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Federal BankDebit card

Federal Bank Visa FedFirst Contactless Debit Card

Federal Bank's child-specific Visa FedFirst contactless debit card, with ₹2,500 ATM and ₹10,000 shopping limits plus a dated ₹250 AMC schedule.

First-party evidencePublished researchReviewed September 11, 2026Active
Cost / chargesFederal Bank current sources disagree on FedFirst debit-card AMC qualification: the dated 20-May-2026 debit-card charge schedule uses ₹250 AMC with a ₹35,000 spend waiver, the current FedFirst account page says Nil AMC subject to ₹35,000 POS/e-commerce spend, while the current card page says Nil AMC subject to ₹10,000 annual POS/e-commerce spend. Treat the exact current waiver threshold as unresolved and confirm before relying on it.
Linked accountRequires an eligible FedFirst savings relationship; account AMB is separately documented by the FedFirst product.
Transaction limitsFedFirst account material publishes ₹2,500 daily ATM withdrawal and ₹10,000 daily POS/e-commerce limit, including ₹5,000 contactless.
Core benefitsContactless payments, debit-card rewards/offers and child-oriented controlled spending.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sourcesFirst-party conflict preserved
Last checkedSeptember 11, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateRecheck approaching

Target recheck: November 10, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesFederal Bank current sources disagree on FedFirst debit-card AMC qualification: the dated 20-May-2026 debit-card charge schedule uses ₹250 AMC with a ₹35,000 spend waiver, the current FedFirst account page says Nil AMC subject to ₹35,000 POS/e-commerce spend, while the current card page says Nil AMC subject to ₹10,000 annual POS/e-commerce spend. Treat the exact current waiver threshold as unresolved and confirm before relying on it.
02 · Linked accountRequires an eligible FedFirst savings relationship; account AMB is separately documented by the FedFirst product.
03 · Transaction limitsFedFirst account material publishes ₹2,500 daily ATM withdrawal and ₹10,000 daily POS/e-commerce limit, including ₹5,000 contactless.
04 · Core benefitsContactless payments, debit-card rewards/offers and child-oriented controlled spending.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesFederal Bank current sources disagree on FedFirst debit-card AMC qualification: the dated 20-May-2026 debit-card charge schedule uses ₹250 AMC with a ₹35,000 spend waiver, the current FedFirst account page says Nil AMC subject to ₹35,000 POS/e-commerce spend, while the current card page says Nil AMC subject to ₹10,000 annual POS/e-commerce spend. Treat the exact current waiver threshold as unresolved and confirm before relying on it.
Linked accountRequires an eligible FedFirst savings relationship; account AMB is separately documented by the FedFirst product.
Core benefitsContactless payments, debit-card rewards/offers and child-oriented controlled spending.
Transaction limitsFedFirst account material publishes ₹2,500 daily ATM withdrawal and ₹10,000 daily POS/e-commerce limit, including ₹5,000 contactless.
EligibilityMinors with an eligible FedFirst savings relationship under the bank's age/guardian rules.
Account relationshipExact FedFirst card endpoint backed by the account page plus Federal Bank's dated 2026 debit-card charge schedule.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

FedFirst minor customers who need a low-limit contactless card and can either accept the AMC or meet the published spend-waiver condition.

Verify before relying
  • Three current first-party Federal sources disagree on the FedFirst AMC amount/waiver threshold; the discrepancy is preserved instead of selecting the cheapest interpretation.
  • The card/account pages advertise Nil AMC only subject to qualifying annual POS/e-commerce spend.
  • Child limits are intentionally lower than Federal's adult debit-card tiers.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Eligible with FedFirst

Federal Bank FedFirst Kids Savings Account

Federal Bank explicitly provides a Contactless Debit Card with FedFirst and its dated fee schedule identifies the Visa FedFirst variant.

Current account/card terms publish ₹2,500 ATM and ₹10,000 POS/e-commerce limits; the dated 2026 schedule lists ₹250 AMC with waiver at ₹35,000 POS/e-commerce spend over the prior 12 months.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.