Kotak 811 Infinity Metal Debit Card
A premium Kotak 811 debit card with high domestic limits, quarterly lounge access and an annual-fee waiver tied to membership in the 811 Super savings programme.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: November 10, 2026.
Card cost, linked account, limits and usable benefits come as one package.
The debit-card proposition depends on the account relationship and the exact ATM, POS, international or lounge conditions attached to this variant.
Debit card evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Current lounge access conditions
Status: Active · Reviewed September 11, 2026. Lounge access is an effective-dated relationship, not a permanent property of the card.
- The four-visit allowance is capped at one domestic visit per quarter, so unused quarterly capacity is not treated as a freely transferable annual pool.
- Do not infer international or railway access from the card's premium/metal positioning.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Kotak 811 customers who already want the 811 Super relationship and can justify a premium debit card through lounge, limits and merchant benefits.
- Current April/July 2026 811 documents supersede the older 2025 card terms for the researched headline and now state a 2% forex markup rather than a waiver.
- A separate live Kotak fees page still shows older ₹4,999/₹1,999/₹4,999 card pricing, so the fee mismatch is preserved and should be confirmed before card request.
- Four domestic lounge visits are capped at one per quarter; unused quarterly quota should not be treated as freely transferable.
Links the bank explicitly documents.
This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.
Kotak 811 Zero Balance Digital Savings Account
Kotak documents the 811 Infinity Metal Debit Card inside the 811 card programme and allows eligible new-to-bank customers to opt for it during account opening/offline KYC.
The Metal card is not included free with the base zero-balance account: issuance/annual charges apply unless separate 811 Super conditions are met, and issuance eligibility is restricted by current Kotak terms.Verify relationship at bank ↗Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.