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Private sector bank · issuer dossier

HDFC Bank credit-card research

Research HDFC Bank credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
5active profiles
0published non-active
11decision categories represented
0tracked records held
8maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

5

Published profiles

5 active · 0 published non-active.

5

Tracked records

Includes evidence-gated records that may remain unpublished.

16

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 11, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Exact published cards

Inspect 5 HDFC Bank profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

HDFC Bank Diners Club Black Metal Edition

A super-premium HDFC metal card combining strong reward transfer/redemption options, unlimited lounge access and quarterly milestone points.

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Annual fee₹10,000 + applicable taxes
Rewards5 Reward Points per ₹150 on eligible spends; up to 10X via SmartBuy; 10,000 bonus Reward Points on ₹4 lakh calendar-quarter spends
LoungeUnlimited complimentary global airport lounge access for primary and add-on cardholders on the reviewed issuer page
Forex2% foreign-currency markup on the reviewed issuer page
3 first-party sourcesReviewed September 11, 2026Best use: High-spend travelers who can use lounge access, premium redemptions and quarterly reward milestones enough to justify the fee.
Active · card dossier

HDFC Bank Regalia Gold Credit Card

A travel-oriented HDFC premium card with a ₹2,500 annual fee, 2% forex markup, reward acceleration and spend-conditioned lounge/milestone benefits.

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Annual fee₹2,500 + applicable taxes
Rewards5 Reward Points per ₹200 on eligible spends under the current post-15-May-2026 structure; selected-brand acceleration and milestone vouchers remain subject to current issuer terms.
Lounge3 complimentary domestic airport lounge visits per calendar quarter after ₹60,000 eligible spend in the preceding calendar quarter; up to 6 complimentary Priority Pass lounge visits per calendar year outside India.
Forex2% foreign-currency markup
3 first-party sourcesReviewed September 11, 2026Best use: Upper-mid-tier travelers who can use lounge access, milestone vouchers and travel-oriented reward redemptions.
Active · card dossier

Swiggy HDFC Bank Credit Card

A low-fee co-branded cashback card with high Swiggy earn, broader online cashback and clearly published billing-cycle caps.

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Annual fee₹500 + applicable taxes; renewal fee is waived at ₹2 lakh annual spends.
Rewards10% cashback on eligible Swiggy app spends capped at ₹1,500 per billing cycle; 5% on eligible online shopping capped at ₹1,500; 1% on eligible other spends capped at ₹500. Current product T&Cs also apply minimum eligible transaction values of ₹249 for the 10% bucket and ₹100 for the 5%/1% buckets.
LoungeNot positioned as a lounge-led card
ForexThe current Swiggy HDFC Bank fee page explicitly publishes a 3.50% dynamic-currency-conversion markup; the reviewed product-specific page does not separately state a foreign-currency markup rate, so DCC is kept distinct from ordinary foreign-currency conversion.
4 first-party sourcesReviewed September 11, 2026Best use: Frequent Swiggy users and online shoppers whose eligible spend fits within the monthly cashback caps.
Active · card dossier

HDFC Bank Infinia Metal Edition Credit Card

HDFC Bank’s super-premium metal card with unlimited global lounge access, 5 Reward Points per ₹150 and a high annual fee that demands substantial benefit usage.

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Annual fee₹12,500 + applicable taxes for the current Infinia Metal Edition structure.
Rewards5 Reward Points per ₹150 on eligible spends; up to 10X Reward Points on SmartBuy
LoungeUnlimited complimentary domestic airport-lounge access for primary and add-on cardholders using the Infinia card, plus complimentary Priority Pass lounge access outside India for primary and add-on Priority Pass holders; guest visits are chargeable under current lounge terms.
Forex2% foreign-currency transaction markup under the current HDFC Bank fee schedule for Infinia Metal Edition.
4 first-party sourcesReviewed September 11, 2026Best use: Very high-spend travelers who can extract real value from premium travel, concierge, hotel, golf and high-value reward redemptions.
Active · card dossier

HDFC Bank Credit Card Against Fixed Deposit

HDFC Bank's current credit-card-against-FD proposition uses an eligible fixed deposit as collateral, requires at least ₹15,000 under reviewed terms and can provide a credit limit up to 90% of the FD amount while the deposit continues earning interest.

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Annual feeSee the current HDFC Bank FD-backed card offer / issued-card terms
RewardsHDFC Bank states FD-backed cards can earn Reward Points / CashBack on eligible transactions; the exact earn structure depends on the issued card variant
LoungeNot treated as a universal FD-card benefit; any lounge access depends on the actual issued card variant and current conditions
ForexSee the current HDFC Bank MITC for the issued card variant
2 first-party sourcesReviewed September 9, 2026Best use: Applicants with limited/no credit history who can lock an eligible HDFC Bank FD as collateral and want a credit limit linked to that deposit rather than income underwriting.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.