State Bank of IndiaSavings account
SBI Pehli Udaan Minor Savings Account
SBI's self-operated minor savings proposition for minors above 10 who can sign uniformly, with limited internet banking and a Photo ATM-cum-Debit Card.
First-party evidencePublished researchReviewed September 11, 2026Active
Balance / relationshipMaximum balance ₹10 lakh in the minor's Savings Account and ₹20 lakh aggregate deposit on the minor CIF under the current Pehli Udaan dispensation.
Cost / chargesSBI's current deposit policy says non-maintenance charges for average balance are presently waived across Savings Bank Accounts; other service and card rules remain product-specific.
Limits / allowancesCurrent SBI policy sets a ₹5,000 per-day limit for the listed internet-banking transactions and separately prohibits overdraft/loan facilities to minors under its general minor-account rules.
Ongoing relationship rulePehli Udaan is singly operated by the eligible minor. The bank names only a generic Photo ATM-cum-Debit Card, so the engine records card access without manufacturing a named-card edge.
Research processPublished by littleden.blog
Structured from first-party bank/issuer evidence. This page does not claim personal hands-on product use unless that experience is explicitly stated.
3 first-party sources
Last checkedSeptember 11, 2026
Recorded source review date, not a claim that the product changed that day.
Maintenance stateWithin scheduled review window
Target recheck: January 9, 2027.
Critical decision facts
Start with the ongoing account relationship, then price the access layer.
Balance or salary conditions, charges, allowances and downgrade rules can matter more than a promotional benefit.
Maintained terms
Fees, balances, benefits, limits and eligibility without a single-score shortcut.
These six fields are the cross-product layer. The specialist section above controls whenever a type-specific field is more precise.
Cost / chargesSBI's current deposit policy says non-maintenance charges for average balance are presently waived across Savings Bank Accounts; other service and card rules remain product-specific.
Balance / relationshipMaximum balance ₹10 lakh in the minor's Savings Account and ₹20 lakh aggregate deposit on the minor CIF under the current Pehli Udaan dispensation.
Core benefitsSole-name/self operation, enquiry rights plus limited internet-banking transactions and a Photo ATM-cum-Debit Card.
Limits / allowancesCurrent SBI policy sets a ₹5,000 per-day limit for the listed internet-banking transactions and separately prohibits overdraft/loan facilities to minors under its general minor-account rules.
EligibilityMinors above 10 years who can sign uniformly; current SBI policy applies individual KYC to independently operated minor accounts.
Ongoing relationship rulePehli Udaan is singly operated by the eligible minor. The bank names only a generic Photo ATM-cum-Debit Card, so the engine records card access without manufacturing a named-card edge.
Fit & cautions
Who this record appears designed for—and what can break the fit.
Best-fit wording summarizes the published proposition. It is not individualized financial advice or an approval prediction.
Children above 10 who meet SBI's signature/KYC conditions and are ready for a self-operated savings account with deliberately limited digital transaction rights.
- Being self-operated does not give the same limits or facilities as an unrestricted adult account.
- The ₹5,000 internet-banking limit and minor deposit ceilings remain decision-relevant.
- At majority, SBI requires confirmation of balance, fresh signature/photo and PAN/Form 60 or related majority proof before normal debits continue.
Maintained comparisons
Compare this product only where the pair is deliberately maintained.
Both sides keep independent review dates, exact conditions and first-party evidence. No winner score is generated.
Decision checks
Balance / relationshipCore benefitsLimits / allowances
Decision checks
Cost / chargesBalance / relationshipCore benefits
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Cost / chargesBalance / relationshipCore benefits
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Cost / chargesBalance / relationshipCore benefits
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Cost / chargesBalance / relationshipCore benefits
Decision checks
Cost / chargesBalance / relationshipCore benefits
First-party source ledger
Complete evidence set for this maintained profile.
Each source remains independent. A product page, tariff, KFS/MITC, rate schedule or programme document is not silently treated as interchangeable evidence.
01
Primary product / service sourcesbi.bank.in
Open source ↗02Additional first-party evidencesbi.co.in
Open source ↗03Additional first-party evidencesbi.co.in
Open source ↗Current-use rule
When the bank changes a term after the recorded review, the current agreement, tariff, KFS/MITC or effective rate table controls.
Research boundary
This page organizes dated public evidence; it does not guarantee eligibility, availability, approval, service quality or future pricing.