HDFC Bank Millennia Debit Card
A mainstream HDFC debit card with tiered cashback, spend-conditioned quarterly domestic lounge access and higher purchase limits, also explicitly linked to selected HDFC savings and salary propositions.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: November 8, 2026.
Card cost, linked account, limits and usable benefits come as one package.
The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
HDFC savings or salary customers who can use the card's online/offline cashback structure and naturally meet the current lounge-spend condition.
- The standard ₹500 annual fee does not necessarily apply when an account programme explicitly includes the card; verify the account-specific schedule.
- HDFC first-party pages currently contain divergent lounge-spend threshold wording; use the newer controlling lounge terms/voucher communication before travel.
- Cashback is capped and subject to eligible-transaction/MCC rules.
Links the bank explicitly documents.
This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.
HDFC Bank Regular Savings Account
HDFC Bank lists Millennia Debit Card or MoneyBack Debit Card with its Regular Savings Account; Millennia is therefore one explicitly documented option.
The account page presents alternatives rather than guaranteeing Millennia for every customer; issuance, location/programme and fee terms still control.Verify relationship at bank ↗HDFC Bank Classic Salary Account
HDFC Bank explicitly states that Classic Salary Account includes a free Millennia Debit Card.
The free treatment belongs to the qualifying salary proposition; if the salary relationship changes, the applicable account/card schedule can also change.Verify relationship at bank ↗Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.