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Federal BankFixed deposit

Federal Bank NRE Fixed Deposit

Federal Bank's NRE term deposit with a current 17 August 2026 rate ladder, one-year minimum tenure and no NRI senior-citizen rate addition.

First-party evidencePublished researchReviewed September 10, 2026Active
Current rate evidenceFor single deposits below ₹300 lakh effective 17 August 2026, the reviewed NRE schedule runs from 6.25% at 1 year to a 6.70% 48-month rate, with 6.40%–6.50% across surrounding bands.
Currency / amount / tenureMinimum interest-earning tenure is 1 year; FedMobile terms state a ₹1,000 minimum for Cash Certificate/FD and a maximum term of 10 years, subject to channel/product eligibility.
Premature withdrawal / liquidityA 1% premature-closure penalty applies to NRE term deposits opened/renewed under the bank’s stated current rule; no NRI senior/staff additional benefit.
Deposit-state / funding ruleNRE term-deposit rules and rate table are maintained separately from resident/NRO and special non-callable Deposit Plus structures.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: October 10, 2026.

Critical decision facts

Rate, tenure, liquidity and booking conditions belong together.

A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.

01 · Current rate evidenceFor single deposits below ₹300 lakh effective 17 August 2026, the reviewed NRE schedule runs from 6.25% at 1 year to a 6.70% 48-month rate, with 6.40%–6.50% across surrounding bands.
02 · Currency / amount / tenureMinimum interest-earning tenure is 1 year; FedMobile terms state a ₹1,000 minimum for Cash Certificate/FD and a maximum term of 10 years, subject to channel/product eligibility.
03 · Premature withdrawal / liquidityA 1% premature-closure penalty applies to NRE term deposits opened/renewed under the bank’s stated current rule; no NRI senior/staff additional benefit.
04 · Deposit-state / funding ruleNRE term-deposit rules and rate table are maintained separately from resident/NRO and special non-callable Deposit Plus structures.
Exact product-type evidence

Fixed deposit evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Comparable tenure points

Rate anchors you can compare without reading a headline maximum.

Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.

Research matrix: Tenure; General; Eligible senior
TenureGeneralEligible senior
1 year6.25%
15 months6.65%
18 months6.40%
2 years6.40%
3 years6.50%
4 years6.70%
5 years6.40%

Rate basis: Federal Bank NRE term-deposit schedule below ₹300 lakh effective 17 August 2026. · Effective/reference date: August 17, 2026

Rate history

Dated deposit-rate snapshots.

Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.

Observed September 12, 2026
NRE <₹300L effective 17 Aug 2026: 6.25% at 1y, 6.65% at 15m, 6.70% at 48m; no NRI senior addition.

Federal Bank NRE term-deposit schedule below ₹300 lakh effective 17 August 2026.

Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Current rate evidenceFor single deposits below ₹300 lakh effective 17 August 2026, the reviewed NRE schedule runs from 6.25% at 1 year to a 6.70% 48-month rate, with 6.40%–6.50% across surrounding bands.
Currency / amount / tenureMinimum interest-earning tenure is 1 year; FedMobile terms state a ₹1,000 minimum for Cash Certificate/FD and a maximum term of 10 years, subject to channel/product eligibility.
Tax / repatriation / payoutDigital booking through eligible Federal channels, payout/reinvestment choices and NRE repatriation/tax treatment under current rules.
Premature withdrawal / liquidityA 1% premature-closure penalty applies to NRE term deposits opened/renewed under the bank’s stated current rule; no NRI senior/staff additional benefit.
NRI / PIO / OCI eligibilityEligible Federal Bank NRE/NRI customers under current KYC and deposit-opening rules.
Deposit-state / funding ruleNRE term-deposit rules and rate table are maintained separately from resident/NRO and special non-callable Deposit Plus structures.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Federal Bank NRI customers who want an INR NRE term deposit with a clearly published current tenure ladder.

Verify before relying
  • Non-resident accounts are not eligible for the resident senior-citizen additional rate.
  • Deposit Plus is a separate non-callable product and should not be substituted into this callable profile.
  • Premature closure changes realised yield.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.