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Savings account comparison

Canara Basic Savings Bank Deposit Account vs ICICI Bank Basic Savings Bank Deposit Account

Compare Canara Basic Savings Bank Deposit Account and ICICI Bank Basic Savings Bank Deposit Account using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

Savings account comparison

Canara Basic Savings Bank Deposit Account vs ICICI Bank Basic Savings Bank Deposit Account

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 9, 2026
Canara BankCanara Basic Savings Bank Deposit Account

Customers who want a current public-sector BSBDA with clearly documented free core services and explicit treatment of digital payments versus counted withdrawals.

Cost / pricing
No minimum balance. Canara states the ATM Card or ATM-cum-Debit Card carries no annual fee at issuance or renewal; at least 25 cheque leaves per year and core account facilities are also provided free under the reviewed page.
Reviewed
September 9, 2026
Evidence
2 bank sources
Open product research
ICICI BankICICI Bank Basic Savings Bank Deposit Account

Resident adults seeking essential ICICI banking without a minimum-balance requirement and who accept BSBDA ownership restrictions.

Cost / pricing
Zero-balance basic account; the reviewed product page lists complimentary passbook, personalised RuPay debit card and cheque leaves, with other services governed by the current ICICI schedule.
Reviewed
September 9, 2026
Evidence
2 bank sources
Open product research
Compare like with likeThese records share the same product type.
Conditions stay attachedBalance, tenure, channel, relationship and effective-date wording stays visible.
No missing-data inferenceMissing wording never means zero cost or unlimited access.
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littleden.blog · Comparison research sheet

Canara Basic Savings Bank Deposit Account vs ICICI Bank Basic Savings Bank Deposit Account

Prepared 14 Sep 2026 · Source page: https://littleden.blog/compare-banking/canara-basic-savings-bank-deposit-account-vs-icici-basic-savings-bank-deposit-account/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Can you maintain the required account conditions?Start with the eligible customer or relationship and any balance, funding or tenure requirement.

Canara Basic Savings Bank Deposit Account

Eligibility
Individuals singly or jointly and guardians on behalf of minors, subject to full KYC and the bank's account-ownership restrictions.
Balance / relationship
No minimum-balance requirement.

ICICI Bank Basic Savings Bank Deposit Account

Eligibility
Indian residents age 18+ under the reviewed page; BSBDA holders cannot maintain another ICICI savings account and must not hold another bank's BSBDA under the current declaration rules.
Balance / relationship
No minimum balance requirement under the reviewed BSBDA proposition.
02Which charges apply to your account use?Read the full cost wording and scope rather than comparing isolated numbers.

Canara Basic Savings Bank Deposit Account

Cost / charges
No minimum balance. Canara states the ATM Card or ATM-cum-Debit Card carries no annual fee at issuance or renewal; at least 25 cheque leaves per year and core account facilities are also provided free under the reviewed page.

ICICI Bank Basic Savings Bank Deposit Account

Cost / charges
Zero-balance basic account; the reviewed product page lists complimentary passbook, personalised RuPay debit card and cheque leaves, with other services governed by the current ICICI schedule.
03What operating and relationship rules could change the fit?Check limits and the ongoing relationship conditions before choosing.

Canara Basic Savings Bank Deposit Account

Limits / allowances
Minimum four free withdrawals per month including transfers and ATM transactions. Canara explicitly says non-ATM digital payments such as POS, NEFT, RTGS, UPI and IMPS are not counted as withdrawals for this purpose.
Ongoing relationship rule
Canara confirms a free ATM/ATM-cum-Debit Card but does not name one exact card variant on the BSBDA page, so the engine does not manufacture a card relationship edge.

ICICI Bank Basic Savings Bank Deposit Account

Limits / allowances
Basic-account withdrawal/service limits follow current BSBDA and ICICI schedule rules; users should verify the latest transaction allowance before relying on frequent withdrawals.
Ongoing relationship rule
Statutory Basic Savings Bank Deposit Account, including PMJDY use where applicable.
Other maintained comparisons for Canara Basic Savings Bank Deposit AccountOther maintained comparisons for ICICI Bank Basic Savings Bank Deposit Account
Exact terms

Put the controlling banking fields side by side.

The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.

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Banking product terms side by side for Canara Basic Savings Bank Deposit Account and ICICI Bank Basic Savings Bank Deposit Account
Decision factorCanara Basic Savings Bank Deposit AccountICICI Bank Basic Savings Bank Deposit Account
Cost / chargesNo minimum balance. Canara states the ATM Card or ATM-cum-Debit Card carries no annual fee at issuance or renewal; at least 25 cheque leaves per year and core account facilities are also provided free under the reviewed page.Zero-balance basic account; the reviewed product page lists complimentary passbook, personalised RuPay debit card and cheque leaves, with other services governed by the current ICICI schedule.
Balance / relationshipNo minimum-balance requirement.No minimum balance requirement under the reviewed BSBDA proposition.
Core benefitsCash deposits, electronic credits, free ATM/ATM-cum-Debit Card, cheque book, internet/mobile banking and passbook or monthly statement.Complimentary personalised RuPay debit card, passbook and cheque leaves, plus essential branch and electronic banking access under current BSBDA terms.
Limits / allowancesMinimum four free withdrawals per month including transfers and ATM transactions. Canara explicitly says non-ATM digital payments such as POS, NEFT, RTGS, UPI and IMPS are not counted as withdrawals for this purpose.Basic-account withdrawal/service limits follow current BSBDA and ICICI schedule rules; users should verify the latest transaction allowance before relying on frequent withdrawals.
EligibilityIndividuals singly or jointly and guardians on behalf of minors, subject to full KYC and the bank's account-ownership restrictions.Indian residents age 18+ under the reviewed page; BSBDA holders cannot maintain another ICICI savings account and must not hold another bank's BSBDA under the current declaration rules.
Ongoing relationship ruleCanara confirms a free ATM/ATM-cum-Debit Card but does not name one exact card variant on the BSBDA page, so the engine does not manufacture a card relationship edge.Statutory Basic Savings Bank Deposit Account, including PMJDY use where applicable.
Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

Canara Bank

Canara Basic Savings Bank Deposit Account

  • Withdrawals beyond the four-free framework can attract service charges under current Canara rules.
  • Digital-payment transactions and ATM transactions are treated differently for the BSBDA withdrawal count.
  • The bank states a BSBDA customer should not have another operative account with the branch/bank under the reviewed product rules.
ICICI Bank

ICICI Bank Basic Savings Bank Deposit Account

  • A BSBDA is not the same product as ICICI's premium or regular savings programmes.
  • Ownership restrictions can require closing another ICICI savings relationship.
  • Optional services beyond the regulatory basic set can carry charges.
Research tools

Continue from the pair into exact product-level research.

These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.

Independent source state

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One side's source depth or freshness never fills a gap in the other record.

MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

Canara Basic Savings Bank Deposit Account

Reviewed September 9, 2026 · 2 attached first-party sources

  1. Issuer product pagehttps://www.canarabank.bank.in/canara-basic-savings-bank-deposit-account
  2. Issuer documenthttps://canarabank.com/UploadedFiles/Pdf/Deposit%20Policy%202025-26.pdf

ICICI Bank Basic Savings Bank Deposit Account

Reviewed September 9, 2026 · 2 attached first-party sources

  1. Issuer product pagehttps://www.icici.bank.in/personal-banking/accounts/savings-account/basic-savings-bank-deposit-account
  2. Terms & conditionshttps://www.icici.bank.in/personal-banking/accounts/savings-account/basic-savings-bank-deposit-account/terms-and-conditions