Compare statutory BSBDA, PMJDY/basic scheme accounts, relaxed-KYC Small Accounts and commercial zero-balance savings propositions using minimum-balance rules, opening funding, transaction caps, debit-card cost and eligibility instead of treating every “zero balance” account as equivalent.
Every profile keeps its bank relationship, conditions, cautions, verification date and first-party evidence separate.
23 profiles visible.
AU Small Finance Bank's statutory BSBDA with no average monthly balance, a RuPay Classic Debit Card and first-party-documented digital/branch basic banking services.
A no-minimum-balance digital AU savings account with video-KYC onboarding, monthly interest payouts and a RuPay Platinum debit-card proposition.
Axis Bank's statutory Basic Savings Bank Deposit Account with no minimum balance and the regulatory basic-service set, including ATM/debit-card access.
Bank of Baroda's commercial lifetime zero-balance savings account, eligible for the bank's full Video-KYC opening route, with a RuPay Platinum debit-card benefit that has its own QAB condition.
Canara Bank's full-KYC BSBDA with no minimum balance, a free ATM/ATM-cum-Debit Card, internet/mobile banking and a current four-free-withdrawal framework that excludes non-ATM digital payments from the count.
Canara Bank's relaxed-KYC Small Account for customers unable to provide full KYC documents, with statutory balance, annual-credit and monthly withdrawal/transfer caps.
Federal Bank's statutory zero-balance BSBDA with a free RuPay debit card, cheque-book access and a defined four-free-withdrawal monthly basic-service allowance.
A commercial zero-balance digital Federal Bank savings account opened through Federal 24x7, with Mastercard Crown debit-card access and free core digital banking.
A statutory zero-balance HDFC Bank BSBDA with basic branch/digital banking access, a free RuPay debit card and a four-withdrawal monthly basic-service framework.
HDFC Bank's zero-balance BSBDA Small Account for resident individuals without complete KYC, with a lifetime RuPay debit card and statutory Small Account transaction caps.
ICICI Bank's statutory BSBDA/PMJDY basic savings proposition with zero-balance treatment and a complimentary personalised RuPay debit card.
A new-to-bank, app-only IDFC FIRST zero-balance savings account with monthly interest credits, a Visa Classic debit card and a fully digital Video-KYC opening journey.
A statutory IDFC FIRST zero-balance BSBDA with no balance-maintenance charge, monthly interest crediting and a free RuPay Classic Debit Card.
A commercial IndusInd zero-balance digital savings account with nil minimum-balance maintenance but a current ₹10,000 initial-funding requirement and paid Delights debit-card proposition.
A commercial zero-balance digital savings account from IndusInd with a current ₹20,000 initial-funding requirement, ₹249 + taxes opening debit-card fee and several recommended debit-card choices.
IndusInd Bank's full-KYC Basic Savings Bank Deposit Account with zero balance requirement, a free ATM-card proposition and an explicitly recommended RuPay Debit Card.
IndusInd Bank's relaxed-KYC Small Account with zero balance requirement, a recommended RuPay Debit Card and explicit ₹50,000 / ₹1 lakh / ₹10,000 statutory operating caps.
Kotak's digital zero-balance savings proposition with a no-extra-charge virtual debit card and app-led account management.
Punjab National Bank's statutory zero-balance BSBDA with zero minimum/initial balance, free ATM-cum-debit-card access and a defined monthly withdrawal framework.
PNB's PMJDY banking proposition built on a Basic Savings Bank Deposit Account, with a specifically documented RuPay PMJDY debit card and scheme-linked overdraft/insurance features.
A no-minimum-balance SBI basic savings account designed for essential banking, with a free Basic RuPay ATM-cum-Debit Card and tightly defined withdrawal rules.
SBI's relaxed-KYC Basic Savings Bank Deposit Small Account: zero minimum balance, a free Basic RuPay ATM-cum-Debit Card and statutory caps on balance, annual credits and monthly withdrawals/transfers.
YES BANK's statutory BSBDA/PMJDY zero-balance proposition, with free basic services and a RuPay debit-card pathway for PMJDY customers.
Category membership alone does not make products interchangeable. Recheck the bank's current controlling agreement, tariff or effective-rate table before acting.
Identify whether the product is a full-KYC statutory BSBDA, a relaxed-KYC Small Account, PMJDY/basic proposition or a commercial zero-balance savings plan.
No ongoing minimum balance does not mean no cash is required at opening: some commercial zero-balance accounts require initial funding and a separate debit-card fee.
Relaxed-KYC Small Accounts can impose hard ceilings on balance, annual credits and monthly withdrawals/transfers until full KYC is completed.
BSBDA withdrawal-count rules are account-level controls and can differ by bank/channel even when the debit card itself has a higher technical daily limit.
Check whether the card is free, paid, optional or merely recommended and which exact variant the bank names.
Statutory BSBDA can restrict other BSBD/savings relationships; commercial zero-balance accounts follow different ownership and onboarding rules.
Pairs are curated rather than generated automatically. Each product retains its own conditions, dates and evidence.