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HDFC BankSalary account

HDFC Bank Regular Salary Account

A zero-balance HDFC Bank salary account for employees of participating corporates, bundled with a MoneyBack Debit Card and digital banking access.

First-party evidencePublished researchReviewed September 9, 2026Active
Salary / balance conditionNo minimum balance or initial deposit under the reviewed salary-account proposition while qualifying salary credits continue.
Cost / chargesZero-balance while regular qualifying salary credits continue; salary-account fees and benefits are subject to the corporate offer.
Limits / allowancesReviewed page lists ₹25,000 daily ATM withdrawal and ₹3 lakh daily shopping limits on the bundled MoneyBack Debit Card.
Ongoing salary ruleCorporate salary relationship required; after 3 months without salary credit the account is converted to a Regular Savings Account under reviewed terms.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Salary / balance conditionNo minimum balance or initial deposit under the reviewed salary-account proposition while qualifying salary credits continue.
02 · Cost / chargesZero-balance while regular qualifying salary credits continue; salary-account fees and benefits are subject to the corporate offer.
03 · Limits / allowancesReviewed page lists ₹25,000 daily ATM withdrawal and ₹3 lakh daily shopping limits on the bundled MoneyBack Debit Card.
04 · Ongoing salary ruleCorporate salary relationship required; after 3 months without salary credit the account is converted to a Regular Savings Account under reviewed terms.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesZero-balance while regular qualifying salary credits continue; salary-account fees and benefits are subject to the corporate offer.
Salary / balance conditionNo minimum balance or initial deposit under the reviewed salary-account proposition while qualifying salary credits continue.
Core benefitsMoneyBack Debit Card, online NEFT/RTGS, digital banking and account/debit-card insurance benefits subject to current terms.
Limits / allowancesReviewed page lists ₹25,000 daily ATM withdrawal and ₹3 lakh daily shopping limits on the bundled MoneyBack Debit Card.
Employer / salary eligibilityMonthly salary of at least ₹15,000 and employment with a company that has an HDFC Bank salary-account relationship.
Ongoing salary ruleCorporate salary relationship required; after 3 months without salary credit the account is converted to a Regular Savings Account under reviewed terms.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Employees earning at least the reviewed salary threshold whose employer has an HDFC Bank salary-account relationship.

Verify before relying
  • Benefits can vary by the employer's negotiated corporate offer.
  • Loss of qualifying salary credits can change the account type, balance requirement and charges.
  • Insurance and cashback benefits have separate terms.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.