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Credit-card decision category

Fuel Credit Cards

Cards designed around fuel rewards, surcharge waivers or oil-company partnerships. Compare current researched options using issuer-sourced fees and terms.

6active profiles
2no-standard-fee
0premium overlap
0low-forex overlap
0non-active / paused
Decision framework

Use the category to frame the question—not to declare a winner.

Cards designed around fuel rewards, surcharge waivers or oil-company partnerships. The right comparison still depends on fees, caps, exclusions, qualification rules and how you actually use the card.

01
Match the use case

Start with the spending category that actually creates value for this card type.

02
Price the annual cost

Compare joining fee, renewal fee, taxes and a realistic fee-waiver threshold.

03
Read caps and exclusions

Headline rates can overstate real value when eligible spend is narrowly defined.

04
Verify the source

Recheck the issuer page and controlling terms before applying because benefits can change.

Published card research

Inspect the exact cards behind this category.

Search locally, narrow by issuer or status, and open the full dated card dossier before relying on any fee, reward, lounge or forex term.

6of 6 published records visible
Axis Bank · Active

IndianOil Axis Bank Credit Card

A focused fuel card built around IndianOil value-back economics rather than broad travel rewards.

Open dossier
Annual fee1st year Nil; ₹500 from the 2nd year on the current Axis Bank product page
RewardsReviewed Axis listing advertises 4% value back on fuel spends at IndianOil outlets
LoungeNot a lounge-led card
Forex3.50% foreign-currency transaction fee on the current product page; DCC markup is separately published.
Best useDrivers whose fuel spending is concentrated at IndianOil and who want a low-fee fuel card.
3 first-party sourcesReviewed September 11, 2026
RBL Bank · Active

RBL Bank Platinum TravelEasy Credit Card

A travel/fuel card whose value comes from specific mobility categories and milestone benefits rather than broad cashback.

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Annual fee₹999 + GST from the current RBL product/MITC structure
RewardsReviewed product page positions the card around travel, fuel, Ola/Uber and milestone vouchers
LoungeNo complimentary airport-lounge entitlement is stated on the reviewed current Platinum TravelEasy product page or current SuperCard MITC.
Forex3.50% foreign-currency transaction markup under the current RBL SuperCard MITC.
Best useDrivers and domestic travelers who can use fuel and ride-hailing benefits.
2 first-party sourcesReviewed September 11, 2026
ICICI Bank · Active

ICICI Bank HPCL Super Saver Credit Card

A low-fee HPCL co-branded card built around fuel savings, accelerated daily-essential rewards and a small set of lifestyle benefits.

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Annual fee₹500 + GST
RewardsReviewed issuer page highlights 5% savings on eligible fuel at HPCL/HP Pay and accelerated Reward Points on selected daily-essential spends
Lounge1 complimentary domestic airport lounge visit per quarter after ₹75,000 spend in the preceding calendar quarter; the benefit is for the primary cardholder.
Forex3.5% foreign-currency markup
Best useDrivers whose fuel spend is concentrated at HPCL and who can also use the utility, movie and roadside-assistance benefits.
4 first-party sourcesReviewed September 11, 2026
Kotak Mahindra Bank · Active

Kotak Cashback+ Credit Card

A ₹750 cashback card offering 5% on selected online categories, 3% on eligible fuel and 0.5% on other eligible spends, with a ₹500 billing-cycle cap on accelerated cashback.

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Annual fee₹750 + applicable taxes
Rewards5% cashback on eligible online food delivery, grocery and entertainment; 3% on eligible fuel; 0.5% on other eligible spends. Accelerated cashback is capped at ₹500 per billing cycle under the reviewed T&Cs
LoungeNot positioned as a lounge-led card in the reviewed issuer material
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
Best useModerate spenders whose online grocery, food-delivery, entertainment and fuel spending fits comfortably inside the accelerated cashback cap.
4 first-party sourcesReviewed September 9, 2026
Kotak Mahindra Bank · Active

IndianOil Kotak Credit Card

A low-fee fuel card centered on IndianOil with a ₹449 annual fee, ₹50,000 waiver threshold and additional grocery/dining reward value.

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Annual fee₹449 + applicable taxes
RewardsReviewed Kotak listing advertises 5% value on eligible IndianOil fuel spends and 2% back as reward points on eligible grocery and dining spends
LoungeNot positioned as a lounge-led card in the reviewed issuer listing
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
Best useDrivers who consistently refuel at IndianOil and can use grocery/dining rewards while keeping annual spend above the modest fee-waiver threshold.
3 first-party sourcesReviewed September 9, 2026
IndusInd Bank · Active

IndusInd Bank Platinum Visa Credit Card

A lifetime-free mainstream IndusInd rewards card earning 1.5 Reward Points per ₹150 on eligible purchases, with fuel-surcharge and insurance benefits.

Open dossier
Annual feeNil under the reviewed lifetime-free issuer positioning
Rewards1.5 Reward Points per ₹150 on eligible spends; points can be redeemed through issuer reward routes subject to current redemption values
LoungeNot positioned as a lounge-led card in the reviewed current issuer material
ForexSee the current IndusInd Bank MITC before using the card internationally
Best useFee-sensitive users who want a mainstream Visa rewards card with no standard joining or annual fee under the reviewed issuer positioning.
3 first-party sourcesReviewed September 9, 2026
Evidence boundary

The category narrows discovery. The issuer still controls the live terms.

Category membership does not promise approval, future pricing, a credit limit or universal value. Use the dated card dossier and linked first-party evidence before applying or relying on a current benefit.