SGD/AED schedules. Exact currently issuable wallet set is therefore source-scoped and should be confirmed. |
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| Purchase eligibility | No Axis account is required to purchase. Eligible travellers can buy at an Axis branch/authorized outlet subject to passport/travel/PAN or Form 60 and FEMA/KYC documentation. | Issued through Canara's travel-prepaid process subject to KYC/passport/travel/FEMA documentation. The issuing/home branch is used for important servicing such as closure/refund. |
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| Load / reload | Initial load is handled through Axis/authorized issuance channels. Axis savings customers can reload via Internet Banking/Axis Mobile; non-account customers can reload through branch/family-authorisation routes. Current reload/renewal fee source: ₹100 + GST. | Can be loaded/reloaded as required within regulatory limits. Current reload fee is ₹50 + taxes. Loading uses Canara's current International Prepaid selling rate for the selected supported currency. |
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| Exchange rate | The wallet balance is acquired at Axis's applicable forex/card rate on load/reload, protecting that loaded balance from later INR movement. Non-wallet transaction conversion uses current network/card conversion mechanics plus applicable cross-currency charge. | Canara publishes daily International Prepaid sell/buy rates separately from TT/bill rates. The final applicable rate is the card rate prevailing when the customer account is debited/credited; published rates are subject to market change. |
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| ATM cash | Reviewed current product material states nominal USD 2 overseas ATM withdrawal; current fee sheet also lists USD 0.50 balance enquiry. Foreign ATM owner fees/limits can be additional. | Current card-service schedule publishes currency-specific international Mastercard/foreign ATM charges despite the product page describing Visa acceptance: USD 1.75, EUR 1.50, GBP 1.25, AUD 2.50, CAD 2.25, SGD 2.50, AED 6.50; balance enquiry 0.50 in each listed wallet. Network/source scope should be checked for the exact issued card. |
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| POS / e-commerce | Merchant swipe/POS transactions in the loaded currency are advertised without a separate transaction fee. Online/global merchant use depends on network/card controls and merchant acceptance. | Card is designed for international merchant/ATM use on the Visa platform per the current product page. Same-wallet merchant use is distinct from cross-currency conversion; network/merchant acceptance remains controlling. |
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| Cross-currency | Current fee sheet lists 3.50% cross-currency usage. Axis's usage guide applies cross-currency conversion when transaction currency is unavailable/insufficient in the appropriate wallet. | Current Canara service-charge/product material lists 3% cross-currency usage. |
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| Wallet conversion | Multiple wallets coexist on one card. If the transaction currency wallet is unavailable/insufficient, Axis/network wallet-order conversion can apply; cumulative wallet handling and authorization order follow current card terms. | Multiple currency balances can be loaded on the card according to available wallet support. Canara's current pages do not give one fully reconciled wallet-to-wallet conversion tariff, so only the 3% cross-currency usage rule is treated as confirmed. |
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| Fees | Current first-party conflict: brochure shows ₹300 + GST issuance; fee sheet shows ₹150 + GST initial sale. Reload/renewal ₹100 + GST appears in reviewed sources. USD 2 ATM withdrawal and 3.5% cross-currency are separately scoped. | ₹200 + taxes initial sale; ₹50 + taxes reload; ₹100 + taxes encashment; reissue/renewal NIL. Current currency-specific ATM, inactivity, shortfall, cash-over-counter, retrieval and chargeback schedules remain separate. |
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| Refund / closure | Reviewed fee sheet lists ₹100 + GST encashment charges; residual balance converts at Axis's applicable card rate. | Current encashment charge is ₹100 + taxes. Product page says closure request is submitted at issuing/home branch and unspent balance is credited back to the CASA account, using the applicable card conversion rate. |
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| Replacement / emergency | TripAssist offers blocking, replacement-card and emergency-cash assistance. Reviewed fee sheet lists USD 3 replacement card fee excluding postage/handling; emergency support terms remain service-specific. | Current service-charge table lists replacement card fee as Free across its published travel-card currencies; statement/new PIN are NIL. Hotlisting and self-care controls are available. |
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