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ICICI Bank

Research ICICI Bank across published cards, accounts, deposits, digital payments, everyday-banking controls and business-banking services, with dated first-party evidence and product-level review dates.

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31Banking profiles
9Credit cards
9Verified relationships
0Reviews due
Research systems

Start with the banking system, then open the exact product.

Each system keeps its own evidence, review date and decision fields. Shared-bank context never substitutes for exact product terms.

01Credit cardsFees, rewards, lounge, forex and approval route9profiles02Debit cardsAccount linkage, charges, ATM/POS limits and access3profiles03Savings accountsBalance rule, charges, access and debit-card relationship6profiles04Salary accountsEmployer/salary conditions and what changes if salary stops1profile05Current accountsAQB/MAB, cash handling and business transaction pricing2profiles06Fixed depositsDated rates, tenure, customer category and liquidity5profiles07Recurring depositsMonthly instalment, contracted rate, tenure and missed-payment rules3profiles08Business bankingRoles, bulk payments, collections, merchant tools, cash management and integrations1profile09Merchant paymentsQR, POS, Soundbox, gateway acceptance, settlement, pricing and reconciliation1profile10International debit cardsInternational activation, overseas ATM/POS/e-commerce, forex/DCC, limits and support1profile
What this dossier does

Organizes published evidence, freshness, explicit product relationships and maintained comparisons for one institution.

What it does not do

It does not rank bank quality, predict approval, infer product bundling or claim complete coverage of the institution's live catalogue.

Exact banking research

31 published profiles with product-level evidence.

Search locally by product, fee, rate, balance, eligibility or benefit. Filtering never creates additional public URLs.

31 profilesPublished research only
Product system

Debit card

3 profiles
ICICI BankDebit card

ICICI Bank NRI Debit Card

ICICI Bank's NRI debit-card proposition for NRE/NRO savings relationships, with NRE-linked cards usable worldwide and NRO-linked cards restricted to India.

First-party checked3 bank sourcesReviewed September 9, 2026
Cost / feeDebit-card fees vary by the exact NRI card/programme and current ICICI schedule; review live issuance, annual, replacement, ATM and cross-border charges before use.
Best fitICICI NRI account holders who want one research endpoint that preserves the major NRE-versus-NRO usage-geography difference while checking their exact issued card variant for limits.
View research
ICICI BankDebit card

ICICI Bank Platinum Debit Card

A mainstream ICICI Bank debit card with a published ₹300 annual fee, reward points on eligible domestic/international spend and relatively high ATM limits.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹300 + GST annual fee and ₹300 + GST replacement fee on the reviewed product page.
Best fitICICI Bank customers who want a general-purpose debit card with published rewards and clear fee/limit disclosures.
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ICICI BankDebit card

ICICI Bank Wealth Management Debit Card

A relationship-led ICICI debit card with high domestic limits, reward points and up to two domestic lounge accesses per quarter under current spend or Wealth-program eligibility rules.

First-party checked2 bank sourcesReviewed September 9, 2026
Cost / fee₹300 + GST annual fee for applicable new accounts under the reviewed page; ₹300 + GST replacement fee.
Best fitICICI Wealth Management customers who value high domestic transaction limits and can naturally satisfy the lounge qualification rules.
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Product system

Savings account

6 profiles
ICICI BankSavings account

ICICI Bank Basic Savings Bank Deposit Account

ICICI Bank's statutory BSBDA/PMJDY basic savings proposition with zero-balance treatment and a complimentary personalised RuPay debit card.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance ruleNo minimum balance requirement under the reviewed BSBDA proposition.
Best fitResident adults seeking essential ICICI banking without a minimum-balance requirement and who accept BSBDA ownership restrictions.
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ICICI BankSavings account

ICICI Bank NRE Savings Account

ICICI Bank's NRE savings state for overseas income, with fully repatriable principal/interest, current ₹15,000 NRI Savings MAB and an NRI debit-card relationship that can be enabled for worldwide use.

First-party checked4 bank sourcesReviewed September 9, 2026
Balance rule₹15,000 monthly average balance under the reviewed current NRI Savings page/terms, maintained under the same customer ID.
Best fitNRIs who want to remit overseas savings into INR, retain broad repatriability and use ICICI's NRI debit-card/digital-banking ecosystem.
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ICICI BankSavings account

ICICI Bank NRO Savings Account

ICICI Bank's NRO savings state for Indian-source income, with current ₹15,000 NRI Savings MAB, Indian tax treatment and an NRI debit card restricted to domestic use when linked to NRO.

First-party checked5 bank sourcesReviewed September 9, 2026
Balance rule₹15,000 monthly average balance under the reviewed current NRI Savings page/terms, maintained under the same customer ID.
Best fitNRIs managing rent, pension, dividends, Indian salary or other Indian receipts who want ICICI digital access and understand the NRO remittance/documentation framework.
View research
ICICI BankSavings account

ICICI Bank Savings Account (new accounts from Aug 2025)

ICICI Bank's current mainstream savings proposition for newly opened accounts, with location-based monthly average balance requirements and programme-based exemptions.

First-party checked2 bank sourcesReviewed September 10, 2026
Balance ruleFor new accounts opened from 1 August 2025: ₹15,000 MAB in metro/urban, ₹7,500 in semi-urban and ₹2,500 in rural locations, subject to listed exemptions.
Best fitNew ICICI Bank savings customers who can maintain the applicable location-based balance or qualify for an exempt relationship programme.
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ICICI BankSavings account

ICICI Bank Select Banking Savings Account

A relationship-led ICICI Bank premium savings programme where eligibility can be met through qualifying balances, investments or salary credit and benefits can extend to family members.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleSelect eligibility can be met through several relationship routes. The reviewed page explicitly includes ₹1 lakh net monthly salary credit as one qualifying route; balance/investment routes are also available.
Best fitCustomers who already maintain a meaningful ICICI relationship or receive a qualifying salary credit and want premium relationship banking rather than a basic standalone account.
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ICICI BankSavings account

ICICI Bank Wealth Management Savings Account

ICICI Bank's Wealth Management savings relationship for customers meeting high relationship-value or deposit/balance thresholds, with dedicated relationship support and Wealth Management debit-card access.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance ruleProgramme eligibility can be met by relationship value of ₹50 lakh or deposits + account balance of ₹10 lakh; the reviewed page also lists ₹3 lakh net monthly salary credit as a qualifying salary route.
Best fitCustomers who already maintain a large ICICI relationship and can use dedicated relationship management, family banking and premium debit-card privileges.
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Product system

Salary account

1 profile
ICICI BankSalary account

ICICI Bank Regular Salary Account

A no-minimum-balance ICICI salary account with a Titanium/Platinum Debit Card, online transfer fee waivers and ICICI ATM access.

First-party checked1 bank sourceReviewed September 9, 2026
Balance ruleNo minimum balance requirement under the reviewed account proposition.
Best fitSalaried customers whose employer relationship supports ICICI's Regular Salary Account and who value straightforward zero-balance banking.
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Product system

Current account

2 profiles
ICICI BankCurrent account

ICICI Bank Current Account

ICICI Bank's mainstream business current-account proposition with a ₹50,000 quarterly average balance requirement and an integrated stack for collections, payments, merchant services, trade and digital business banking.

First-party checked2 bank sourcesReviewed September 9, 2026
Balance / account costReviewed product page states a ₹50,000 Quarterly Average Balance requirement; detailed service and non-maintenance charges follow the current business current-account schedule.
Best fitBusinesses that can maintain ₹50,000 QAB and value an integrated current account with InstaBIZ, Corporate Net Banking, merchant collections and trade/payment capabilities.
View research
ICICI BankCurrent account

ICICI Bank Select Banking for Business

A relationship-led ICICI business current-account programme combining current-account operations, trade tools and premium business servicing with multiple qualification routes.

First-party checked3 bank sourcesReviewed September 9, 2026
Balance / account costProgramme eligibility can be met through ₹25 lakh relationship value, ₹2 lakh deposits plus account balance, or $25,000 monthly trade transactions; reviewed terms state a ₹50,000 QAB/non-maintenance reference when programme maintenance criteria are not met.
Best fitEstablished businesses that can meet relationship-value, deposit/balance or trade-volume thresholds and want integrated trade and digital-business banking rather than only a basic transaction account.
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Product system

Fixed deposit

5 profiles
ICICI BankFixed deposit

ICICI Bank FCNR(B) Fixed Deposit

ICICI Bank's FCNR(B) deposit keeps NRI funds in five supported foreign currencies with tax-free Indian interest and full repatriability.

First-party checked2 bank sourcesReviewed September 10, 2026
Current rate evidenceThe applicable interest rate is fixed at booking and varies by currency and tenure; ICICI directs customers to its dated FCNR(B) rate schedule rather than one universal headline rate.
Best fitNRIs/PIOs/OCIs who want to keep foreign earnings in the same currency rather than convert into INR before placing a term deposit.
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ICICI BankFixed deposit

ICICI Bank Fixed Deposit

ICICI Bank's retail fixed-deposit proposition with a first-party rate table effective 18 June 2026, tenure-based senior-citizen premiums and callable/premature-withdrawal treatment.

First-party checked1 bank sourceReviewed September 9, 2026
Current rate evidenceThe reviewed retail table effective 18 June 2026 reaches 6.50% p.a. for general customers and 7.10% p.a. for senior citizens in the applicable below-₹3-crore tenure bands.
Best fitSavers who want a large private-bank FD and prefer comparing current effective yields and tenure-specific rates immediately before booking.
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ICICI BankFixed deposit

ICICI Bank NRE Fixed Deposit

ICICI Bank's callable NRE fixed deposit for overseas NRI funds, with a 1-year minimum tenure, tax-free Indian interest and full repatriability.

First-party checked3 bank sourcesReviewed September 10, 2026
Current rate evidenceICICI’s reviewed callable retail schedule effective 18 June 2026 reaches 6.50% in the 3-year-1-day to 10-year bands below ₹3 crore; senior-citizen additions do not apply to NRI deposits.
Best fitNRIs/PIOs/OCIs who want an INR fixed return on eligible overseas funds with full NRE repatriability.
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ICICI BankFixed deposit

ICICI Bank NRO Fixed Deposit

ICICI Bank's callable NRO fixed deposit for Indian-source NRI balances, with short-tenure availability, taxable interest and conditional principal repatriation.

First-party checked3 bank sourcesReviewed September 10, 2026
Current rate evidenceICICI’s reviewed callable retail FD schedule effective 18 June 2026 applies to NRO deposits; the current NRI product page separates NRO taxation from NRE tax-free treatment.
Best fitNRIs/PIOs/OCIs who want to lock Indian-source rupee funds while keeping NRO-compliant outward-remittance treatment.
View research
ICICI BankFixed deposit

ICICI Bank Tax Saver Fixed Deposit

ICICI Bank’s fixed five-year Tax Saver FD for individuals/HUFs, with ₹10,000 minimum, ₹1.5 lakh per-PAN aggregate cap, cumulative or regular payout choices and no normal premature closure.

First-party checked3 bank sourcesReviewed September 10, 2026
Current rate evidenceICICI Bank’s current FD schedule effective 4 September 2026 places the 3-years-1-day-to-5-years bucket at 6.50% p.a. general and 7.10% p.a. senior citizen; the Tax Saver FD is fixed at exactly five years.
Best fitEligible ICICI Bank customers who want a current five-year locked deposit with clear online opening and maturity rules and can accept taxable interest.
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Product system

Recurring deposit

3 profiles
ICICI BankRecurring deposit

ICICI Bank NRE Recurring Deposit

ICICI Bank’s NRE recurring deposit is a monthly NRI savings product funded from an active NRE relationship, with tax-exempt interest and full repatriability.

First-party checked1 bank sourceReviewed September 10, 2026
Current rate evidenceThe current NRI RD page publishes no single durable headline rate in the captured product evidence; the contracted rate is the live NRI RD rate at booking and interest compounds quarterly.
Best fitICICI NRE customers who want a fixed monthly saving plan for overseas earnings over a 1-to-10-year horizon.
View research
ICICI BankRecurring deposit

ICICI Bank NRO Recurring Deposit

ICICI Bank’s NRO recurring deposit is a systematic monthly deposit for India-based NRI income, with taxable interest and NRO repatriation treatment.

First-party checked1 bank sourceReviewed September 10, 2026
Current rate evidenceThe current NRI RD page leaves the exact numeric rate to the live rate resource; interest compounds quarterly and NRO interest is subject to TDS under applicable law.
Best fitICICI NRO customers who want a fixed monthly saving plan beginning from a six-month tenure.
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ICICI BankRecurring deposit

ICICI Bank Recurring Deposit

ICICI Bank's RD offers 6-month to 10-year tenures with a rate fixed at opening, quarterly interest calculation and an explicit missed-instalment penalty.

First-party checked3 bank sourcesReviewed September 9, 2026
Current rate evidenceRates effective 29 December 2025 run from 4.50% to 6.50% p.a. for general customers and from 5.00% to 7.10% p.a. for senior citizens across the published tenure bands.
Best fitICICI customers who want a fixed monthly commitment and value knowing the contracted rate will not change during the RD tenure.
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Product system

ATM & cash service

1 profile
ICICI BankATM & cash service

ICICI Bank ATM & Cash Services

ICICI Bank's ATM and cash-service profile covering own-bank and interchange allowances, CRM/cardless cash functions, account-schedule cash handling and failed-ATM complaint/reversal rules.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible ICICI account/debit card for card-based ATM use; CRM, cardless and branch cash services remain governed by the linked account and current service-charge schedule.
Best fitICICI customers who want the current ATM free-count and post-free pricing while keeping ATM, cardless withdrawal and branch/CRM cash-service rules attached to the right account schedule.
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Product system

Bank fee profile

1 profile
ICICI BankBank fee profile

ICICI Bank Banking Fees & Charges

A dated ICICI Bank retail-fee profile linking the mainstream Savings balance schedule with ATM, debit-card, transfer, bill-payment and basic-account exceptions while treating notice-board revisions as refresh triggers.

First-party checked7 bank sourcesReviewed September 10, 2026
Balance ruleFor new mainstream Savings accounts from 1 August 2025, the reviewed product structure is ₹15,000 MAB metro/urban, ₹7,500 semi-urban and ₹2,500 rural. Select/Wealth, Salary, Basic and NRI relationships have separate conditions.
Best fitICICI customers who need to identify whether a fee comes from the Savings account, card, ATM network, transfer rail or relationship programme before comparing banks.
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Product system

Bill payment service

1 profile
ICICI BankBill payment service

ICICI Bank Bill Payments & Bharat Connect

ICICI Bank's customer bill-payment service across Internet Banking and iMobile, with 21,000+ billers, bill fetch/registration, reminders, AutoPay, downloadable receipts, status/history and explicit failed-payment handling.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance rulePayments can use an eligible ICICI Bank Savings Account or Credit Card according to current customer pages; available balance/credit and product controls remain applicable.
Best fitICICI customers who want broad biller discovery, automatic reminders/AutoPay and unusually explicit status/history/refund guidance.
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Product system

Business banking service

1 profile
ICICI BankBusiness banking service

ICICI Bank Business Banking — InstaBIZ & Corporate Net Banking

ICICI Bank's business digital stack combining InstaBIZ, Corporate Net Banking and integrated payment/collection tools with maker-checker approvals, bulk payments, merchant services and API/ERP connectivity.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleExisting ICICI Current Account customers can transact through InstaBIZ/CNB; guest/non-ICICI users can access selected onboarding and merchant services but do not receive the same account-funded corporate banking rights.
Best fitBusinesses that need mobile and web corporate banking with role-based approvals, vendor/salary bulk payments, merchant collections, reconciliation and trade/tax tools.
View research
Product system

Digital banking service

1 profile
ICICI BankDigital banking service

ICICI Bank Digital Banking — iMobile & Net Banking

ICICI Bank's combined retail digital-banking profile covering iMobile and Net Banking, with registered-mobile activation, configurable transaction limits, fund transfers, card controls and broad account/service management.

First-party checked5 bank sourcesReviewed September 10, 2026
Balance ruleRequires the relevant ICICI Bank account/card relationship and registered credentials; channel access does not change product-level balance requirements.
Best fitICICI customers who want a feature-rich mobile app plus browser banking, especially users who actively manage transfers, cards, deposits and service requests digitally.
View research
Product system

International banking service

1 profile
ICICI BankInternational banking service

ICICI Bank International Debit Card & Overseas ATM Banking

ICICI Bank international debit-card profile covering default-off international activation, overseas ATM charges, 3.5% foreign-currency markup and a live first-party DCC conflict where the effective-dated charge schedule is newer than the travel-use page.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible linked ICICI Bank account, an active debit card and sufficient balance. International online/merchant functionality is an explicit card-control state and is not enabled merely by holding the account.
Best fitICICI Bank debit-card holders who need international usage switched on and want the bank's overseas ATM/forex charges plus the current DCC source conflict made explicit rather than silently choosing the more favourable page.
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Product system

Merchant payment service

1 profile
ICICI BankMerchant payment service

ICICI Bank Merchant Payments — UPI Collections, Sound Box & InstaBIZ

ICICI Bank merchant-collection profile covering UPI QR, Sound Box/NFC Sound Box, POS dashboards, InstaBIZ onboarding and merchant analytics, with settlement options, account eligibility and device/payment pricing kept product-specific.

First-party checked3 bank sourcesReviewed September 10, 2026
Balance ruleCurrent ICICI UPI Collections FAQs state that an ICICI Bank Current Account is required for UPI QR or Sound Box so collections can settle to the business account.
Best fitICICI business customers that want current-account-linked QR/Sound Box collections, instant confirmations, merchant dashboards, multi-counter reporting and app-led servicing.
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Product system

Forex & prepaid travel card

1 profile
ICICI BankForex & prepaid travel card

ICICI Bank Multi-Currency Forex Prepaid Card

ICICI Bank's multi-currency Forex Prepaid Card with up to 15 wallets, digital purchase/reload and management, same-currency POS/e-commerce at nil transaction fee, currency-wise ATM charges and explicit cross-currency/wallet-transfer pricing.

First-party checked4 bank sourcesReviewed September 10, 2026
Balance rulePrepaid foreign-currency wallets—up to 15 on the current multi-currency proposition—rather than a direct savings-account debit. Non-ICICI customers can also obtain/manage a card through the dedicated forex-card journey.
Best fitTravellers who want a digitally manageable 15-currency prepaid card and need current cross-currency, wallet-transfer and overseas ATM economics stated separately.
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Product system

Bank transaction-limit profile

1 profile
ICICI BankBank transaction-limit profile

ICICI Bank Transaction Limits

A normalized ICICI Bank limit profile covering iMobile/Net Banking aggregates, segment-based payee limits, IMPS/NEFT/RTGS bands, Wealth Debit and cardless cash.

First-party checked5 bank sourcesReviewed September 10, 2026
Balance ruleLimits apply only to the exact eligible account, card, customer segment and digital channel named by the source; a bank relationship does not make every listed ceiling available.
Best fitICICI customers who need segment, time-window and channel context before relying on a published transaction maximum.
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Product system

Bank transfer service

1 profile
ICICI BankBank transfer service

ICICI Bank Transfers — NEFT, RTGS & IMPS

ICICI Bank's NEFT/RTGS/IMPS profile preserving segment-sensitive NEFT/RTGS limits, different iMobile versus Retail Net Banking ceilings and customer-category first-24-hour payee limits.

First-party checked6 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible ICICI Bank account and available transfer limit; account/segment status can materially change NEFT/RTGS ceilings and first-day payee limits.
Best fitICICI customers who need high-value digital transfers and want the segment/time-window rules kept separate from iMobile's ₹20 lakh daily transfer ceiling and Net Banking's default ₹10 lakh limit.
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Product system

UPI payment service

1 profile
ICICI BankUPI payment service

ICICI Bank UPI — iMobile

ICICI Bank iMobile UPI profile with current UPI Lite limits and auto top-up, NRI international-mobile support and explicit separation between ordinary UPI, Lite and recurring/collect use cases.

First-party checked8 bank sourcesReviewed September 10, 2026
Balance ruleRequires an eligible linked bank account for account-funded UPI. UPI Lite is loaded from the linked savings account and cannot be topped up using a debit or credit card under the current ICICI FAQ.
Best fitICICI Bank customers who want iMobile UPI with a particularly well-documented UPI Lite implementation and need NRI/mobile-registration conditions kept distinct from resident assumptions.
View research
Credit-card system

9 published card profiles linked to this institution.

Card research remains issuer-specific. This institution page provides direct entry points without flattening fees, rewards, lounge access or forex treatment.

2No-standard-fee
4Premium
5Travel / airline
4Low-forex tagged
Credit-card research

Amazon Pay ICICI Bank Credit Card

Nil

Reviewed September 11, 2026
Credit-card research

ICICI Bank Platinum Chip Credit Card

Nil

Reviewed September 11, 2026
Credit-card research

ICICI Bank Coral Credit Card

₹500 + GST

Reviewed September 11, 2026
Credit-card research

ICICI Bank Rubyx Credit Card

₹2,000 + GST

Reviewed September 11, 2026
Credit-card research

ICICI Bank Sapphiro Credit Card

₹3,500 + GST

Reviewed September 11, 2026
Credit-card research

ICICI Bank HPCL Super Saver Credit Card

₹500 + GST

Reviewed September 11, 2026
Rewards Credit Cards8Airport Lounge Credit Cards7Travel Credit Cards5Lifestyle Credit Cards5Low Forex Markup Credit Cards4Entertainment Credit Cards4
Open the full ICICI Bank issuer dossier →
Verified relationship graph

Only institution-documented product relationships appear here.

Same-bank placement never creates an inferred relationship. Every edge keeps its own wording, review date and first-party evidence.

Explore the full verified relationship graph →
Maintained product comparisons

Side-by-side research only where a substantive pair is maintained.

Costs, relationship requirements, benefits, limits, eligibility and source state remain separate for each product.

Browse the complete banking comparison library →
Research activity

Recent review and material-change chronology.

Recent activity describes maintenance work. It is not a product-quality signal.

Institution-level research

Compare banking ecosystems without manufacturing a universal winner.

Bank-vs-bank routes summarize existing research and link back to exact product-level evidence.

ICICI BankvsState Bank of IndiaCompare →ICICI BankvsHDFC BankCompare →ICICI BankvsAxis BankCompare →ICICI BankvsKotak Mahindra BankCompare →
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Official evidence & accountability

Research here. Transact from the institution's current live terms.

Each published product keeps its own review date and first-party sources. Institution-level evidence never replaces product-level terms.

Official institution

ICICI Bank

www.icici.bank.in

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Institution source reviewed

September 9, 2026

See current maintenance state across published records.

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Research standards

Methodology

Source hierarchy, conflicts, freshness and publication safeguards.

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Research accountability

Corrections

Report evidence-backed errors through the public correction route.

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