Skip to content
littleden.blogIndependent banking product research for India
Compare
Browse
Explore the researchBanking systems, decision tools and evidence standards.
Product finder
Opens in a new tab.
IDFC FIRST BankDebit card

IDFC FIRST Bank World Debit Mastercard

The World Debit Mastercard linked to IDFC FIRST Bank's ₹25K AMB savings variant, with high domestic transaction limits and quarterly lounge access.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / chargesComplimentary with the eligible ₹25K AMB savings variant under the reviewed bank proposition; replacement and other service charges should be checked in the current schedule.
Linked accountRequires the linked ₹25,000 AMB savings-account variant.
Transaction limits₹2 lakh daily ATM withdrawal and ₹6 lakh daily purchase limit on the reviewed savings-account proposition.
Core benefitsFree and unlimited ATM transactions at any bank in India, one complimentary domestic airport lounge visit per quarter and eligible insurance benefits.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

1 first-party source
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesComplimentary with the eligible ₹25K AMB savings variant under the reviewed bank proposition; replacement and other service charges should be checked in the current schedule.
02 · Linked accountRequires the linked ₹25,000 AMB savings-account variant.
03 · Transaction limits₹2 lakh daily ATM withdrawal and ₹6 lakh daily purchase limit on the reviewed savings-account proposition.
04 · Core benefitsFree and unlimited ATM transactions at any bank in India, one complimentary domestic airport lounge visit per quarter and eligible insurance benefits.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesComplimentary with the eligible ₹25K AMB savings variant under the reviewed bank proposition; replacement and other service charges should be checked in the current schedule.
Linked accountRequires the linked ₹25,000 AMB savings-account variant.
Core benefitsFree and unlimited ATM transactions at any bank in India, one complimentary domestic airport lounge visit per quarter and eligible insurance benefits.
Transaction limits₹2 lakh daily ATM withdrawal and ₹6 lakh daily purchase limit on the reviewed savings-account proposition.
EligibilityIssued with the eligible IDFC FIRST Bank ₹25K AMB savings relationship, subject to bank issuance rules.
Account relationshipNot a standalone account product; linked to an eligible IDFC FIRST savings relationship.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

IDFC FIRST savings customers who maintain the ₹25,000 AMB tier and want higher ATM/POS limits plus domestic lounge access.

Verify before relying
  • Lounge access and insurance have separate qualifying terms.
  • The card's economics include the linked account's ₹25,000 AMB requirement.
  • International and replacement charges should be checked in the current card schedule before use.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Issued with ₹25K savings variant

IDFC FIRST Bank ₹25K AMB Savings Account

IDFC FIRST Bank explicitly pairs its ₹25K AMB Savings Account variant with the World Debit Mastercard.

The ₹25K AMB requirement and current account/card terms control continued eligibility and benefits; this edge does not apply to the bank's ₹10K savings variant.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

Browse banking comparisons
First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.idfcfirst.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.