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AU Small Finance BankCurrent account

AU Basic Current Account

AU Small Finance Bank's entry-level business current-account tier with a ₹10,000 AMB, digital transaction access, merchant solutions and a Business Gold Debit Card.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Required balance₹10,000 Average Monthly Balance for the Basic Current Account under the reviewed AU current-account overview.
Balance / account costAU's current-account overview lists the Basic variant from ₹10,000 product AMB; specific non-maintenance and service charges follow the current fee schedule.
Cash / transaction allowancesCash-deposit and other transaction allowances follow the Basic package and current service-fee schedule; higher AU current-account tiers provide larger allowances.
Ongoing account conditionThe Basic account is the entry tier within AU's broader business-current-account range; moving to higher tiers changes balance and transaction economics.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Required balance₹10,000 Average Monthly Balance for the Basic Current Account under the reviewed AU current-account overview.
02 · Balance / account costAU's current-account overview lists the Basic variant from ₹10,000 product AMB; specific non-maintenance and service charges follow the current fee schedule.
03 · Cash / transaction allowancesCash-deposit and other transaction allowances follow the Basic package and current service-fee schedule; higher AU current-account tiers provide larger allowances.
04 · Ongoing account conditionThe Basic account is the entry tier within AU's broader business-current-account range; moving to higher tiers changes balance and transaction economics.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Balance / account costAU's current-account overview lists the Basic variant from ₹10,000 product AMB; specific non-maintenance and service charges follow the current fee schedule.
Required balance₹10,000 Average Monthly Balance for the Basic Current Account under the reviewed AU current-account overview.
Business banking benefitsUnlimited digital-transaction positioning, AU UPI QR/Soundbox and POS options, AU 0101 Business App access, lending links and AU Business Gold Debit Card.
Cash / transaction allowancesCash-deposit and other transaction allowances follow the Basic package and current service-fee schedule; higher AU current-account tiers provide larger allowances.
Eligible business entitiesEligible resident individuals/professionals and business enterprises under AU's current-account entity and KYC requirements.
Ongoing account conditionThe Basic account is the entry tier within AU's broader business-current-account range; moving to higher tiers changes balance and transaction economics.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Small businesses and proprietors seeking a lower-balance AU current account with digital collections, QR/POS support and a business debit card.

Verify before relying
  • The ₹10,000 AMB should be checked against the latest service-fee schedule for exact non-maintenance cost.
  • Merchant hardware/pricing benefits can have separate conditions.
  • Businesses with heavy cash turnover may be better served by a higher current-account tier.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.au.bank.in
Open source ↗02
Additional first-party evidencewww.au.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.