ICICI Bank NRO Fixed Deposit
ICICI Bank's callable NRO fixed deposit for Indian-source NRI balances, with short-tenure availability, taxable interest and conditional principal repatriation.
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
Recorded source review date, not a claim that the product changed that day.
Target recheck: October 10, 2026.
Rate, tenure, liquidity and booking conditions belong together.
A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.
Fixed deposit evidence stays in its own structure.
Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.
Rate anchors you can compare without reading a headline maximum.
Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.
| Tenure | General | Eligible senior |
|---|---|---|
| 3 years | 6.45% | — |
| 4 years | 6.50% | — |
| 6 years | 6.50% | — |
Rate basis: ICICI callable retail FD schedule effective 18 June 2026; NRO tax/repatriation rules remain separate. · Effective/reference date: June 18, 2026
Dated deposit-rate snapshots.
Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.
ICICI callable retail FD schedule effective 18 June 2026; NRO tax/repatriation rules remain separate.
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
NRIs/PIOs/OCIs who want to lock Indian-source rupee funds while keeping NRO-compliant outward-remittance treatment.
- The bank’s NRI FAQ has some generic tenure wording; the current product page specifically states NRO starts from 7 days, so the product page controls here.
- Interest is taxable in India.
- Treaty relief and documentation can change withholding but not the underlying NRO account state.
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.