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Federal BankDebit card

Federal Bank Mastercard Crown Debit Card

Federal Bank's Mastercard Crown debit card, explicitly named for Yuvamitra students and currently priced at ₹350 annual maintenance under the dated debit-card fee schedule.

First-party evidencePublished researchReviewed September 9, 2026Active
Cost / chargesCurrent dated debit-card schedule lists Mastercard Crown joining ₹350, annual maintenance ₹350 and replacement ₹350, with a ₹1 lakh POS/e-commerce usage waiver condition over the last 12 months for the applicable card tier.
Linked accountRequires an eligible linked Federal Bank savings relationship; Yuvamitra itself has no minimum balance while the student remains in-scheme.
Transaction limitsFederal's current debit-card catalogue lists Mastercard Crown at ₹1 lakh daily shopping, ₹50,000 daily cash withdrawal and ₹1.5 lakh total daily limit; current card/account controls can be set lower.
Core benefitsContactless Mastercard debit functionality, Federal Rewards and current merchant offers.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesCurrent dated debit-card schedule lists Mastercard Crown joining ₹350, annual maintenance ₹350 and replacement ₹350, with a ₹1 lakh POS/e-commerce usage waiver condition over the last 12 months for the applicable card tier.
02 · Linked accountRequires an eligible linked Federal Bank savings relationship; Yuvamitra itself has no minimum balance while the student remains in-scheme.
03 · Transaction limitsFederal's current debit-card catalogue lists Mastercard Crown at ₹1 lakh daily shopping, ₹50,000 daily cash withdrawal and ₹1.5 lakh total daily limit; current card/account controls can be set lower.
04 · Core benefitsContactless Mastercard debit functionality, Federal Rewards and current merchant offers.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesCurrent dated debit-card schedule lists Mastercard Crown joining ₹350, annual maintenance ₹350 and replacement ₹350, with a ₹1 lakh POS/e-commerce usage waiver condition over the last 12 months for the applicable card tier.
Linked accountRequires an eligible linked Federal Bank savings relationship; Yuvamitra itself has no minimum balance while the student remains in-scheme.
Core benefitsContactless Mastercard debit functionality, Federal Rewards and current merchant offers.
Transaction limitsFederal's current debit-card catalogue lists Mastercard Crown at ₹1 lakh daily shopping, ₹50,000 daily cash withdrawal and ₹1.5 lakh total daily limit; current card/account controls can be set lower.
EligibilityEligible Federal Bank account holders; Yuvamitra explicitly lists Mastercard Crown Debit Card as part of the student proposition.
Account relationshipNamed debit-card endpoint for the Yuvamitra relationship, while retaining its own dated fee/limit evidence.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Eligible Federal customers, including Yuvamitra students, who want the Crown tier and can assess the card fee against actual use.

Verify before relying
  • Crown limits differ across network/card variants, so this profile uses Mastercard-specific material rather than a generic Crown headline.
  • The ₹1 lakh annual-spend waiver threshold is a card-cost condition, not an account balance requirement.
  • Yuvamitra age-out can change the linked account economics even if the card remains technically usable.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Named for Yuvamitra

Federal Bank Yuvamitra Student Savings Account

Federal Bank explicitly lists Mastercard Crown Debit Card as a Yuvamitra student-account feature.

Yuvamitra has no minimum balance while the customer remains eligible, but the Crown card has a separate current fee/waiver schedule and the account converts to another scheme at age 25.Verify relationship at bank ↗
Included with Fed NRO SB Online

Federal Bank Fed NRO SB Online

Federal Bank explicitly states that Fed NRO SB Online carries the Mastercard Crown Domestic Debit Card.

The NRO account page publishes ₹50,000 ATM and ₹2.5 lakh POS/shopping limits, while Federal's generic Crown catalogue shows a lower generic shopping limit. The relationship-specific source is retained as a documented first-party discrepancy.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.