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Private sector bank · issuer dossier

IDFC FIRST Bank credit-card research

Research IDFC FIRST Bank credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
6active profiles
0published non-active
8decision categories represented
0tracked records held
8maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

6

Published profiles

6 active · 0 published non-active.

6

Tracked records

Includes evidence-gated records that may remain unpublished.

21

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 11, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Exact published cards

Inspect 6 IDFC FIRST Bank profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

IDFC FIRST Millennia Credit Card

A lifetime-free mainstream IDFC FIRST card where the absence of annual fee changes the break-even calculation.

Open dossier
Annual feeNil under the current IDFC FIRST Bank schedule of charges.
Rewards3X reward points on regular eligible spend and 10X on eligible monthly spend above ₹20,000 and on the cardholder birthday under current lifetime-free card guidance.
Lounge4 complimentary railway-lounge visits per quarter under the current lifetime-free card guidance.
Forex3.50% markup under the current IDFC FIRST Bank schedule because Millennia is not listed among the lower-forex exceptions.
3 first-party sourcesReviewed September 11, 2026Best use: Users who prioritize no annual fee and want a mainstream rewards card.
Active · card dossier

IDFC FIRST Select Credit Card

A lifetime-free upper-mid-tier IDFC FIRST card with a published 1.99% foreign-currency markup in the reviewed schedule.

Open dossier
Annual feeNil under the current IDFC FIRST Bank schedule of charges.
Rewards3X reward points on regular eligible spend and 10X on eligible monthly spend above ₹20,000 and on the cardholder birthday.
Lounge2 complimentary domestic airport-lounge visits and 4 railway-lounge visits per quarter, subject to the current ₹20,000 monthly spend qualification for following-month access.
Forex1.99% markup on international transactions under the current Select page and IDFC FIRST Bank fee schedule.
4 first-party sourcesReviewed September 11, 2026Best use: Users seeking a no-annual-fee card with a stronger premium/travel positioning than basic variants.
Active · card dossier

IDFC FIRST Wealth Credit Card

A no-annual-fee premium card distinguished in the reviewed schedule by a 1.50% forex markup.

Open dossier
Annual feeNil under the current IDFC FIRST Bank schedule of charges.
Rewards3X reward points on regular eligible spend and 10X on eligible monthly spend above ₹20,000 and on the cardholder birthday.
Lounge2 complimentary domestic airport lounge/spa visits plus 2 complimentary international lounge visits per quarter, and 4 railway-lounge visits per quarter, subject to current spend conditions.
Forex1.50% markup on international transactions under current IDFC FIRST Bank lifetime-free card guidance and fee schedule.
3 first-party sourcesReviewed September 11, 2026Best use: Higher-tier applicants who want a no-annual-fee premium card and care about international spending costs.
Active · card dossier

IDFC FIRST WOW! Credit Card

A secured, lifetime-free IDFC FIRST card with nil forex markup in the reviewed fee schedule.

Open dossier
Annual feeNil under the current IDFC FIRST Bank schedule of charges.
RewardsUp to 4X never-expiring reward points under current FIRST WOW! guidance.
LoungeNo complimentary lounge quota is listed for the standard FIRST WOW! card on the reviewed current lifetime-free card page.
Forex0% / Nil forex markup under the current FIRST WOW! guidance and IDFC FIRST Bank fee schedule.
4 first-party sourcesReviewed September 11, 2026Best use: Applicants considering a secured credit card and users who value zero forex markup on the reviewed schedule.
Active · card dossier

IDFC FIRST Ashva Credit Card

A premium IDFC FIRST card with a 1% forex markup in the reviewed schedule and a ₹2,999 annual fee.

Open dossier
Annual fee₹2,999 under the current IDFC FIRST Bank schedule of charges.
RewardsCurrent issuer positioning advertises up to 10X reward points for Ashva, with detailed earn rules maintained in product material.
Lounge4 complimentary Indian airport-lounge visits, 2 global lounge visits and 4 railway-lounge visits per quarter; spend ₹20,000 in the current month to activate the lounge benefit in the next calendar month.
Forex1% markup on international spends under current Ashva product material and the IDFC FIRST Bank fee schedule.
3 first-party sourcesReviewed September 11, 2026Best use: Premium users who value a 1% forex markup and can justify the annual fee through travel/lifestyle benefits.
Active · card dossier

IDFC FIRST Mayura Credit Card

A premium IDFC FIRST metal card with Nil forex markup in the current fee schedule, substantial lounge access and a paid-renewal reward benefit rather than a fee waiver.

Open dossier
Annual fee₹5,999 under the current IDFC FIRST Bank schedule of charges.
RewardsCurrent issuer positioning advertises up to 10X reward points; the annual-fee-payment benefit can separately award 7,500 or 15,000 points at the published prior-year spend thresholds after fee payment.
LoungeCurrent IDFC FIRST material lists 4 domestic and 4 international lounge visits per quarter for Mayura, plus one guest entry at domestic airports, subject to programme conditions.
Forex0% / Nil forex markup under the current IDFC FIRST Bank fee schedule and card-directory positioning.
4 first-party sourcesReviewed September 11, 2026Best use: High-spend travelers who can use Mayura’s premium travel benefits and zero-forex structure enough to justify the ₹5,999 annual fee.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.