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ICICI BankSavings account

ICICI Bank Select Banking Savings Account

A relationship-led ICICI Bank premium savings programme where eligibility can be met through qualifying balances, investments or salary credit and benefits can extend to family members.

First-party evidencePublished researchReviewed September 9, 2026Active
Open primary bank source ↗Bank dossierCompare alternatives
Balance / relationshipSelect eligibility can be met through several relationship routes. The reviewed page explicitly includes ₹1 lakh net monthly salary credit as one qualifying route; balance/investment routes are also available.
Cost / chargesProgramme and account service charges depend on the current Select Banking tariff. If programme eligibility is not met, the reviewed page states a ₹15,000 monthly average balance applies to the Savings Account to avoid non-maintenance charges.
Limits / allowancesDebit-card, ATM and payment limits depend on the linked Select card and current service schedule.
Ongoing relationship ruleProgramme-level ICICI relationship; family banking can aggregate qualifying relationships under current rules.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

1 first-party source
Last checkedSeptember 9, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: January 7, 2027.

Critical decision facts

Start with the ongoing account relationship, then price the access layer.

Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.

01 · Balance / relationshipSelect eligibility can be met through several relationship routes. The reviewed page explicitly includes ₹1 lakh net monthly salary credit as one qualifying route; balance/investment routes are also available.
02 · Cost / chargesProgramme and account service charges depend on the current Select Banking tariff. If programme eligibility is not met, the reviewed page states a ₹15,000 monthly average balance applies to the Savings Account to avoid non-maintenance charges.
03 · Limits / allowancesDebit-card, ATM and payment limits depend on the linked Select card and current service schedule.
04 · Ongoing relationship ruleProgramme-level ICICI relationship; family banking can aggregate qualifying relationships under current rules.
Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Cost / chargesProgramme and account service charges depend on the current Select Banking tariff. If programme eligibility is not met, the reviewed page states a ₹15,000 monthly average balance applies to the Savings Account to avoid non-maintenance charges.
Balance / relationshipSelect eligibility can be met through several relationship routes. The reviewed page explicitly includes ₹1 lakh net monthly salary credit as one qualifying route; balance/investment routes are also available.
Core benefitsFamily Banking, premium relationship privileges and access to Select-linked debit-card, savings and investment services.
Limits / allowancesDebit-card, ATM and payment limits depend on the linked Select card and current service schedule.
EligibilityMeet at least one current Select Banking programme criterion and ICICI Bank KYC/account-opening requirements.
Ongoing relationship ruleProgramme-level ICICI relationship; family banking can aggregate qualifying relationships under current rules.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

Customers who already maintain a meaningful ICICI relationship or receive a qualifying salary credit and want premium relationship banking rather than a basic standalone account.

Verify before relying
  • Select Banking is a relationship programme, so eligibility should not be reduced to one balance number.
  • Failure to meet programme criteria can change the applicable savings-account balance requirement.
  • Debit-card and lifestyle privileges can have separate terms and spend conditions.
Verified product relationships

Links the bank explicitly documents.

This section is narrower than the same-bank map below. Every relationship shown here has its own first-party evidence; products merely sharing a bank are not treated as linked.

Select-linked Platinum debit card

ICICI Bank Platinum Debit Card

ICICI Bank's current Platinum Debit Card terms explicitly define lounge eligibility for customers enrolled in the Select Banking Programme with qualifying Savings Accounts.

The source proves a Select-programme relationship to the Platinum Debit Card benefits, but it does not say every Select customer is automatically issued Platinum; card issuance remains bank-controlled.Verify relationship at bank ↗
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

Browse banking comparisons
First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

01
Primary product / service sourcewww.icici.bank.in
Open source ↗
Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.