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YES BANKDebit card

YES BANK PMJDY RuPay Chip Debit Card

A no-joining-fee RuPay debit card tied to YES BANK's PMJDY/basic-banking proposition, with current RuPay insurance benefits under applicable conditions.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Cost / chargesCurrent YES BANK debit-card directory lists joining fee NIL; the PMJDY savings proposition describes the RuPay debit card as lifetime free.
Linked accountNo standalone card balance requirement; linked PMJDY/BSBDA account has zero minimum balance under current terms.
Transaction limitsUse the current YES BANK debit-card/account schedule for transaction limits; no higher premium-card limit is assumed for this PMJDY card.
Core benefitsRuPay debit-card access and insurance cover up to the amount stated by the current YES/RuPay programme subject to activation/claim conditions.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

2 first-party sources
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: November 8, 2026.

Critical decision facts

Card cost, linked account, limits and usable benefits come as one package.

The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.

01 · Cost / chargesCurrent YES BANK debit-card directory lists joining fee NIL; the PMJDY savings proposition describes the RuPay debit card as lifetime free.
02 · Linked accountNo standalone card balance requirement; linked PMJDY/BSBDA account has zero minimum balance under current terms.
03 · Transaction limitsUse the current YES BANK debit-card/account schedule for transaction limits; no higher premium-card limit is assumed for this PMJDY card.
04 · Core benefitsRuPay debit-card access and insurance cover up to the amount stated by the current YES/RuPay programme subject to activation/claim conditions.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesCurrent YES BANK debit-card directory lists joining fee NIL; the PMJDY savings proposition describes the RuPay debit card as lifetime free.
Linked accountNo standalone card balance requirement; linked PMJDY/BSBDA account has zero minimum balance under current terms.
Core benefitsRuPay debit-card access and insurance cover up to the amount stated by the current YES/RuPay programme subject to activation/claim conditions.
Transaction limitsUse the current YES BANK debit-card/account schedule for transaction limits; no higher premium-card limit is assumed for this PMJDY card.
EligibilityEligible YES BANK PMJDY/basic-account customers under current issuance/KYC rules.
Account relationshipExplicit PMJDY debit card for the bank's zero-balance financial-inclusion account proposition.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Eligible YES BANK PMJDY/basic-banking customers who need a basic domestic RuPay debit card with no standard joining fee.

Verify before relying
  • Insurance cover depends on current RuPay programme conditions and eligible card activity.
  • This card should not be confused with YES Prime/Prosperity/Premium debit variants.
  • PMJDY/basic-account rules can restrict the linked account independently of the card.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

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First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.yes.bank.in
Open source ↗02
Additional first-party evidencewww.yes.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.