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ICICI BankFixed deposit

ICICI Bank NRE Fixed Deposit

ICICI Bank's callable NRE fixed deposit for overseas NRI funds, with a 1-year minimum tenure, tax-free Indian interest and full repatriability.

First-party evidencePublished researchReviewed September 10, 2026Active
Current rate evidenceICICI’s reviewed callable retail schedule effective 18 June 2026 reaches 6.50% in the 3-year-1-day to 10-year bands below ₹3 crore; senior-citizen additions do not apply to NRI deposits.
Currency / amount / tenureMinimum deposit is ₹25,000 for callable NRE/NRO fixed deposits; NRE tenure starts at 1 year and can extend to 10 years.
Premature withdrawal / liquidityNo interest is paid on NRE deposits withdrawn before 1 year. Callable premature withdrawal after the minimum period is subject to ICICI’s current tenure-based penalty schedule.
Deposit-state / funding ruleFund source, NRE status and booking date determine the deposit treatment; the contracted rate is fixed for the selected tenure at booking.
Research processPublished by littleden.blog

Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.

3 first-party sources
Last checkedSeptember 10, 2026

Recorded source review date, not a claim that the product changed that day.

Maintenance stateWithin scheduled review window

Target recheck: October 10, 2026.

Critical decision facts

Rate, tenure, liquidity and booking conditions belong together.

A headline deposit rate is incomplete without the dated schedule, tenure band, customer category and premature-withdrawal rules.

01 · Current rate evidenceICICI’s reviewed callable retail schedule effective 18 June 2026 reaches 6.50% in the 3-year-1-day to 10-year bands below ₹3 crore; senior-citizen additions do not apply to NRI deposits.
02 · Currency / amount / tenureMinimum deposit is ₹25,000 for callable NRE/NRO fixed deposits; NRE tenure starts at 1 year and can extend to 10 years.
03 · Premature withdrawal / liquidityNo interest is paid on NRE deposits withdrawn before 1 year. Callable premature withdrawal after the minimum period is subject to ICICI’s current tenure-based penalty schedule.
04 · Deposit-state / funding ruleFund source, NRE status and booking date determine the deposit treatment; the contracted rate is fixed for the selected tenure at booking.
Exact product-type evidence

Fixed deposit evidence stays in its own structure.

Specialist fields below remain source-scoped. Missing values stay missing; one banking product type is never used to manufacture facts for another.

Comparable tenure points

Rate anchors you can compare without reading a headline maximum.

Only tenure points directly represented by the reviewed bank schedule are stored. We do not interpolate a rate between published bands.

Research matrix: Tenure; General; Eligible senior
TenureGeneralEligible senior
3 years6.45%
4 years6.50%
6 years6.50%

Rate basis: ICICI callable retail FD schedule effective 18 June 2026, applied to NRI deposits without resident senior additions. · Effective/reference date: June 18, 2026

Rate history

Dated deposit-rate snapshots.

Effective-date evidence is preserved instead of silently replacing an older rate when a bank reprices new deposits.

Observed September 12, 2026
Callable NRE/NRO retail schedule below ₹3Cr effective 18 Jun 2026; reviewed 3–10 year general rate 6.50% in applicable bands.

ICICI callable retail FD schedule effective 18 June 2026, applied to NRI deposits without resident senior additions.

Maintained terms

Fees, balances, benefits, limits and eligibility without a single-score shortcut.

These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.

Current rate evidenceICICI’s reviewed callable retail schedule effective 18 June 2026 reaches 6.50% in the 3-year-1-day to 10-year bands below ₹3 crore; senior-citizen additions do not apply to NRI deposits.
Currency / amount / tenureMinimum deposit is ₹25,000 for callable NRE/NRO fixed deposits; NRE tenure starts at 1 year and can extend to 10 years.
Tax / repatriation / payoutInterest is tax-free in India under NRE treatment; principal and interest are fully repatriable; monthly, quarterly or maturity payouts and eligible overdraft facilities are available.
Premature withdrawal / liquidityNo interest is paid on NRE deposits withdrawn before 1 year. Callable premature withdrawal after the minimum period is subject to ICICI’s current tenure-based penalty schedule.
NRI / PIO / OCI eligibilityEligible NRIs, PIOs and OCIs under ICICI Bank NRI deposit/KYC rules.
Deposit-state / funding ruleFund source, NRE status and booking date determine the deposit treatment; the contracted rate is fixed for the selected tenure at booking.
Fit & cautions

Who this record appears designed for—and what can break the fit.

Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.

Potential fit

NRIs/PIOs/OCIs who want an INR fixed return on eligible overseas funds with full NRE repatriability.

Verify before relying
  • NRI deposits do not receive the resident senior-citizen rate addition.
  • Premature withdrawal can reduce the realised rate.
  • NRE tax treatment applies only while the deposit/account remains eligible under current law.
Maintained comparisons

Compare this product only where the pair is deliberately maintained.

Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.

First-party source ledger

Complete evidence set for this maintained profile.

Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.

Current-use rule

When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.

Research boundary

This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.