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Federal BankSavings account

Federal Bank Fed NRE SB Online

Federal Bank's online NRE savings account with ₹5,000 AMB and an explicitly named Visa Signet Platinum International Debit Card carrying account-specific ₹50,000 ATM and ₹3 lakh shopping limits.

First-party evidencePublished researchReviewed September 9, 2026Active
Balance / relationshipAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
Account / service cost₹5,000 AMB; current debit-card/service charges follow Federal Bank's schedule. The linked Visa Platinum (Signet NR) is currently ₹350 joining, ₹350 annual maintenance and ₹350 replacement before any applicable account-level waiver.
Repatriation / card / operating limitsAccount page states ₹50,000 daily ATM and ₹3 lakh daily POS/shopping for the linked Visa Signet Platinum International Debit Card.
Residency / account-state ruleThis NRE online account explicitly names the Visa Signet Platinum International Debit Card, allowing an exact account-to-card edge rather than a generic-card inference.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
02 · Account / service cost₹5,000 AMB; current debit-card/service charges follow Federal Bank's schedule. The linked Visa Platinum (Signet NR) is currently ₹350 joining, ₹350 annual maintenance and ₹350 replacement before any applicable account-level waiver.
03 · Repatriation / card / operating limitsAccount page states ₹50,000 daily ATM and ₹3 lakh daily POS/shopping for the linked Visa Signet Platinum International Debit Card.
04 · Residency / account-state ruleThis NRE online account explicitly names the Visa Signet Platinum International Debit Card, allowing an exact account-to-card edge rather than a generic-card inference.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Account / service cost₹5,000 AMB; current debit-card/service charges follow Federal Bank's schedule. The linked Visa Platinum (Signet NR) is currently ₹350 joining, ₹350 annual maintenance and ₹350 replacement before any applicable account-level waiver.
Balance / relationshipAverage Monthly Balance ₹5,000 under the reviewed Fed NRE/NRO SB Online page.
NRE / NRO benefits40 free cheque leaves yearly, Visa Signet Platinum International Debit Card, internet/mobile banking, alerts, free daily branch cash withdrawal up to ₹20,000 and RTGS/NEFT access.
Repatriation / card / operating limitsAccount page states ₹50,000 daily ATM and ₹3 lakh daily POS/shopping for the linked Visa Signet Platinum International Debit Card.
NRI / PIO / OCI eligibilityEligible NRI customers under Federal Bank's NRI onboarding and KYC rules; originals of KYC documents must be produced at a branch within 12 months under the reviewed online-opening terms or operations may be frozen/restricted.
Residency / account-state ruleThis NRE online account explicitly names the Visa Signet Platinum International Debit Card, allowing an exact account-to-card edge rather than a generic-card inference.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Digitally comfortable NRI customers who want a modest ₹5,000 AMB and an explicitly documented international debit-card relationship.

Verify before relying
  • The ₹5,000 AMB and the debit-card fee are separate product economics.
  • Online KYC follow-up requires original documents within the bank's stated 12-month period.
  • Card fees and international transaction charges can change independently of the account's NRE regulatory treatment.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Includes NRE debit card

Federal Bank Visa Signet NR Contactless Debit Card

Federal Bank explicitly states that Fed NRE SB Online carries the Visa Signet Platinum International Debit Card.

The account page publishes ₹50,000 ATM and ₹3 lakh POS/shopping limits; current May 2026 debit-card schedule separately lists ₹350 joining, annual and replacement charges before applicable scheme waivers.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.