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YES BANKDebit card

YES BANK Prosperity Prime Debit Card

A YES BANK debit card with quarterly domestic lounge access, rewards and a published ₹599 annual fee, tied to eligible YES BANK account relationships.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / charges₹599 annual fee under the reviewed product page; 3% cross-currency markup, ₹199 lost/stolen-card replacement and other ATM/service charges apply as published.
Linked accountRequires an eligible YES BANK savings/current account and the respective account AMB/relationship criteria.
Transaction limitsCurrent transaction limits depend on the product/account configuration; the card page permits customers to manage card limits through bank channels.
Core benefitsOne complimentary domestic lounge visit per quarter subject to current spend qualification, YES Rewardz, movie/golf and insurance benefits.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / charges₹599 annual fee under the reviewed product page; 3% cross-currency markup, ₹199 lost/stolen-card replacement and other ATM/service charges apply as published.
02 · Linked accountRequires an eligible YES BANK savings/current account and the respective account AMB/relationship criteria.
03 · Transaction limitsCurrent transaction limits depend on the product/account configuration; the card page permits customers to manage card limits through bank channels.
04 · Core benefitsOne complimentary domestic lounge visit per quarter subject to current spend qualification, YES Rewardz, movie/golf and insurance benefits.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / charges₹599 annual fee under the reviewed product page; 3% cross-currency markup, ₹199 lost/stolen-card replacement and other ATM/service charges apply as published.
Linked accountRequires an eligible YES BANK savings/current account and the respective account AMB/relationship criteria.
Core benefitsOne complimentary domestic lounge visit per quarter subject to current spend qualification, YES Rewardz, movie/golf and insurance benefits.
Transaction limitsCurrent transaction limits depend on the product/account configuration; the card page permits customers to manage card limits through bank channels.
EligibilityYES BANK savings/current account holders meeting the applicable account/card eligibility and AMB criteria.
Account relationshipLinked to an eligible YES BANK account; not a standalone deposit product.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Eligible YES BANK account holders who can use the lounge and lifestyle benefits enough to justify the annual fee.

Verify before relying
  • Lounge access requires at least ₹5,000 eligible e-commerce/POS spend in the previous quarter under reviewed terms.
  • The ₹599 fee should be compared with benefits actually used.
  • Several reward categories are excluded and international use adds a 3% cross-currency markup.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.yes.bank.in
Open source ↗02
Additional first-party evidencewww.yes.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.