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HDFC BankDebit card

HDFC Bank Imperia Platinum Debit Card

An HDFC premium debit card available to Imperia customers, combining high domestic transaction limits with lounge, insurance and programme-linked annual-fee waiver.

First-party evidencePublished researchReviewed September 9, 2026Active
Cost / chargesCurrent HDFC Imperia programme, card product and eligibility pages state ₹850 + taxes annual fee, waived while enrolled in the Imperia programme; a dedicated fee subpage still shows ₹750, so the newer controlling programme/card material should be checked at issuance.
Linked accountNo standalone card balance requirement; the linked HDFC account and continued Imperia programme qualification control access and fee treatment.
Transaction limitsCurrent product page lists ₹1 lakh daily cash withdrawal and ₹5 lakh daily shopping limits; user-set/security limits can be lower.
Core benefits2 domestic lounge visits per quarter subject to the current qualifying-spend rule, insurance protections and other premium card privileges.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesCurrent HDFC Imperia programme, card product and eligibility pages state ₹850 + taxes annual fee, waived while enrolled in the Imperia programme; a dedicated fee subpage still shows ₹750, so the newer controlling programme/card material should be checked at issuance.
02 · Linked accountNo standalone card balance requirement; the linked HDFC account and continued Imperia programme qualification control access and fee treatment.
03 · Transaction limitsCurrent product page lists ₹1 lakh daily cash withdrawal and ₹5 lakh daily shopping limits; user-set/security limits can be lower.
04 · Core benefits2 domestic lounge visits per quarter subject to the current qualifying-spend rule, insurance protections and other premium card privileges.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesCurrent HDFC Imperia programme, card product and eligibility pages state ₹850 + taxes annual fee, waived while enrolled in the Imperia programme; a dedicated fee subpage still shows ₹750, so the newer controlling programme/card material should be checked at issuance.
Linked accountNo standalone card balance requirement; the linked HDFC account and continued Imperia programme qualification control access and fee treatment.
Core benefits2 domestic lounge visits per quarter subject to the current qualifying-spend rule, insurance protections and other premium card privileges.
Transaction limitsCurrent product page lists ₹1 lakh daily cash withdrawal and ₹5 lakh daily shopping limits; user-set/security limits can be lower.
EligibilityAvailable to Imperia customers only; residents and eligible NRE customers holding qualifying HDFC relationships can apply under current terms.
Account relationshipCard access and annual-fee waiver are explicitly tied to HDFC Imperia programme membership.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Existing Imperia customers who can use premium debit-card privileges and want their debit-card fee tied to the programme relationship.

Verify before relying
  • A dedicated HDFC fee subpage still shows ₹750 while current Imperia programme/product/eligibility pages show ₹850; use the newest controlling programme/card material at issuance.
  • Lounge access is subject to current spend qualification rather than unconditional entry.
  • Programme downgrade can reactivate card fees.
  • Insurance and international-use terms should be checked separately before relying on them.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Fee-waived under Imperia

HDFC Bank Imperia Banking Programme

HDFC Bank explicitly makes the Imperia Platinum Debit Card available to Imperia customers and waives its annual fee while programme eligibility is maintained.

Programme qualification controls the fee waiver; card-level lounge, insurance and transaction rules remain separate.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.