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Private sector bankFresh

YES BANK

Research YES BANK across published cards, accounts, deposits, digital payments, everyday-banking controls and business-banking services, with dated first-party evidence and product-level review dates.

Explore banking researchOfficial site ↗
23Banking profiles
6Credit cards
5Verified relationships
0Reviews due
Research systems

Start with the banking system, then open the exact product.

Each system keeps its own evidence, review date and decision fields. Shared-bank context never substitutes for exact product terms.

01Credit cardsFees, rewards, lounge, forex and approval route6profiles02Debit cardsAccount linkage, charges, ATM/POS limits and access5profiles03Savings accountsBalance rule, charges, access and debit-card relationship5profiles04Salary accountsEmployer/salary conditions and what changes if salary stops1profile05Premium bankingRelationship value, bundled privileges, card fee treatment and downgrade rules1profile06Fixed depositsDated rates, tenure, customer category and liquidity1profile07Recurring depositsMonthly instalment, contracted rate, tenure and missed-payment rules1profile08Merchant paymentsQR, POS, Soundbox, gateway acceptance, settlement, pricing and reconciliation1profile09International debit cardsInternational activation, overseas ATM/POS/e-commerce, forex/DCC, limits and support1profile
What this dossier does

Organizes published evidence, freshness, explicit product relationships and maintained comparisons for one institution.

What it does not do

It does not rank bank quality, predict approval, infer product bundling or claim complete coverage of the institution's live catalogue.

Exact banking research

23 published profiles with product-level evidence.

Search locally by product, fee, rate, balance, eligibility or benefit. Filtering never creates additional public URLs.

23 profilesPublished research only
Product system

Debit card

5 profiles
YES BANKDebit card

YES BANK Bold Debit Card

A YES BANK programme-linked debit-card variant explicitly offered with PRO Plus savings and as an eligible free card option under the current Smart Salary Exclusive schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeThe reviewed Smart Salary schedule groups Engage/Bold at ₹399 when programme fee-waiver conditions are not met; account-specific propositions can make the card free while qualifying conditions continue.
Best fitYES BANK customers whose PRO Plus or qualifying salary programme explicitly offers the Bold variant and who can retain the programme conditions that control fee treatment.
View research
YES BANKDebit card

YES BANK PMJDY RuPay Chip Debit Card

A no-joining-fee RuPay debit card tied to YES BANK's PMJDY/basic-banking proposition, with current RuPay insurance benefits under applicable conditions.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / feeCurrent YES BANK debit-card directory lists joining fee NIL; the PMJDY savings proposition describes the RuPay debit card as lifetime free.
Best fitEligible YES BANK PMJDY/basic-banking customers who need a basic domestic RuPay debit card with no standard joining fee.
View research
YES BANKDebit card

YES BANK Prime Debit Card

A YES BANK programme-linked Prime debit-card variant used with selected savings/salary relationships, with current standard card pricing documented in the bank's debit-card schedule.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeThe reviewed YES BANK debit-card schedule lists ₹599 as the issuance/annual fee for Explore / Prime / Signature debit-card variants; account-programme terms can separately waive or alter that treatment.
Best fitEligible YES BANK customers whose account programme explicitly offers the Prime debit-card variant and who want the linked programme's debit-card benefits rather than choosing a separate upgrade card.
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YES BANKDebit card

YES BANK Prosperity Prime Debit Card

A YES BANK debit card with quarterly domestic lounge access, rewards and a published ₹599 annual fee, tied to eligible YES BANK account relationships.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹599 annual fee under the reviewed product page; 3% cross-currency markup, ₹199 lost/stolen-card replacement and other ATM/service charges apply as published.
Best fitEligible YES BANK account holders who can use the lounge and lifestyle benefits enough to justify the annual fee.
View research
YES BANKDebit card

YES BANK YES First Debit Card

A premium programme debit card for YES First customers with lounge access, zero cross-currency markup and accelerated rewards under current YES First rules.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeJoining/annual card fee is waived for customers who remain part of the YES First programme; non-programme treatment should be checked before downgrade.
Best fitYES First members who travel internationally or can use the programme's lounge, reward and lifestyle benefits enough to justify maintaining the relationship.
View research
Product system

Savings account

5 profiles
YES BANKSavings account

YES BANK Basic Savings Bank Deposit Account / PMJDY

YES BANK's statutory BSBDA/PMJDY zero-balance proposition, with free basic services and a RuPay debit-card pathway for PMJDY customers.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement.
Best fitCustomers seeking essential YES BANK access without a minimum balance, especially where PMJDY/DBT eligibility is relevant.
View research
YES BANKSavings account

YES BANK NRI Premia Savings Relationship

YES BANK's NRI savings service layer includes YES Premia alongside YES First and YES Grandeur; the current Premia programme criteria use relationship value rather than redefining NRE/NRO regulatory treatment.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleProgramme qualification: ₹2 lakh CASA AMB or ₹10 lakh NRV under current YES Premia terms; family relationship aggregation can apply. This is a programme criterion, not an NRE/NRO regulatory minimum.
Best fitHigher-balance NRI customers who want a relationship-led YES BANK savings proposition and can meet Premia programme criteria while keeping their NRE and NRO purposes separate.
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YES BANKSavings account

YES BANK PRO Max Savings Account

A premium YES BANK savings account with a ₹50,000 AMB, Prime Debit Card access and relationship/lifestyle benefits.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance rule₹50,000 Average Monthly Balance under the reviewed YES PRO Max Savings Account page.
Best fitCustomers who can comfortably maintain ₹50,000 average monthly balance and value the associated debit-card and relationship benefits.
View research
YES BANKSavings account

YES BANK PRO Plus Savings Account

A ₹25,000-AMB YES BANK savings variant available through the bank's digital Video-KYC journey, with current digital-page card terms that must be read alongside a conflicting debit-card catalogue.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance rule₹25,000 Average Monthly Balance under the current product page.
Best fitYES BANK customers comfortable maintaining ₹25,000 AMB who want stronger debit-card and lifestyle benefits than the lower-balance PRO tier.
View research
YES BANKSavings account

YES BANK PRO Savings Account

YES BANK's ₹10,000-AMB PRO savings variant available through the current digital Video-KYC journey, with an instant virtual Visa Platinum card and a source-conflicted physical-card mapping.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance rule₹10,000 Average Monthly Balance under the current Digital Savings page.
Best fitResident adults who want YES BANK's lower-AMB digital savings variant and can maintain ₹10,000 average monthly balance.
View research
Product system

Salary account

1 profile
YES BANKSalary account

YES BANK Smart Salary Exclusive Account

A zero-balance YES BANK salary account with a free Engage/Bold Debit Card and current digital/payment benefits under the Smart Salary programme.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement while the account remains in the qualifying Smart Salary Exclusive relationship.
Best fitEmployees in eligible YES BANK corporate salary relationships who want a no-AMB account with a bundled debit card.
View research
Product system

Premium banking programme

1 profile
YES BANKPremium banking programme

YES FIRST Banking Programme

YES BANK's premium relationship programme combining wealth and banking service, family programme privileges and a complimentary YES First Debit Card while programme eligibility is maintained.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleProgramme eligibility is relationship-based and can use CASA, relationship value or qualifying salary routes under the current YES First programme schedule; verify the live threshold at enrolment.
Best fitYES BANK customers with a high-value relationship who can use premium service, family privileges and the linked debit-card/travel benefits.
View research
Product system

Fixed deposit

1 profile
YES BANKFixed deposit

YES BANK Fixed Deposit

YES BANK's retail fixed deposit with a current sub-₹3-crore rate table, tenure-specific senior-citizen premiums and monthly, quarterly or maturity payout choices.

First-party checked1 bank sourceReviewed September 9, 2026
Current rate evidenceRates effective 2 June 2026 for deposits below ₹3 crore reach 7.25% p.a. for regular customers and 7.75% p.a. for eligible senior citizens in selected tenure bands.
Best fitDepositors comparing higher mid-tenure rates who can lock money for the relevant tenure and want the bank's published payout-frequency flexibility.
View research
Product system

Recurring deposit

1 profile
YES BANKRecurring deposit

YES BANK Recurring Deposit

YES BANK’s resident recurring deposit with a dated six-month-to-10-year rate ladder, senior-citizen premiums and a separate Flexigain RD proposition for variable monthly contributions.

First-party checked2 bank sourcesReviewed September 9, 2026
Current rate evidenceResident RD rates effective 2 June 2026 range from 6.00% at six months to a reviewed peak of 7.25% at 21 months; eligible senior-citizen rates reach 7.75% in selected bands.
Best fitMonthly savers comparing higher mid-tenure RD rates who can commit to the chosen tenure and want both regular fixed-instalment and flexible-contribution options.
View research
Product system

ATM & cash service

1 profile
YES BANKATM & cash service

YES BANK ATM & Cash Services

YES BANK's ATM and branch-cash profile using the current April 2026 savings schedule, with free own-bank ATM use, metro/non-metro off-us allowances and AMB-dependent branch-cash consequences kept scheme-scoped.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleATM/cash privileges depend on the savings-account variant and AMB/relationship rules. For specified Prosperity Prime/Ascent/Crest variants, non-maintenance can remove free privileges and cause branch cash deposits to be charged from the first rupee.
Best fitYES BANK savings customers who need current April 2026 off-us ATM pricing and want branch cash privileges tied correctly to their account variant and AMB maintenance.
View research
Product system

Digital banking service

1 profile
YES BANKDigital banking service

YES BANK Digital Banking — IRIS & YES ONLINE

YES BANK's combined retail digital-banking profile covering IRIS mobile banking and YES ONLINE, with multiple onboarding credentials, SIM/device binding, card controls, transfer-limit management and separate recovery routes.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires the relevant YES BANK account/card/loan relationship and registered credentials for full banking access; IRIS can expose limited functionality without a bank-registered mobile number.
Best fitYES BANK customers who want broad mobile features plus browser banking and prefer multiple registration options such as debit card, credit card, Aadhaar/loan credentials or existing digital credentials.
View research
Product system

International banking service

1 profile
YES BANKInternational banking service

YES BANK International Debit Card & Overseas ATM Banking

YES BANK international debit-card profile preserving sharp card-tier differences: mainstream cards can carry 3% cross-currency markup while APEX, Premia, Aura and other premium variants publish 0%, alongside explicit international ATM pricing and customer activation controls.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible YES BANK savings/current/NRI relationship with the relevant debit card. Premium programme status can determine whether the card receives zero cross-currency markup or different fees.
Best fitYES BANK customers comparing the real overseas economics of their exact debit-card variant rather than assuming the bank's premium 0% forex proposition applies to every YES debit card.
View research
Product system

Merchant payment service

1 profile
YES BANKMerchant payment service

YES BANK Merchant Acquiring — POS, QR, Soundbox & YES BIZ+

YES BANK's merchant-acquiring ecosystem for POS, BQR/UPI, Soundbox, SMS-link collections and merchant analytics, with current Merchant Current Account throughput incentives kept separate from universal device or acquiring pricing.

First-party checked1 bank sourceReviewed September 10, 2026
Balance ruleMerchant Easy, Prime and Elite use dynamic-tier logic: qualifying monthly POS/QR/Soundbox throughput can protect against the corresponding AMB requirement; otherwise the published AMBs are ₹25,000, ₹50,000 and ₹1,00,000 respectively.
Best fitRetail merchants that want POS/QR/Soundbox acceptance and a merchant-current-account structure where qualifying POS/QR/Soundbox throughput can substitute for maintaining the stated AMB tier.
View research
Product system

Forex & prepaid travel card

1 profile
YES BANKForex & prepaid travel card

YES BANK Multi Currency Travel Card

YES BANK's live but transitional Multi Currency Travel Card proposition: legacy cards are being deactivated during a system upgrade, while customers can obtain replacement cards and new travellers can still approach branches for issuance.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance ruleMulti-currency prepaid balances. YES BANK's current Visa MCTC material lists up to 14 currency wallets, while migration/replacement status now controls continued usability of older cards.
Best fitYES BANK customers or travellers who specifically want the bank's multi-currency prepaid card and are willing to confirm the current replacement/new-issuance state at a branch before travel.
View research
Product system

Bill payment service

1 profile
YES BANKBill payment service

YES BANK Online Bill Payments

YES BANK's YES ONLINE bill-payment service with 250+ billers, one-time and registered-biller flows, View & Pay alerts, AutoPay scheduled before due date and retained BBPS query/payment-history controls.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible YES BANK account/payment route with enough available funds or limit; bill-payment registration does not alter the underlying product's balance/credit rules.
Best fitYES BANK customers who want registered-biller alerts and AutoPay through YES ONLINE while keeping one-time Quick Pay available for supported billers.
View research
Product system

Bank transaction-limit profile

1 profile
YES BANKBank transaction-limit profile

YES BANK Transaction Limits

A normalized YES BANK limit profile covering current IMPS/UPI values, customer-set Internet/Mobile controls, product-specific debit-card maxima and live-source conflicts.

First-party checked9 bank sourcesReviewed September 10, 2026
Balance ruleYES BANK limits are customer-, product-, channel- and card-specific; YES FIRST/Premia/Prosperity/Digital account limits cannot be generalized bankwide.
Best fitYES BANK customers who need to distinguish current rail-specific limits from older live YES ONLINE documentation and card/account-specific controls.
View research
Product system

Bank transfer service

1 profile
YES BANKBank transfer service

YES BANK Transfers — NEFT, RTGS & IMPS

YES BANK's transfer profile uses YES ONLINE's current rail-specific rules: NEFT and IMPS have no minimum, RTGS starts at ₹2 lakh, IMPS has a ₹2 lakh per-transaction cap and daily usage is constrained by the lower customer-set or bank-enforced limit.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible YES BANK account with YES ONLINE/Mobile/branch transaction access, sufficient available funds and a daily transaction limit. The lower of the customer-set and bank-enforced daily limit governs where stated.
Best fitYES BANK customers who want bank-enforced and self-set daily controls kept distinct from rail per-transaction rules and account-specific fee schedules.
View research
Product system

UPI payment service

1 profile
YES BANKUPI payment service

YES BANK UPI — YES Pay Next

YES BANK UPI profile centered on YES Pay Next with current first-day/device cooling, daily transaction controls, complaint handling and separate UPI Lite/AutoPay/card-funded payment capabilities.

First-party checked7 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible linked account for account-funded UPI. Any eligible RuPay credit-card funding through UPI is a separate card relationship rather than a substitute for the savings/current-account balance.
Best fitYES BANK customers using YES Pay Next who want the registration/device cooling state and app-level payment controls visible before relying on the ordinary daily UPI limit.
View research
Credit-card system

6 published card profiles linked to this institution.

Card research remains issuer-specific. This institution page provides direct entry points without flattening fees, rewards, lounge access or forex treatment.

1No-standard-fee
3Premium
5Travel / airline
3Low-forex tagged
Credit-card research

YES BANK ACE Credit Card

₹499 + applicable GST

Reviewed September 9, 2026
Credit-card research

YES BANK SELECT Credit Card

₹599 + applicable GST

Reviewed September 9, 2026
Credit-card research

YES BANK ELITE+ Credit Card

₹999 + applicable GST

Reviewed September 9, 2026
Credit-card research

YES BANK RESERV Credit Card

₹2,499 + applicable GST

Reviewed September 9, 2026
Credit-card research

YES BANK MARQUEE Credit Card

₹4,999 + applicable GST

Reviewed September 9, 2026
Credit-card research

YES BANK UNI Credit Card

₹499 + applicable GST for the standard UNI Credit Card; the separate UNI RuPay variant is listed lifetime-free

Reviewed September 9, 2026
Rewards Credit Cards5Online Shopping Credit Cards5Travel Credit Cards5Airport Lounge Credit Cards4Premium Credit Cards3Low Forex Markup Credit Cards3
Open the full YES BANK issuer dossier →
Verified relationship graph

Only institution-documented product relationships appear here.

Same-bank placement never creates an inferred relationship. Every edge keeps its own wording, review date and first-party evidence.

Explore the full verified relationship graph →
Maintained product comparisons

Side-by-side research only where a substantive pair is maintained.

Costs, relationship requirements, benefits, limits, eligibility and source state remain separate for each product.

Browse the complete banking comparison library →
Research activity

Recent review and material-change chronology.

Recent activity describes maintenance work. It is not a product-quality signal.

Institution-level research

Compare banking ecosystems without manufacturing a universal winner.

Bank-vs-bank routes summarize existing research and link back to exact product-level evidence.

YES BANKvsIndusInd BankCompare →
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Official evidence & accountability

Research here. Transact from the institution's current live terms.

Each published product keeps its own review date and first-party sources. Institution-level evidence never replaces product-level terms.

Official institution

YES BANK

www.yes.bank.in

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Institution source reviewed

September 9, 2026

See current maintenance state across published records.

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Research standards

Methodology

Source hierarchy, conflicts, freshness and publication safeguards.

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Research accountability

Corrections

Report evidence-backed errors through the public correction route.

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