| Currencies / wallet format | Current SBI page lists Visa Multicurrency SBFTC with 9 wallets: USD, GBP, EUR, JPY, CAD, AUD, SAR, SGD and AED; Visa single-currency is listed in 8 currencies and Mastercard multicurrency in 7. Exact issued variant controls. | Canara markets one International Travel Prepaid Card as multi-currency. Its current product-page fee table visibly covers USD/EUR/AUD, while the bank's current card-service charge and international-prepaid-rate pages also publish GBP/CAD/SGD/AED schedules. Exact currently issuable wallet set is therefore source-scoped and should be confirmed. |
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| Purchase eligibility | Indian residents travelling abroad (excluding Nepal/Bhutan), eligible corporate travellers and students, subject to passport/PAN/travel proof, KYC and FEMA purpose documentation. Internet-banking application still requires branch processing/issuance. | Issued through Canara's travel-prepaid process subject to KYC/passport/travel/FEMA documentation. The issuing/home branch is used for important servicing such as closure/refund. |
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| Load / reload | Loaded/reloaded in INR and converted to selected foreign-currency wallet(s). SBI publishes branch plus YONO/YONO Lite/Internet Banking reload/management routes. Current reload fee: ₹50 + GST. | Can be loaded/reloaded as required within regulatory limits. Current reload fee is ₹50 + taxes. Loading uses Canara's current International Prepaid selling rate for the selected supported currency. |
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| Exchange rate | The load/reload conversion uses SBI's applicable forex/card rate at the time of conversion. Preloading fixes the acquired wallet balance; a later cross-currency transaction can invoke network conversion plus the published cross-currency fee. | Canara publishes daily International Prepaid sell/buy rates separately from TT/bill rates. The final applicable rate is the card rate prevailing when the customer account is debited/credited; published rates are subject to market change. |
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| ATM cash | Current SBI page: USD 1.75 or equivalent per ATM withdrawal; daily ATM card limit USD 3,000 equivalent across up to 3 withdrawals. Overseas ATM owner fees/limits can be additional. | Current card-service schedule publishes currency-specific international Mastercard/foreign ATM charges despite the product page describing Visa acceptance: USD 1.75, EUR 1.50, GBP 1.25, AUD 2.50, CAD 2.25, SGD 2.50, AED 6.50; balance enquiry 0.50 in each listed wallet. Network/source scope should be checked for the exact issued card. |
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| POS / e-commerce | Current page permits international POS and e-commerce. Daily reference limits are USD 10,000 equivalent for POS and USD 10,000 equivalent for e-commerce, each up to 20 transactions, subject to settings/regulatory updates. | Card is designed for international merchant/ATM use on the Visa platform per the current product page. Same-wallet merchant use is distinct from cross-currency conversion; network/merchant acceptance remains controlling. |
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| Cross-currency | SBI currently publishes a 3% of transaction amount + GST cross-currency charge when the transaction cannot be settled directly from the matching currency wallet. | Current Canara service-charge/product material lists 3% cross-currency usage. |
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| Wallet conversion | Multicurrency cards can hold several separate currency balances. When a matching wallet is unavailable/insufficient, applicable card/network conversion rules and cross-currency charges govern; wallet priority depends on the issued variant. | Multiple currency balances can be loaded on the card according to available wallet support. Canara's current pages do not give one fully reconciled wallet-to-wallet conversion tariff, so only the 3% cross-currency usage rule is treated as confirmed. |
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| Fees | ₹100 + GST issuance; ₹50 + GST reload; ₹100 + GST refund/cash-out; ₹100 + GST add-on card (up to 2 where allowed). Transaction-specific ATM/cross-currency charges remain separate. | ₹200 + taxes initial sale; ₹50 + taxes reload; ₹100 + taxes encashment; reissue/renewal NIL. Current currency-specific ATM, inactivity, shortfall, cash-over-counter, retrieval and chargeback schedules remain separate. |
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| Refund / closure | Current SBI page lists ₹100 + GST refund/cash-out per request. Refund remains subject to applicable conversion, documentation and card terms. | Current encashment charge is ₹100 + taxes. Product page says closure request is submitted at issuing/home branch and unspent balance is credited back to the CASA account, using the applicable card conversion rate. |
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| Replacement / emergency | Card can be blocked through OneView/YONO-linked controls and SBI's prepaid support. Add-on/replacement treatment depends on exact variant; do not reuse legacy Mastercard replacement terms for Visa without confirmation. | Current service-charge table lists replacement card fee as Free across its published travel-card currencies; statement/new PIN are NIL. Hotlisting and self-care controls are available. |
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