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AU Small Finance BankSavings account

AU Small Finance Bank Kids Savings Account

AU Small Finance Bank's under-18 Kids Savings Account with no account-balance non-maintenance charge, digital access and a Visa Gold Debit Card option for children above 10.

First-party evidencePublished researchReviewed September 9, 2026Active
Balance / relationshipNo account-balance non-maintenance charge on the child's account under the current AU Kids proposition.
Cost / chargesCurrent AU Kids page states there is no account balance non-maintenance charge; debit-card and service charges follow the current account/card schedule.
Limits / allowancesAU's current digital transaction table lists the Visa Gold Debit Card - Kids account at ₹5,000 daily transaction limit.
Ongoing relationship ruleAU explicitly identifies the Visa Gold Debit Card for Kids Savings customers above 10 and publishes a Kids-account-specific lower limit.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipNo account-balance non-maintenance charge on the child's account under the current AU Kids proposition.
02 · Cost / chargesCurrent AU Kids page states there is no account balance non-maintenance charge; debit-card and service charges follow the current account/card schedule.
03 · Limits / allowancesAU's current digital transaction table lists the Visa Gold Debit Card - Kids account at ₹5,000 daily transaction limit.
04 · Ongoing relationship ruleAU explicitly identifies the Visa Gold Debit Card for Kids Savings customers above 10 and publishes a Kids-account-specific lower limit.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesCurrent AU Kids page states there is no account balance non-maintenance charge; debit-card and service charges follow the current account/card schedule.
Balance / relationshipNo account-balance non-maintenance charge on the child's account under the current AU Kids proposition.
Core benefitsAU 0101 app/NetBanking, phone/video banking, monthly interest payout and customizable child card limits.
Limits / allowancesAU's current digital transaction table lists the Visa Gold Debit Card - Kids account at ₹5,000 daily transaction limit.
EligibilityResident child under 18 with required government-issued KYC documents; AU's savings overview states Visa Gold Debit Card availability for children above 10.
Ongoing relationship ruleAU explicitly identifies the Visa Gold Debit Card for Kids Savings customers above 10 and publishes a Kids-account-specific lower limit.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Families wanting a child account without account-balance non-maintenance charges and with a bank-published low daily card limit for older children.

Verify before relying
  • No balance non-maintenance charge does not mean every optional service or debit-card fee is automatically free.
  • The Kids-linked Visa Gold limit is lower than the general Visa Gold limit published for adult/personal accounts.
  • Card issuance is age-dependent even though the savings account is available below age 10.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Visa Gold for children above 10

AU Small Finance Bank Kids Visa Gold Debit Card

AU Small Finance Bank explicitly states that Kids Savings can use a Visa Gold Debit Card for children above 10 and separately publishes a ₹5,000 daily transaction limit for the Kids-account configuration.

The ₹5,000 Kids limit overrides the ₹75,000 general Visa Gold daily limit for this relationship; fees remain linked-account dependent.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.