Compare SBI Pehli Udaan Minor Savings Account and Axis Bank Future Stars Savings Account using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.
Compare the two source-backed records without collapsing unlike conditions into a winner score.
Children above 10 who meet SBI's signature/KYC conditions and are ready for a self-operated savings account with deliberately limited digital transaction rights.
Families wanting a clearly documented transition from guardian operation to self-operation and a named debit card with low child-specific limits.
littleden.blog · Comparison research sheet
Prepared 14 Sep 2026 · Source page: https://littleden.blog/compare-banking/sbi-pehli-udaan-minor-savings-account-vs-axis-future-stars-savings-account/
General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.
Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.
Source review: September 11, 2026
Maintenance: Within the scheduled review window
3 attached sources. A review date is not a guarantee that terms have stayed unchanged.
Source review: September 9, 2026
Maintenance: Within the scheduled review window
2 attached sources. A review date is not a guarantee that terms have stayed unchanged.
The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.
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| Decision factor | SBI Pehli Udaan Minor Savings Account | Axis Bank Future Stars Savings Account |
|---|---|---|
| Cost / charges | SBI's current deposit policy says non-maintenance charges for average balance are presently waived across Savings Bank Accounts; other service and card rules remain product-specific. | Current product page lists Visa Platinum Debit Card issuance and annual charge of ₹200; account balance rules apply separately. |
| Balance / relationship | Maximum balance ₹10 lakh in the minor's Savings Account and ₹20 lakh aggregate deposit on the minor CIF under the current Pehli Udaan dispensation. | Current product page displays ₹2,500 minimum average balance and ₹3,000 initial funding in non-rural locations; it also advertises a no-AMB route when the stated ₹25,000 FD or ₹2,000 RD relationship is maintained. |
| Core benefits | Sole-name/self operation, enquiry rights plus limited internet-banking transactions and a Photo ATM-cum-Debit Card. | Internet/mobile banking, one free payable-at-par cheque book per year, personal-accident cover subject to card-use terms, personalisable Visa Platinum Debit Card and automatic family funding options. |
| Limits / allowances | Current SBI policy sets a ₹5,000 per-day limit for the listed internet-banking transactions and separately prohibits overdraft/loan facilities to minors under its general minor-account rules. | The Future Stars-linked Visa Platinum Debit Card is explicitly capped at ₹5,000 daily ATM withdrawal and ₹10,000 daily purchase limit. |
| Eligibility | Minors above 10 years who can sign uniformly; current SBI policy applies individual KYC to independently operated minor accounts. | Children below 18; below age 10 the account is guardian-operated, while children above 10 can open a self-operated account with guardian consent under the current product page. |
| Ongoing relationship rule | Pehli Udaan is singly operated by the eligible minor. The bank names only a generic Photo ATM-cum-Debit Card, so the engine records card access without manufacturing a named-card edge. | Axis explicitly identifies a Visa Platinum Debit Card for Future Stars and publishes child-specific limits and fees on the account page. |
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Reviewed September 11, 2026 · 3 attached first-party sources
Reviewed September 9, 2026 · 2 attached first-party sources