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Federal Bank

Research Federal Bank across published cards, accounts, deposits, digital payments, everyday-banking controls and business-banking services, with dated first-party evidence and product-level review dates.

34Banking profiles
6Credit cards
7Verified relationships
0Reviews due
Research systems

Start with the banking system, then open the exact product.

Each system keeps its own evidence, review date and decision fields. Shared-bank context never substitutes for exact product terms.

What this dossier does

Organizes published evidence, freshness, explicit product relationships and maintained comparisons for one institution.

What it does not do

It does not rank bank quality, predict approval, infer product bundling or claim complete coverage of the institution's live catalogue.

Exact banking research

34 published profiles with product-level evidence.

Search locally by product, fee, rate, balance, eligibility or benefit. Filtering never creates additional public URLs.

34 profilesPublished research only
Product system

Debit card

4 profiles
Federal BankDebit card

Federal Bank Mastercard Celesta Contactless Debit Card

A premium Federal Bank debit card for Celesta savings customers with high daily limits and domestic/international lounge access.

First-party checked1 bank sourceReviewed September 9, 2026
Cost / feeStandard AMC follows the current Federal Bank card tariff; the reviewed page states AMC is exempted when annual ECOM/POS spend exceeds ₹2 lakh.
Best fitFederal Bank Celesta relationship customers who want high transaction limits and meaningful airport-lounge access.
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Federal BankDebit card

Federal Bank Mastercard Crown Debit Card

Federal Bank's Mastercard Crown debit card, explicitly named for Yuvamitra students and currently priced at ₹350 annual maintenance under the dated debit-card fee schedule.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeCurrent dated debit-card schedule lists Mastercard Crown joining ₹350, annual maintenance ₹350 and replacement ₹350, with a ₹1 lakh POS/e-commerce usage waiver condition over the last 12 months for the applicable card tier.
Best fitEligible Federal customers, including Yuvamitra students, who want the Crown tier and can assess the card fee against actual use.
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Federal BankDebit card

Federal Bank Visa FedFirst Contactless Debit Card

Federal Bank's child-specific Visa FedFirst contactless debit card, with ₹2,500 ATM and ₹10,000 shopping limits plus a dated ₹250 AMC schedule.

First-party checked3 bank sourcesReviewed September 11, 2026
Cost / feeFederal Bank current sources disagree on FedFirst debit-card AMC qualification: the dated 20-May-2026 debit-card charge schedule uses ₹250 AMC with a ₹35,000 spend waiver, the current FedFirst account page says Nil AMC subject to ₹35,000 POS/e-commerce spend, while the current card page says Nil AMC subject to ₹10,000 annual POS/e-commerce spend. Treat the exact current waiver threshold as unresolved and confirm before relying on it.
Best fitFedFirst minor customers who need a low-limit contactless card and can either accept the AMC or meet the published spend-waiver condition.
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Federal BankDebit card

Federal Bank Visa Signet NR Contactless Debit Card

Federal Bank's Visa Platinum Signet NR contactless debit card with ₹3 lakh daily shopping and ₹50,000 daily cash-withdrawal limits, explicitly linked to Fed NRE SB Online.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeCurrent debit-card schedule effective May 2026 lists ₹350 joining, ₹350 annual maintenance and ₹350 replacement; international ATM financial transactions are ₹125 and standard Visa/Mastercard/RuPay international markup is 3.5% under the reviewed schedule.
Best fitEligible Federal NRE customers who need international debit-card access and higher shopping limits than entry-level card tiers.
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Product system

Savings account

9 profiles
Federal BankSavings account

Federal Bank Basic Savings Bank Deposit Account

Federal Bank's statutory zero-balance BSBDA with a free RuPay debit card, cheque-book access and a defined four-free-withdrawal monthly basic-service allowance.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement.
Best fitCustomers who need a basic Federal Bank account with no minimum balance and can operate within the BSBDA withdrawal/account-ownership framework.
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Federal BankSavings account

Federal Bank Fed NRE SB Online

Federal Bank's online NRE savings account with ₹5,000 AMB and an explicitly named Visa Signet Platinum International Debit Card carrying account-specific ₹50,000 ATM and ₹3 lakh shopping limits.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
Best fitDigitally comfortable NRI customers who want a modest ₹5,000 AMB and an explicitly documented international debit-card relationship.
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Federal BankSavings account

Federal Bank Fed NRO SB Online

Federal Bank's online NRO savings account with ₹5,000 AMB and an explicitly named Mastercard Crown Domestic Debit Card; the account page publishes a relationship-specific ₹2.5 lakh shopping limit.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
Best fitNRI customers managing Indian-source rupee funds who want Federal's digital channels, modest AMB and a clearly named domestic debit-card relationship.
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Federal BankSavings account

Federal Bank Fed Smart Savings Account

A higher-balance Federal Bank savings account with a Mastercard Crown Debit Card, digital banking and a broad bundle of free banking services.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹1,00,000 Average Monthly Balance under the reviewed Fed Smart page.
Best fitCustomers who can maintain the high ₹1 lakh AMB and value Federal Bank's digital and branch service bundle.
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Federal BankSavings account

Federal Bank FedFirst Kids Savings Account

Federal Bank's under-18 FedFirst account with guardian operation below 10, independent operation above 10, ₹1,000 AMB and a low-limit Visa FedFirst contactless debit card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹1,000 Average Monthly Balance under the current FedFirst product page, subject to the bank's current scheme/waiver rules.
Best fitFamilies wanting a clearly age-tiered kids account with very low card limits and a bank-published debit-card fee-waiver threshold.
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Federal BankSavings account

Federal Bank FedSelfie Zero Balance Savings Account

A commercial zero-balance digital Federal Bank savings account opened through Federal 24x7, with Mastercard Crown debit-card access and free core digital banking.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance ruleNo average monthly balance requirement; cheque-book issuance requires ₹5,000 AMB in the preceding month under current terms.
Best fitNew-to-bank digitally comfortable customers who want no AMB pressure but do not need a free cheque book without maintaining the stated qualifying balance.
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Federal BankSavings account

Federal Bank Imperio Savings Account

A premium Federal Bank family-banking programme with multiple eligibility routes, an Imperio debit card, relationship-management benefits and spend-conditioned lounge access.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleQualify via ₹2 lakh AMB, or ₹1 lakh AMB plus ₹10 lakh TRV, or ₹25 lakh TRV at customer/family level; corporate salary customers can qualify with ₹1 lakh net monthly salary credit.
Best fitFederal Bank customers with meaningful balances/relationship value or ₹1 lakh+ salary who can use the programme's family, lounge and service privileges.
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Federal BankSavings account

Federal Bank Stellar Savings Account

A Federal Bank savings account with Video-KYC online opening, wellness/insurance benefits, an eco-friendly debit card and location-based AMB requirements.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleFor accounts opened from 1 November 2025, current page states ₹20,000 AMB at metro branches and ₹10,000 at urban, semi-urban and rural branches; older Stellar accounts retain the earlier ₹10,000 rule stated by the bank.
Best fitResident adults who can maintain the Stellar AMB and prefer a Video-KYC opening route plus wellness, insurance and debit-card benefits.
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Federal BankSavings account

Federal Bank Yuvamitra Student Savings Account

Federal Bank's no-minimum-balance student account for ages 18-25, with digital banking, a Mastercard Crown Debit Card and automatic scheme conversion at age 25.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance under Yuvamitra while the customer remains eligible; at age 25 the account converts to a current Pride/Delite/Club scheme and the new scheme's balance/service-charge rules apply.
Best fitStudents beyond matriculation, including eligible professional degree/diploma students, who want a student-specific zero-minimum-balance account and understand the age-25 conversion economics.
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Product system

Salary account

1 profile
Federal BankSalary account

Federal Bank FedSalary Account

A zero-balance Federal Bank salary account with a complimentary Mastercard Crown Debit Card, digital banking and current insurance benefits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance while qualifying salary credits continue.
Best fitSalaried customers meeting the current ₹15,000 net salary threshold who want a simple zero-balance salary relationship.
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Product system

Current account

1 profile
Federal BankCurrent account

Federal Bank Sweep Plus Current Account

A Federal Bank current account that automatically sweeps balances above a threshold into 181-day term deposits while retaining business-payment and digital-banking facilities.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account cost₹1,00,000 Average Monthly Balance; reviewed product page states no account-maintenance charges while applicable service terms continue.
Best fitBusinesses able to maintain ₹1 lakh MAB that regularly hold surplus operating cash above ₹3 lakh and want automatic term-deposit sweeps without manually booking FDs.
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Product system

Fixed deposit

8 profiles
Federal BankFixed deposit

Federal Bank Deposit Plus (Non-Callable)

Federal Bank’s non-callable Deposit Plus for high-value resident and NRO term deposits, with a separate premium rate ladder and no normal premature closure.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceDeposit Plus rates effective 17 August 2026 reach 6.85% p.a. for general customers and 7.35% p.a. for eligible senior citizens at the reviewed 48-month tenor.
Best fitDepositors with more than ₹1 crore who are certain they can hold to maturity and want to compare a non-callable premium rate with ordinary callable Federal Bank FDs.
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Federal BankFixed deposit

Federal Bank FCNR(B) Deposit

Federal Bank's FCNR(B) deposit supports a broad foreign-currency set and publishes separate ordinary and high-value/special rate resources rather than one universal yield.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceFederal publishes a currency-specific FCNR(B) schedule effective 16 June 2026 and separate high-value/special pricing. Because some 3–5-year USD figures are tied to the temporary FCNR Max/RBI swap facility, the engine does not flatten them into an ordinary evergreen FCNR rate table.
Best fitFederal Bank NRI customers who want foreign-currency term deposits and are prepared to compare the exact currency, amount band and whether a temporary/special scheme applies.
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Federal BankFixed deposit

Federal Bank Fixed Deposit

Federal Bank's resident fixed-deposit range with low minimum funding, tenures up to 10 years, multiple payout frequencies and a dated resident term-deposit rate table.

First-party checked2 bank sourcesReviewed September 9, 2026
Current rate evidenceResident term-deposit rates effective 17 August 2026 reach 6.70% p.a. for general customers and 7.20% p.a. for senior citizens at the reviewed 48-month tenor.
Best fitDepositors who want a low entry amount, flexible payout choices and a bank that publishes both ordinary and non-callable deposit rates in one current rate resource.
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Federal BankFixed deposit

Federal Bank NRE Deposit Plus

Federal Bank’s non-callable NRE Deposit Plus for high-value NRE term deposits, using a separate premium rate ladder in exchange for giving up ordinary premature-withdrawal flexibility.

First-party checked3 bank sourcesReviewed September 10, 2026
Current rate evidenceNRE Deposit Plus rates effective 17 August 2026 run from 6.35% at 1 year to 6.85% at 48 months for the reviewed below-₹3-crore band.
Best fitNRE depositors with more than ₹1 crore who are certain they can hold to maturity and want to compare the premium non-callable ladder with Federal’s ordinary callable NRE FD.
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Federal BankFixed deposit

Federal Bank NRE Fixed Deposit

Federal Bank's NRE term deposit with a current 17 August 2026 rate ladder, one-year minimum tenure and no NRI senior-citizen rate addition.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceFor single deposits below ₹300 lakh effective 17 August 2026, the reviewed NRE schedule runs from 6.25% at 1 year to a 6.70% 48-month rate, with 6.40%–6.50% across surrounding bands.
Best fitFederal Bank NRI customers who want an INR NRE term deposit with a clearly published current tenure ladder.
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Federal BankFixed deposit

Federal Bank NRO Fixed Deposit

Federal Bank's NRO fixed deposit uses the bank's current resident/NRO term-deposit rate ladder while retaining NRO taxation and repatriation treatment.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceFederal states resident term-deposit rates are also applicable to NRO Fixed Deposits; the reviewed schedule effective 17 August 2026 reaches 6.70% at 48 months for the general/NRO rate.
Best fitFederal Bank NRI customers who want to term-deposit Indian-source rupee funds with access to the bank’s ordinary callable deposit ladder.
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Federal BankFixed deposit

Federal Bank Rupee Plus

Federal Rupee Plus is an NRE-linked forward-cover structure: the bank opens an FCNR deposit and simultaneously books a forward contract so the maturity proceeds are delivered in repatriable Indian rupees at a pre-agreed conversion framework.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceReturn is the applicable FCNR interest plus the forward premium on the chosen currency at opening; the premium varies daily, so no evergreen single percentage is stored.
Best fitNRI customers who specifically want a forward-covered NRE structure and can accept a fixed maturity conversion setup rather than ordinary FD liquidity.
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Federal BankFixed deposit

Federal Bank Tax Savings Deposit

Federal Bank’s five-year Tax Savings Deposit with ₹100 minimum, ₹1.5 lakh maximum, quarterly compounding and no normal premature withdrawal or loan facility.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceFederal states that Resident Term Deposit rates also apply to Federal Tax Savings Deposits. Under the schedule effective 17 August 2026, the above-48-months-to-10-years band is 6.40% p.a. general and 6.90% p.a. for eligible resident senior citizens.
Best fitEligible Federal Bank customers who want a five-year locked deposit whose current rate can be tied directly to Federal’s resident term-deposit schedule.
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Product system

Recurring deposit

3 profiles
Federal BankRecurring deposit

Federal Bank Crorepati FSF

Federal Bank Crorepati FSF is an NRI recurring-deposit scheme built around a targeted fixed maturity value, funded systematically from NRE-compatible sources.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceThe bank directs customers to its live deposit-rate page for the applicable return; the engine does not infer a rate from the targeted maturity name.
Best fitNRI customers who prefer a goal/maturity-value recurring plan and can use the NRE standing-instruction route over the selected scheme horizon.
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Federal BankRecurring deposit

Federal Bank Fed Flexi Smart SaverRD

Federal Bank’s Fed Flexi Smart SaverRD is an NRI-only variable recurring deposit with no fixed monthly due date and instalments allowed up to ten times a chosen core amount.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceFederal describes assured returns and the product as tax free/repatriable; the live rate resource controls the booked return and no synthetic maximum is stored.
Best fitNRI customers who want NRE-style tax/repatriation treatment but need more monthly-contribution flexibility than a conventional fixed-instalment RD.
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Federal BankRecurring deposit

Federal Bank Federal Savings Fund Recurring Deposit

Federal Bank’s Federal Savings Fund recurring-deposit product, with a low published starting instalment, long tenure range and rates linked to the bank’s resident term-deposit schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Current rate evidenceFederal Bank states that resident term-deposit rates also apply to Federal Savings Fund. The reviewed schedule effective 17 August 2026 includes 6.25%/6.75% at one year and 6.70%/7.20% at 48 months for general/senior.
Best fitSavers who want a low-entry RD with a long tenure range and value the option of a loan/overdraft relationship against the recurring deposit.
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Product system

ATM & cash service

1 profile
Federal BankATM & cash service

Federal Bank ATM & Cash Machine Services

Federal Bank's ATM, ATM-cum-CDM and cash-handling profile with scheme/AMB/geography-dependent off-us free counts and separate Savings cash-handling tariffs.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance ruleOff-us ATM free counts vary by scheme, AMB and in some cases whether the account is inside/outside Kerala. Celesta gets unlimited Any Bank ATM usage; regular schemes commonly show 5. Cash-handling free limits are a separate Savings account rule.
Best fitFederal Bank customers who need the exact account scheme and AMB matched before using an off-us ATM allowance, and who want Cash Machine/CDM rules separated from branch cash charges.
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Product system

Digital banking service

1 profile
Federal BankDigital banking service

Federal Bank Digital Banking — FedMobile & FedNet

Federal Bank's combined retail digital-banking profile covering FedMobile and FedNet, with online/offline FedNet registration, customer-configurable transaction limits, statements, beneficiary transfers and cross-channel card controls.

First-party checked5 bank sourcesReviewed September 10, 2026
Balance ruleEligible Federal Bank relationships can be linked to FedNet/FedMobile; channel access does not waive minimum-balance or deposit requirements of the underlying account.
Best fitFederal Bank customers who want a mature app/browser pair and value explicit self-service limit management while accepting that exact daily ceilings are profile-specific rather than one universal number.
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Product system

Bill payment service

1 profile
Federal BankBill payment service

Federal Bank FedMobile BBPS Bill Payments

Federal Bank's FedMobile BBPS implementation with multi-source funding, automatic biller registration, adjustable merchant limits, generated receipts/history and a current no-bank-charge position, while AutoPay remains unavailable in the reviewed bill-payment FAQ.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleOperative Federal savings customers can pay from their account; the reviewed FAQ also supports linked non-Federal UPI accounts, wallet balance and payment-gateway funding by debit card, credit card or Net Banking.
Best fitFederal/FedMobile users who value broad funding routes, explicit ₹2 lakh default/₹5 lakh adjustable bill-payment limits and downloadable/shareable receipts, and who do not need in-app automatic bill payment.
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Product system

International banking service

1 profile
Federal BankInternational banking service

Federal Bank International Debit Card & Overseas ATM Banking

Federal Bank international debit-card profile with explicit current overseas ATM fees, 3.5% debit-card international markup, 1% DCC fee, scheme/card waivers and multi-channel international activation controls.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible Federal Bank account and debit card; account scheme/card tier can determine charge waivers and international entitlement.
Best fitFederal Bank customers who want a clearly published international ATM/forex/DCC fee stack and the ability to keep international card usage disabled until needed.
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Product system

Merchant payment service

1 profile
Federal BankMerchant payment service

Federal Bank Merchant Payments — Bharat QR, POS & Fed-e-gate

Federal Bank's merchant acceptance stack covering integrated Bharat QR + UPI QR, SoundBox, POS and Fed-e-gate payment gateway, with an unusually clear separation between Bharat-QR settlement and real-time UPI merchant credit.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleMerchant QR receipts are credited to the configured Federal Bank merchant account; POS/gateway access requires the relevant merchant/service relationship.
Best fitFederal Bank merchants that want QR/POS/gateway options and need card/Bharat-QR settlement timing kept distinct from real-time UPI credit.
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Product system

Bank transaction-limit profile

1 profile
Federal BankBank transaction-limit profile

Federal Bank Transaction Limits

A normalized Federal Bank limit profile spanning the December 2025 FedNet slab revamp, FedMobile limit-management/cooling, UPI first-use controls and named debit-card ceilings.

First-party checked9 bank sourcesReviewed September 10, 2026
Balance ruleFedNet/FedMobile limits depend on limit scheme, account/programme and customer-set controls; Celesta/premium limits cannot be generalized to Base/Standard customers.
Best fitFederal Bank customers who need to distinguish their FedNet limit scheme, FedMobile customer-set limit, UPI first-use state and card variant.
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Product system

Bank transfer service

1 profile
Federal BankBank transfer service

Federal Bank Transfers — NEFT, RTGS & IMPS

Federal Bank's transfer profile combines FedNet's customer-set limit model, conditional beneficiary activation, 24x7 sub-₹10-lakh NEFT/RTGS availability and current FedNet/FedMobile charge treatment without inventing one bankwide daily cap.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible Federal Bank account linked to FedNet/FedMobile with transaction rights, sufficient balance and a customer/client transaction limit. No separate FedNet minimum balance is imposed beyond the underlying account's rules.
Best fitFederal Bank customers who want to understand how their own FedNet transaction limit, 2FA choice and beneficiary state affect transfers rather than relying on a generic maximum.
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Product system

UPI payment service

1 profile
Federal BankUPI payment service

Federal Bank UPI — FedMobile & Supported UPI Apps

Federal Bank UPI profile focused on current UPI Lite auto top-up, UPI Circle/delegated payments and supported-account access while deliberately avoiding an unsourced single Federal daily UPI ceiling.

First-party checked7 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible UPI-linked bank account for account-funded UPI. Federal Bank has also extended UPI access to eligible sole-proprietorship current accounts through supported third-party UPI apps.
Best fitFederal Bank customers who want current evidence for Lite/delegated UPI capabilities and prefer a profile that marks missing bank-specific limit evidence instead of filling it with a generic NPCI number.
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Credit-card system

6 published card profiles linked to this institution.

Card research remains issuer-specific. This institution page provides direct entry points without flattening fees, rewards, lounge access or forex treatment.

5No-standard-fee
1Premium
3Travel / airline
1Low-forex tagged
Verified relationship graph

Only institution-documented product relationships appear here.

Same-bank placement never creates an inferred relationship. Every edge keeps its own wording, review date and first-party evidence.

Maintained product comparisons

Side-by-side research only where a substantive pair is maintained.

Costs, relationship requirements, benefits, limits, eligibility and source state remain separate for each product.

Research activity

Recent review and material-change chronology.

Recent activity describes maintenance work. It is not a product-quality signal.

Institution-level research

Compare banking ecosystems without manufacturing a universal winner.

Bank-vs-bank routes summarize existing research and link back to exact product-level evidence.

Official evidence & accountability

Research here. Transact from the institution's current live terms.

Each published product keeps its own review date and first-party sources. Institution-level evidence never replaces product-level terms.