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Bank fee profile comparison

ICICI Bank Banking Fees & Charges vs Canara Bank Banking Fees & Charges

Compare ICICI Bank Banking Fees & Charges and Canara Bank Banking Fees & Charges using the controlling cost, balance, rate, tenure, liquidity, limits, eligibility and current first-party bank evidence for this product type.

Bank fee profile comparison

ICICI Bank Banking Fees & Charges vs Canara Bank Banking Fees & Charges

Compare the two source-backed records without collapsing unlike conditions into a winner score.

Latest underlying reviewSeptember 10, 2026
ICICI BankICICI Bank Banking Fees & Charges

ICICI customers who need to identify whether a fee comes from the Savings account, card, ATM network, transfer rail or relationship programme before comparing banks.

Cost / pricing
For the reviewed mainstream Savings structure, non-maintenance charge is 6% of the balance shortfall or ₹500, whichever is lower, subject to programme/account exemptions. ICICI Platinum Debit Card is ₹300 + GST annually and ₹300 + GST to replace.
Reviewed
September 10, 2026
Evidence
7 bank sources
Open product research
Canara BankCanara Bank Banking Fees & Charges

Canara customers who want the newest dated ATM/card tariffs and need to distinguish ordinary Savings charges from senior-citizen, Jan Dhan/BSBD and card-tier exceptions.

Cost / pricing
Canara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Reviewed
September 10, 2026
Evidence
4 bank sources
Open product research
Compare like with likeThese records share the same product type.
Conditions stay attachedBalance, tenure, channel, relationship and effective-date wording stays visible.
No missing-data inferenceMissing wording never means zero cost or unlimited access.
Keep an offline research copyPrint the full comparison or choose Save as PDF in your browser. All decision checkpoints are expanded for the print copy.

littleden.blog · Comparison research sheet

ICICI Bank Banking Fees & Charges vs Canara Bank Banking Fees & Charges

Prepared 14 Sep 2026 · Source page: https://littleden.blog/compare-banking/icici-banking-fees-charges-vs-canara-banking-fees-charges/

General product research only. Recheck the listed first-party sources before acting because product terms can change after the recorded review dates.

Decision checkpoints

Answer the questions that can actually change the choice.

Each checkpoint reproduces the recorded product fields instead of assigning a winner. Read the condition, scope and missing-data state before treating a difference as useful to you.

01Does this tariff apply to your exact account?Establish tariff scope before treating any listed fee as applicable.

ICICI Bank Banking Fees & Charges

Tariff scope
Retail fee index covering mainstream Savings plus ATM, debit-card, digital transfer, BillPay and Basic-account exceptions. Relationship programmes remain separate.
Who the tariff applies to
Applies after matching the customer's ICICI account opening cohort, relationship programme, debit card and transfer/payment channel.

Canara Bank Banking Fees & Charges

Tariff scope
Retail fee index using Canara's September 2026 service-charge page, card/ATM tariff and non-credit/non-forex service schedule, plus BSBDA overrides.
Who the tariff applies to
Canara account/product/card category determines the charge or exemption.
02What maintenance costs and waivers are recorded?Keep waiver conditions attached to maintenance charges.

ICICI Bank Banking Fees & Charges

Account maintenance
Reviewed mainstream Savings: non-maintenance charge 6% of shortfall or ₹500, whichever is lower. New-account MAB structure from 1 August 2025 is ₹15,000 metro/urban, ₹7,500 semi-urban and ₹2,500 rural.
Waivers
Salary, Basic Savings and relationship programmes can waive or change selected base-account charges; no waiver is treated as universal without a controlling product source.

Canara Bank Banking Fees & Charges

Account maintenance
Product-specific Savings/basic balance rules remain controlling. Canara BSBDA has no minimum balance and protected core-service treatment; no universal ordinary Savings NMC is inferred from the card tariff.
Waivers
Staff, Jan Dhan, BSBD and other stated financial-inclusion accounts can receive specific transfer/card/service exemptions; senior-citizen ATM allowance is separately higher.
03Which effective-date conditions govern the charges?Check date logic and the full current cost wording before using a tariff.

ICICI Bank Banking Fees & Charges

Effective-date logic
2026 fee-revision notices trigger re-verification. A notice title alone is not used to fabricate a changed amount; the detailed current schedule/product page must identify the value and effective date.
Current fee posture
For the reviewed mainstream Savings structure, non-maintenance charge is 6% of the balance shortfall or ₹500, whichever is lower, subject to programme/account exemptions. ICICI Platinum Debit Card is ₹300 + GST annually and ₹300 + GST to replace.

Canara Bank Banking Fees & Charges

Effective-date logic
The card/ATM schedule explicitly marks changes effective 1 September 2026 and the main service-charge index was last updated 3 September 2026; these dates outrank older tariff copies for the same scope.
Current fee posture
Canara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Other maintained comparisons for ICICI Bank Banking Fees & ChargesOther maintained comparisons for Canara Bank Banking Fees & Charges
Exact terms

Put the controlling banking fields side by side.

The stored field wording is preserved. Product-type-specific evidence follows this generic comparison where deeper structured research exists.

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Banking product terms side by side for ICICI Bank Banking Fees & Charges and Canara Bank Banking Fees & Charges
Decision factorICICI Bank Banking Fees & ChargesCanara Bank Banking Fees & Charges
Current fee postureFor the reviewed mainstream Savings structure, non-maintenance charge is 6% of the balance shortfall or ₹500, whichever is lower, subject to programme/account exemptions. ICICI Platinum Debit Card is ₹300 + GST annually and ₹300 + GST to replace.Canara's card service-charge page updated 1 September 2026 lists annual debit-card fees of ₹200 Classic/Standard, ₹500 Platinum/Business and ₹1,000 Select/World, with ₹150 replacement. Savings ATM post-free charges are ₹23 + GST financial; non-financial charges differ on-us versus off-us.
Account / tariff scopeFor new mainstream Savings accounts from 1 August 2025, the reviewed product structure is ₹15,000 MAB metro/urban, ₹7,500 semi-urban and ₹2,500 rural. Select/Wealth, Salary, Basic and NRI relationships have separate conditions.Fee applicability depends on the Savings/basic account and card variant. Basic Savings has no minimum balance and a free ATM/ATM-cum-Debit Card under the reviewed product rules.
Waivers / free-service treatmentICICI digital NEFT/RTGS are nil-charge in the reviewed current transfer schedule and ICICI's own bill-payment/recharge platform currently states zero convenience fee.Online NEFT is free for Savings customers in the reviewed non-credit tariff. BSBDA/basic account retains free card and core services, including at least 25 cheque leaves per year under the reviewed page.
Fee thresholds / allowancesATM free counts and cash/transfer amount limits are different controls. Fee thresholds are tied to account/card/channel and should not be used as transaction ceilings.ATM free counts and fee slabs do not change debit-card daily transaction limits. Transfer amount ranges only determine the applicable transfer tariff.
Who the tariff applies toApplies after matching the customer's ICICI account opening cohort, relationship programme, debit card and transfer/payment channel.Canara account/product/card category determines the charge or exemption.
Product / programme / channel relationshipNotice-board fee revisions are refresh signals; the exact current product tariff controls the value applied to a customer.The September 2026 card tariff is the current card/ATM pricing source, while the non-credit/non-forex schedule controls other banking services.
Fee-schedule detail

Compare tariff scope and waiver mechanics.

These fields come from each product's type-specific structured research, so service comparisons are not reduced to the same six generic rows.

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Table region. When the region itself has keyboard focus, use Left and Right arrows to scroll horizontally; Home and End move to the start or end.

Type-specific banking comparison terms for ICICI Bank Banking Fees & Charges and Canara Bank Banking Fees & Charges
Decision factorICICI Bank Banking Fees & ChargesCanara Bank Banking Fees & Charges
Tariff scopeRetail fee index covering mainstream Savings plus ATM, debit-card, digital transfer, BillPay and Basic-account exceptions. Relationship programmes remain separate.Retail fee index using Canara's September 2026 service-charge page, card/ATM tariff and non-credit/non-forex service schedule, plus BSBDA overrides.
Account maintenanceReviewed mainstream Savings: non-maintenance charge 6% of shortfall or ₹500, whichever is lower. New-account MAB structure from 1 August 2025 is ₹15,000 metro/urban, ₹7,500 semi-urban and ₹2,500 rural.Product-specific Savings/basic balance rules remain controlling. Canara BSBDA has no minimum balance and protected core-service treatment; no universal ordinary Savings NMC is inferred from the card tariff.
Debit-card chargesICICI Platinum Debit Card reviewed fee: ₹300 + GST annual and ₹300 + GST replacement. Other card variants/programmes retain their own fee schedules.Current card annual fees: ₹200 Classic/Standard, ₹500 Platinum, ₹500 Business, ₹1,000 Select/World; replacement ₹150. Virtual Debit Card has no charges except applicable international markup under the reviewed card page.
ATM chargesSavings customers: five free financial ICICI-ATM transactions monthly and ICICI non-financial transactions free; non-ICICI ATM allowance is three in six metros/five elsewhere (maximum five free monthly), then ₹23 financial and ₹8.50 non-financial + GST.Canara ATM/CR: general Savings five free financial/non-financial monthly and senior citizens eight; thereafter ₹23 + GST financial and ₹5 + GST non-financial. Other-bank ATM/CR: three free metro/five non-metro, then ₹23 + GST financial / ₹11 + GST non-financial.
Cash / branchSavings cash transaction pricing varies by account variant/opening cohort; this profile does not use a generic blog/article figure to override the current account schedule.Non-credit/non-forex schedule controls account cash handling and can club branch/CDM/kiosk cash deposits for entitlement; no separate machine-based free allowance is assumed.
TransfersDigital NEFT/RTGS nil. Reviewed branch NEFT is ₹2.25/₹4.75/₹14.75/₹24.75 + GST by slab and branch RTGS ₹20/₹45 + GST. Savings IMPS from 1 July 2025 is ₹2.50/₹5/₹15 + GST across stated amount slabs.Online NEFT free for Savings. RTGS outward ₹24.50 for ₹2–5 lakh and ₹49.50 above ₹5 lakh + GST. IMPS Internet/Mobile ranges from nil below ₹1,000 to ₹20 for ₹2–5 lakh + GST, with specified inclusion-account exemptions.
Digital servicesICICI currently states zero convenience fee on bill payments and mobile/DTH recharges through its own platforms.Canara BBPS customer transactions are currently stated as Nil-charge in the reviewed BBPS FAQ; external biller/payment mode charges remain separately scoped.
WaiversSalary, Basic Savings and relationship programmes can waive or change selected base-account charges; no waiver is treated as universal without a controlling product source.Staff, Jan Dhan, BSBD and other stated financial-inclusion accounts can receive specific transfer/card/service exemptions; senior-citizen ATM allowance is separately higher.
Effective-date logic2026 fee-revision notices trigger re-verification. A notice title alone is not used to fabricate a changed amount; the detailed current schedule/product page must identify the value and effective date.The card/ATM schedule explicitly marks changes effective 1 September 2026 and the main service-charge index was last updated 3 September 2026; these dates outrank older tariff copies for the same scope.
Wrong-fit risks

Keep each product’s cautions beside the product.

A useful comparison shows what can make either option unsuitable instead of averaging those conditions into a score.

ICICI Bank

ICICI Bank Banking Fees & Charges

  • ICICI's 2026 notice board contains multiple Savings fee revisions, including March 1 and a later June 17 update. v1.44 does not infer an unspecified charge change from a notice title alone; it keeps the current product/tariff value until the detailed first-party schedule identifies the affected field.
  • At non-ICICI ATMs, the reviewed free-count/post-free pricing differs from ICICI-own ATM treatment; do not compare only the ₹23 withdrawal charge without the preceding free allowance.
  • Programme and account-opening cohort can change MAB and waiver treatment, so the mainstream Savings tariff is not universal.
Canara Bank

Canara Bank Banking Fees & Charges

  • Canara revised ATM/Cash Recycler pricing effective 1 September 2026; older ₹21-era ATM withdrawal figures should not be reused.
  • Senior-citizen own-bank ATM free counts differ from general Savings customers, and Jan Dhan/BSBD/financial-inclusion exemptions can alter transfer/card charges.
  • Cash deposits through branch/CDM/kiosk can share one fee entitlement under the underlying account tariff; machine use is not automatically a separate free bucket.
Research tools

Continue from the pair into exact product-level research.

These tools help narrow or inspect the records. They do not replace bank eligibility, live pricing or account-specific controls.

Independent source state

Verify each product from its own bank evidence.

One side's source depth or freshness never fills a gap in the other record.

MethodologyResearch statusMore banking comparisons

First-party source appendix

These are the exact source URLs already attached to the two research records. Re-open the controlling documents before relying on a fee, rate, limit, eligibility rule or benefit.

ICICI Bank Banking Fees & Charges

Reviewed September 10, 2026 · 7 attached first-party sources

  1. Issuer product pagehttps://www.icici.bank.in/about-us/notice-board
  2. Issuer product pagehttps://www.icici.bank.in/personal-banking/accounts/savings-account
  3. Issuer product pagehttps://www.icici.bank.in/personal-banking/ways-to-bank/find-atm-branch/insta-banking/atm-banking/atm-banking-faqs
  4. Issuer product pagehttps://www.icici.bank.in/personal-banking/cards/debit-card/platinum-chip-card
  5. Fee / charge schedulehttps://www.icici.bank.in/personal-banking/payments/money-transfer/charges-limits-timings
  6. Fee / charge schedulehttps://www.icici.bank.in/personal-banking/payments/bill-payments-and-recharges
  7. Issuer product pagehttps://www.icici.bank.in/personal-banking/accounts/savings-account/basic-savings-bank-deposit-account

Canara Bank Banking Fees & Charges

Reviewed September 10, 2026 · 4 attached first-party sources

  1. Fee / charge schedulehttps://www.canarabank.bank.in/pages/service-charges
  2. Fee / charge schedulehttps://www.canarabank.bank.in/pages/service-charges-related-to-cards
  3. Fee / charge schedulehttps://www.canarabank.bank.in/pages/Non-Credit-and-Non-Forex-Service-Charges
  4. Issuer product pagehttps://www.canarabank.bank.in/canara-basic-savings-bank-deposit-account