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AU Small Finance BankSavings account

AU Small Finance Bank Basic Savings Bank Deposit Account

AU Small Finance Bank's statutory BSBDA with no average monthly balance, a RuPay Classic Debit Card and first-party-documented digital/branch basic banking services.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Balance / relationshipNo average monthly balance required.
Cost / chargesNo average monthly balance requirement; reviewed BSBDA schedule lists debit-card annual fees and several core services within the free-service set, while replacement/other charges can still apply.
Limits / allowancesCurrent AU BSBDA schedules define free transaction allowances by channel; the RuPay Classic card is separately subject to current ATM/POS limits and service fees.
Ongoing relationship ruleAU explicitly says BSBDA customers get a RuPay Classic Debit Card.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipNo average monthly balance required.
02 · Cost / chargesNo average monthly balance requirement; reviewed BSBDA schedule lists debit-card annual fees and several core services within the free-service set, while replacement/other charges can still apply.
03 · Limits / allowancesCurrent AU BSBDA schedules define free transaction allowances by channel; the RuPay Classic card is separately subject to current ATM/POS limits and service fees.
04 · Ongoing relationship ruleAU explicitly says BSBDA customers get a RuPay Classic Debit Card.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesNo average monthly balance requirement; reviewed BSBDA schedule lists debit-card annual fees and several core services within the free-service set, while replacement/other charges can still apply.
Balance / relationshipNo average monthly balance required.
Core benefitsRuPay Classic Debit Card, passbook, email statements, AU 0101 mobile banking, video banking and current BSBDA branch/digital services.
Limits / allowancesCurrent AU BSBDA schedules define free transaction allowances by channel; the RuPay Classic card is separately subject to current ATM/POS limits and service fees.
EligibilityIndian citizens applying individually under current AU BSBDA rules; the reviewed page states applicants should not hold another BSBDA as restricted by current terms.
Ongoing relationship ruleAU explicitly says BSBDA customers get a RuPay Classic Debit Card.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Customers who want a regulated zero-balance AU account and can work within current BSBDA transaction/service rules.

Verify before relying
  • The bank's BSBDA schedule and generic product page should be read together because free-transaction treatment varies by channel.
  • Cross-currency and replacement charges can still apply to the debit card.
  • BSBDA regulatory restrictions differ from AU Digital Savings and other commercial zero-balance products.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Includes RuPay Classic Debit Card

AU Small Finance Bank RuPay Classic Debit Card

AU Small Finance Bank explicitly says customers opening its BSBDA receive a RuPay Classic Debit Card.

The BSBDA schedule controls annual-fee/free-service treatment; card replacement, cross-currency and post-allowance transaction charges remain separate.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.au.bank.in
Open source ↗02
Additional first-party evidencewww.au.bank.in
Open source ↗03
Additional first-party evidencewww.au.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.