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AU Small Finance BankDebit card

AU Small Finance Bank RuPay Classic Debit Card

AU's domestic RuPay Classic debit card for savings-account customers, with purchase protection/insurance-style benefits and a modest current transaction-limit tier.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / chargesFees depend on the linked account/schedule; AU BSBDA includes the card's annual fee in its free-service treatment while lost/stolen replacement can be chargeable.
Linked accountRequires an existing eligible AU Savings Account.
Transaction limitsAU's current digital transaction limits page lists ₹20,000 as the daily transaction limit for the RuPay Classic Debit Card; account/card controls can impose lower limits.
Core benefitsRuPay merchant offers, purchase protection/insurance benefits and basic ATM/POS access under current terms.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesFees depend on the linked account/schedule; AU BSBDA includes the card's annual fee in its free-service treatment while lost/stolen replacement can be chargeable.
02 · Linked accountRequires an existing eligible AU Savings Account.
03 · Transaction limitsAU's current digital transaction limits page lists ₹20,000 as the daily transaction limit for the RuPay Classic Debit Card; account/card controls can impose lower limits.
04 · Core benefitsRuPay merchant offers, purchase protection/insurance benefits and basic ATM/POS access under current terms.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesFees depend on the linked account/schedule; AU BSBDA includes the card's annual fee in its free-service treatment while lost/stolen replacement can be chargeable.
Linked accountRequires an existing eligible AU Savings Account.
Core benefitsRuPay merchant offers, purchase protection/insurance benefits and basic ATM/POS access under current terms.
Transaction limitsAU's current digital transaction limits page lists ₹20,000 as the daily transaction limit for the RuPay Classic Debit Card; account/card controls can impose lower limits.
EligibilityExisting AU Small Finance Bank Savings Account holders under the reviewed card page.
Account relationshipExplicitly issued with AU BSBDA and also used across several AU basic/entry savings propositions.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

AU savings customers who need a basic domestic debit card rather than premium lounge or high-limit benefits.

Verify before relying
  • It is a basic domestic card and should not be compared with AU Platinum/Royale as if benefits were equivalent.
  • Linked-account schedules control whether annual fees are waived.
  • Cross-currency/replacement charges can apply under the relevant schedule.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.au.bank.in
Open source ↗02
Additional first-party evidencewww.au.bank.in
Open source ↗03
Additional first-party evidencewww.au.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.