AU Small Finance Bank Regular Fixed Deposit
AU Small Finance Bank's regular callable/non-callable fixed-deposit proposition with a ₹1,000 entry amount, tenures up to 10 years and comparatively high published retail rates in selected tenure bands.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: October 9, 2026.
Rate, tenure, liquidity and booking conditions belong together.
A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.
Fixed deposit evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Rate anchors you can compare without reading a headline maximum.
Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.
| Tenure | General | Eligible senior |
|---|---|---|
| 1 year | 6.35% | 6.85% |
| 15 months | 7.10% | 7.60% |
| 18 months | 7.00% | 7.50% |
| 2 years | 7.00% | 7.50% |
| 30 months | 7.10% | 7.60% |
| 3 years | 7.40% | 7.90% |
| 4 years | 6.75% | 7.25% |
| 5 years | 6.75% | 7.25% |
Rate basis: AU Small Finance Bank regular callable retail fixed-deposit schedule. · Effective/reference date: September 1, 2026
Dated deposit-rate snapshots.
Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.
AU Small Finance Bank regular callable retail fixed-deposit schedule.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Rate-sensitive depositors who are comfortable with a small finance bank and want to compare callable liquidity, payout choices and the current tenure-specific rate before booking.
- The 7.40%/7.90% rates apply only to specific tenure bands.
- Small-finance-bank status does not change the statutory DICGC coverage limit; deposit concentration should still be considered separately.
- Non-callable deposits sacrifice liquidity and should be evaluated separately.
Links the bank explicitly documents.
This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.
AU NOMO Credit Card
AU NOMO is explicitly a fixed-deposit-backed credit card and requires an eligible sole-name AU fixed deposit with NOMO-specific conditions.
Not every existing AU FD is automatically eligible: current NOMO terms exclude joint, tax-saving, third-party and non-callable FDs and specify minimum amount/mode/tenure conditions.Verify relationship at bank ↗Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.