Federal BankDigital banking service
Federal Bank Digital Banking — FedMobile & FedNet
Federal Bank's combined retail digital-banking profile covering FedMobile and FedNet, with online/offline FedNet registration, customer-configurable transaction limits, statements, beneficiary transfers and cross-channel card controls.
First-party evidencePublished researchReviewed September 10, 2026Active
Required banking relationshipEligible Federal Bank relationships can be linked to FedNet/FedMobile; channel access does not waive minimum-balance or deposit requirements of the underlying account.
Transfer / security limitsFedNet exposes the customer's daily transaction-limit scheme and lets eligible users request increases or decreases. Quick Transfer to Federal Bank accounts is limited to ₹25,000. The reviewed public material does not support one universal retail FedMobile/FedNet daily ceiling across all customers, so profile-specific limits are preserved.
Channel cost / chargesFederal Bank's public FAQ states FedNet is offered without a separate access/registration charge, while the service-charge schedule can still apply to specific transactions such as IMPS and other banking services.
Channel / product relationshipFedMobile and FedNet can manage eligible linked Federal Bank accounts/cards, but exact account availability, transaction rights and limits depend on registration and the customer's assigned limit scheme.
Research processPublished by littleden.blog
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
5 first-party sources
Last checkedSeptember 10, 2026
Recorded source review date, not a claim that the product changed that day.
Maintenance stateWithin scheduled review window
Target recheck: December 9, 2026.
Critical decision facts
Channel scope and security state determine what the published limit really means.
Rail, channel, beneficiary, cooling, authentication and recovery rules stay separate instead of being compressed into one generic digital-banking number.
Exact product-type evidence
Digital banking service evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Digital channel controls
What the bank actually lets you register, transfer and control.
Channel capabilities are verified separately from the underlying account or card. Reviewed September 10, 2026.
Mobile channelFedMobile retail mobile banking using the bank-registered mobile relationship, MPIN/security controls and Federal Bank authentication.
Internet / web channelFedNet retail Internet Banking with online or branch registration, user ID/password and configurable transaction rights/limits.
Registration / activationFedNet can be registered online from Federal Bank's registration route or offline by submitting the FedNet form at the branch. FedMobile requires the registered mobile/account relationship; the bank's terms use MPIN/mobile-number authentication.
Authentication / securityFedNet uses user ID/password and transaction/security controls; FedMobile uses registered-mobile/MPIN authentication. Wrong MPIN attempts can trigger blocking/deactivation under the bank's published mobile terms.
Fund transfers / limitsFedNet supports third-party/interbank transfers and customer limit management; Quick Transfer to Federal Bank accounts is ≤₹25,000. FedMobile supports money transfers, but a single shared retail daily ceiling is not inferred from the reviewed pages.
Beneficiary / cooling controlsFedNet supports registered payees and Quick Transfer; customer transaction-limit schemes can be viewed/changed. The reviewed current material does not support a single universal beneficiary-cooling number, so none is added.
Card controlsFedMobile/FedNet support credit-card transaction-limit management and channel controls; Federal Bank also provides card blocking and card-service functions through digital channels.
Statements / service capabilitiesFedMobile can download/email account statements; FedNet supports statements, bills, deposits, cheque/service requests and account access.
Lock / recovery / fallbackFedNet transaction access can be re-enabled by service request; blocked transactions/password issues can be handled through the contact centre, and the bank provides password reissue/recovery assistance.
Maintained terms
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Channel cost / chargesFederal Bank's public FAQ states FedNet is offered without a separate access/registration charge, while the service-charge schedule can still apply to specific transactions such as IMPS and other banking services.
Required banking relationshipEligible Federal Bank relationships can be linked to FedNet/FedMobile; channel access does not waive minimum-balance or deposit requirements of the underlying account.
Digital service coverageFedNet covers accounts, third-party transfers, bills, deposits and service requests; FedMobile adds mobile statements, transfers and card functions. Credit-card controls and transaction-limit settings are available in both FedMobile and FedNet.
Transfer / security limitsFedNet exposes the customer's daily transaction-limit scheme and lets eligible users request increases or decreases. Quick Transfer to Federal Bank accounts is limited to ₹25,000. The reviewed public material does not support one universal retail FedMobile/FedNet daily ceiling across all customers, so profile-specific limits are preserved.
Registration eligibilityExisting Federal Bank account holders can register FedNet online or through a branch; eligible accounts may be view-only or transaction-enabled. FedMobile uses the bank-registered mobile relationship and MPIN/authentication controls.
Channel / product relationshipFedMobile and FedNet can manage eligible linked Federal Bank accounts/cards, but exact account availability, transaction rights and limits depend on registration and the customer's assigned limit scheme.
Fit & cautions
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Federal Bank customers who want a mature app/browser pair and value explicit self-service limit management while accepting that exact daily ceilings are profile-specific rather than one universal number.
- Federal Bank's current FAQ tells users to inspect their own FedNet limit scheme rather than publishing one universal retail daily ceiling; the engine preserves that distinction.
- Quick Transfer's ₹25,000 cap is a specific FedNet feature limit, not the overall transfer ceiling.
- Some older FedNet FAQ sections remain publicly hosted alongside newer digital material; date-sensitive or product-specific rules should be verified before presenting them as current universal policy.
Maintained comparisons
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Decision checks
Mobile channelOnline channelRegistration
Decision checks
Mobile channelOnline channelRegistration
Decision checks
Mobile channelOnline channelRegistration
First-party source ledger
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
01
Primary product / service sourcewww.federalbank.co.in
Open source ↗02Additional first-party evidencewww.federalbank.co.in
Open source ↗03Additional first-party evidencewww.federalbank.co.in
Open source ↗04Additional first-party evidencewww.federalbank.co.in
Open source ↗05Additional first-party evidencewww.federalbank.co.in
Open source ↗Current-use rule
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
Research boundary
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.